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Breakdown rescue cover explained

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By John Healy of Healy Insurances

A large number of insurers now include breakdown rescue or recovery on their private car insurance policies.

It is important to check your own terms as there could be limitations as to the age of vehicle that can get this cover. Also, some insurers only give breakdown with “comprehensive cover”.

Usually the following kinds of breakdown would be covered:

Mechanical breakdown, fire, theft or attempted theft, malicious damage, punctures that need help to fix or to replace a wheel, lost keys, stolen keys and keys broken in the lock or keys locked into the car.
Cover applies in the 32 counties of Ireland and in England, Scotland and Wales. There may be restrictions to cover for finishing your journey if it’s outside Ireland.

The following benefits are normally included: 

Roadside assistance:

The insurer will send a competent repairer to help you at the scene and usually provide one hour’s labour.

Towing:

Cover is provided to tow the car to the nearest motor garage or to your own garage.

Finishing the journey:

Transport can be arranged to reach the final destination. There are also benefits such as accommodation while you are waiting for repairs to be finished.

Theft of your car:

A replacement car can be provided if your car has been stolen and not recovered within 24 hours.

A claim under the breakdown section will not affect your No Claims Bonus.

It is crucial to check your own policy wording as some insurers will only cover breakdown away from your private residence. Some insurers impose maximum ages for vehicles that can benefit from breakdown cover.

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Kerry v Cork match day parking

  Kerry take on Cork in the first round of the Munster Championship at Fitzgerald Stadium on Saturday. This glamour tie always attracts a huge crowd and Cork fans will […]

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Kerry take on Cork in the first round of the Munster Championship at Fitzgerald Stadium on Saturday.

This glamour tie always attracts a huge crowd and Cork fans will travel in their droves from the Rebel County.

As a result there will be parking restrictions and traffic disruptions in the town on Saturday afternoon.

“Please be aware that the town will be bustling with activity, and traffic congestion is expected. Some parking areas may reach capacity, so we recommend allowing extra time for your journey,” said a Garda spokesperson.

Parking will be available in the following areas near the stadium: New Street, The Glebe car park, Fair Hill car park, High Street, Rock Road car park and the Lewis Road car park.

Parking in the vicinity of Fitzgerald Stadium is reserved for residents with parking passes only.

For a full preview of the match turn to our Sports section on page 54

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Win tickets for Taylor Swift and support Palestine

Killarney For Palestine is raffling two tickets to a Taylor Swift concert in Edinburgh. The group is raising funds for the Halaq family who are known to Kerry Friends of […]

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Killarney For Palestine is raffling two tickets to a Taylor Swift concert in Edinburgh.

The group is raising funds for the Halaq family who are known to Kerry Friends of Palestine and who are currently displaced in tents in the Gaza Strip.

Their homes were destroyed in the city of Khan Younis by Israeli airstrikes.

“It currently costs between €5,000 and €6,000 per person to be evacuated from Gaza,” said Susan Larkin of Killarney For Palestine.

To be in with a chance of winning the tickets for the June 8 concert all you have to do is make a donation via the gofundme link below.

A minimum €5.00 donation ensures entry to the draw which will be made on April 24.

Link: https://www.gofundme.com/f/hx5ahx-help-my-children

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