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Breakdown rescue cover explained

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By John Healy of Healy Insurances

A large number of insurers now include breakdown rescue or recovery on their private car insurance policies.

It is important to check your own terms as there could be limitations as to the age of vehicle that can get this cover. Also, some insurers only give breakdown with “comprehensive cover”.

Usually the following kinds of breakdown would be covered:

Mechanical breakdown, fire, theft or attempted theft, malicious damage, punctures that need help to fix or to replace a wheel, lost keys, stolen keys and keys broken in the lock or keys locked into the car.
Cover applies in the 32 counties of Ireland and in England, Scotland and Wales. There may be restrictions to cover for finishing your journey if it’s outside Ireland.

The following benefits are normally included: 

Roadside assistance:

The insurer will send a competent repairer to help you at the scene and usually provide one hour’s labour.

Towing:

Cover is provided to tow the car to the nearest motor garage or to your own garage.

Finishing the journey:

Transport can be arranged to reach the final destination. There are also benefits such as accommodation while you are waiting for repairs to be finished.

Theft of your car:

A replacement car can be provided if your car has been stolen and not recovered within 24 hours.

A claim under the breakdown section will not affect your No Claims Bonus.

It is crucial to check your own policy wording as some insurers will only cover breakdown away from your private residence. Some insurers impose maximum ages for vehicles that can benefit from breakdown cover.

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Fossa Climate Action Group to host waterways walk

Fossa Climate Action Group will host a walk to the waterways of Killarney this Saturday, , at 11:00 am. The walk will be led by Blathnaid O’Loughlin, the Community Water […]

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Fossa Climate Action Group will host a walk to the waterways of Killarney this Saturday, , at 11:00 am.

The walk will be led by Blathnaid O’Loughlin, the Community Water Officer for Kerry County Council’s Local Authority Waters Programme (LAWPRO).
Participants will learn about the health of natural streams in Fossa. The event will include a Citizen Science demonstration to assess water health and a discussion on individual and community actions to protect and improve local water quality.
Numbers for the walk are limited to 20 people.
Those interested in attending should contact Paul O’Raw of the Fossa Climate Action Group at 087 231 7204 to book a place.

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Killarney Valley AC launches athlete support programme

Killarney Valley Athletic Club has announced the launch of its Elite Athlete Support Programme. This new initiative aims to provide assistance to the club’s top-level athletes as they strive for […]

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Killarney Valley Athletic Club has announced the launch of its Elite Athlete Support Programme.

This new initiative aims to provide assistance to the club’s top-level athletes as they strive for excellence at national and international competitions.
The programme offers a clear pathway for young athletes within the club, from juvenile level to the international stage, demonstrating that progression to a global level is achievable with support and recognition.
Financial support will be available for international travel costs to eligible athletes aged Under 17 to Senior who are trending towards or have achieved international selection, pursuing scholarships abroad, committed to representing KVAC in team events, and willing to mentor and contribute to club development.
Killarney Valley AC athletes who believe they meet the criteria and have upcoming international competitions are encouraged to contact their club coach for an application form. The club states this initiative will empower its athletes to pursue the highest levels in athletics.

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