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Breakdown rescue cover explained

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By John Healy of Healy Insurances

A large number of insurers now include breakdown rescue or recovery on their private car insurance policies.

It is important to check your own terms as there could be limitations as to the age of vehicle that can get this cover. Also, some insurers only give breakdown with “comprehensive cover”.

Usually the following kinds of breakdown would be covered:

Mechanical breakdown, fire, theft or attempted theft, malicious damage, punctures that need help to fix or to replace a wheel, lost keys, stolen keys and keys broken in the lock or keys locked into the car.
Cover applies in the 32 counties of Ireland and in England, Scotland and Wales. There may be restrictions to cover for finishing your journey if it’s outside Ireland.

The following benefits are normally included: 

Roadside assistance:

The insurer will send a competent repairer to help you at the scene and usually provide one hour’s labour.

Towing:

Cover is provided to tow the car to the nearest motor garage or to your own garage.

Finishing the journey:

Transport can be arranged to reach the final destination. There are also benefits such as accommodation while you are waiting for repairs to be finished.

Theft of your car:

A replacement car can be provided if your car has been stolen and not recovered within 24 hours.

A claim under the breakdown section will not affect your No Claims Bonus.

It is crucial to check your own policy wording as some insurers will only cover breakdown away from your private residence. Some insurers impose maximum ages for vehicles that can benefit from breakdown cover.

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Camera club returns after summer break

Killarney Camera Club will begin its new autumn season with an open night in The Brehon Hotel on September 28. This is the first meeting since the club broke up […]

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Killarney Camera Club will begin its new autumn season with an open night in The Brehon Hotel on September 28.

This is the first meeting since the club broke up for the summer – new members are invited to attend the open meeting later this month .

“Our final competition of the last season was our Open Print competition in June, and 20 unique and enthralling prints were on display in The Brehon on the night. Well done to everyone who put in the time, effort and expense to enter the competition. Thanks also to the many members who were involved in the logistics of bringing the season’s end competition to fruition.,” said club secretary Deirdre O’Donoghue.

“Throughout the year we hold a series of zoom meetings, fortnightly, and also have many in-house presentations of guest speakers , in their respective areas of photographic expertise , as well as occasional photographic outings throughout the club’s calendar year.”

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Kilcummin Comhaltas CCE launches trad music initiative

A new initiative from Kilcummin Comhaltas Ceoltóirí Éireann in association with Conor Moriarty sees the branch offer group music classes for those interested in traditional playing. Conor is combining with […]

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A new initiative from Kilcummin Comhaltas Ceoltóirí Éireann in association with Conor Moriarty sees the branch offer group music classes for those interested in traditional playing.

Conor is combining with the branch to gather musicians form beginner to advanced to give the ultimate group music experience.

“Its a great chance for newer players to learn from Conor, who himself is a champion musician but also from the other musicians that will attend the group in what undoubtedly will also offer a social outlet to all involved,” said Derek O Leary, PRO of Kilcummin Comhaltas CCE.

Conor has enormous previous experience. He is one of Irelands leading accordion players starting his playing career at the age seven. In 2009, Conor was crowned All-Ireland Champion on Melodeon at Fleadh Cheoil na hEireann and followed that up by becoming senior All-Ireland accordion Champion in 2010.

He also completed his MA in Irish traditional music performance at University Limerick that same year. He has worked professionally with many organisations including Siamsa Tire and more recently Gaelic Roots the show. He is also a much sought after music teacher where he has always enjoyed passing on his knowledge to the next generation.

The group sessions start on September 27 for an initial five-week term from 6.30 pm to 7.30 pm in Kilcummin Rural Development Office.

For further details contact Conor on 087 9698063

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