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Breakdown rescue cover explained

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By John Healy of Healy Insurances

A large number of insurers now include breakdown rescue or recovery on their private car insurance policies.

It is important to check your own terms as there could be limitations as to the age of vehicle that can get this cover. Also, some insurers only give breakdown with “comprehensive cover”.

Usually the following kinds of breakdown would be covered:

Mechanical breakdown, fire, theft or attempted theft, malicious damage, punctures that need help to fix or to replace a wheel, lost keys, stolen keys and keys broken in the lock or keys locked into the car.
Cover applies in the 32 counties of Ireland and in England, Scotland and Wales. There may be restrictions to cover for finishing your journey if it’s outside Ireland.

The following benefits are normally included: 

Roadside assistance:

The insurer will send a competent repairer to help you at the scene and usually provide one hour’s labour.

Towing:

Cover is provided to tow the car to the nearest motor garage or to your own garage.

Finishing the journey:

Transport can be arranged to reach the final destination. There are also benefits such as accommodation while you are waiting for repairs to be finished.

Theft of your car:

A replacement car can be provided if your car has been stolen and not recovered within 24 hours.

A claim under the breakdown section will not affect your No Claims Bonus.

It is crucial to check your own policy wording as some insurers will only cover breakdown away from your private residence. Some insurers impose maximum ages for vehicles that can benefit from breakdown cover.

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Killarney exhibition and lecture on foundations of Fianna Fáil

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A widely acclaimed exhibition on the origins and early years of Fianna Fáil in Kerry will opened at Killarney Library on Tuesday for a three-week period and will coincide with a free public lecture on the subject at the library on March 26.


This year marks the centenary of the foundation of the party in 1926 and the exhibition, presented by historian Owen O’Shea, focuses on how the party developed and grew in Kerry in the late 1920s and early 1930s.

The exhibition is called “Soldiers of Destiny, Fianna Fáil in Kerry 1926-1933” and is supported by a Commemorations Bursary from the Royal Irish Academy.

It was officially opened by An Taoiseach Micheál Martin recently at Tralee Library. Mr Martin said the exhibition “has provided a deep insight into the foundations and rapid growth of one of democratic Europe’s most successful political parties.”

Owen will deliver a talk on the same subject on Thursday, 26 March at Killarney Library at 7pm as part of the programme of lectures from the Kerry Archaeological and Historical Society. The lecture is free and open to members of the public.

“The foundation of Fianna Fáil 100 years ago was a transformative moment in Irish politics and represented a new phase of Civil War politics in Ireland.

In this, its centenary year, I am presenting the story of the party in Kerry where its organisational and electoral successes were without parallel in this period,” said Owen O’Shea.

“Éamon de Valera’s party set about establishing a network of branches in Kerry with enormous speed and the Fianna Fáil vote in the constituency grew rapidly from 33% in 1927 to 68% in 1933.”


The seven TDs who represented Kerry during those years were Denis Daly, Fred Crowley, Tom McEllistrim, William O’Leary, Thomas O’Reilly and Jack Flynn.

Their stories are being shared for the first time as are many of the election posters and political material from the time.


“I am very grateful to the Royal Irish Academy for funding this exhibition and I hope it will attract anyone with an interest in Irish history and politics,” he added. It will be open at Killarney Library during library opening hours until March 31.

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Resident hits out at “sticking plaster” spend on Listry Bridge

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A Listry resident has slammed Kerry County Council’s latest safety funding for Listry Bridge, labelling the repeated small-scale spending as “insanity.”

The criticism from Brendan O’Shea follows last week’s announcement that €100,000 has been allocated for interim safety measures at the notorious bottleneck.

The Council confirmed the funds will cover a reduced speed limit, upgraded signage, new road linings, extended anti-skid surfacing, and parapet repairs.


However, Mr O’Shea, a long-time campaigner for safety improvements at the site, argues that these measures fail to address the core issue: that the bridge remains the only point between Killarney and Dingle where two cars cannot pass.


“The definition of insanity is doing the same thing over and over again and expecting a different result,” Mr O’Shea said. “Over the years there have been announcements of funding of €30k, €50k, €80k, €100k on a number of occasions, €250k one time before an election, and the latest is another €100k. Each and every time, it’s for new signage, anti-skid surfacing, and repairs.”


He pointed out that the Council has encouraged significant residential development in Milltown, leading to a major increase in daily commuters using the bridge to reach Killarney.


Mr O’Shea also questioned the county’s infrastructure priorities, contrasting the lack of a bridge replacement with the €7 million refurbishment of Ashe Hall in Tralee.

He suggested that Killarney is being left behind in terms of major projects compared to neighbouring counties.


“If the Killarney bypass eventually gets completed, then perhaps we’ll have a few euro left over to replace Listry bridge. Let’s stop with the ridiculous sticking plaster spending in the meantime,” he added.


The Council maintains that the current €100,000 spend is necessary for “interim safety measures” to manage traffic flow and improve grip on the approaches to the bridge.

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