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RSA Insurance exits UK private motor market

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By John Healy of Healy Insurances

RSA Insurance has announced it will exit the UK personal lines car insurance market over the next year, with a sale arranged to rival insurer, Swinton.

RSA Insurance was formed through the merger of Sun Alliance and Royal Insurance in 1996 and was acquired by Canadian multinational, Intact Financial Corporation in November 2021. RSA said the motor market in the UK remained competitive yet “requires significant scale to drive meaningful outperformance”.

The RSA motor business in the UK represents about £120 million of annual premium but the 'Insurance Times' reported that the RSA’s private motor segment was operating at a loss, meaning the lost premium does not represent an operating loss to the business.

“When we completed the acquisition of RSA, we were clear that we would take necessary actions to drive sustainable outperformance in UK and Ireland," Charles Brindamour, CEO of the Intact Financial Corp, said. "[The] announcement represents a further step in delivering against our strategic roadmap to optimise our footprint around Personal Lines, Home and Pet, and our Commercial and Speciality lines businesses.”

Car premiums in the UK have increased by 21.1% from February 2021 to February 2022. Market sources concluded that inflation and supply chain disruption are pushing up the costs insurers face in fixing and replacing vehicles. The average annual car insurance premium in the UK is £929 which rises considerably in London to £1,419.

At the time of writing, it has just been announced that RSA are also exiting commercial mini fleet insurance in the UK from June 1, 2023.

RSA have not made any comment on their Irish operations. In the Republic of Ireland, RSA Insurance offer car insurance products via Insurance Brokers and Bank of Ireland. RSA also own 123.ie.

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Invasive water lily threatens Lough Leane

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Environmental group Lochanna Beo has raised concerns over large carpets of the invasive Fringed Water Lily proliferating along the shoreline of Ross Bay and Bog Island on Lough Leane.

The plant, known scientifically as Nymphoides peltata, is an invasive aquatic species listed under European Communities regulations.

It thrives in nutrient-rich, eutrophic waters caused by high levels of nitrogen and phosphorus from fertilizers and wastewater discharge.


Identified by its five vibrant yellow fringed petals, the perennial plant roots at the lake bed with long stems reaching the surface.

Late in the season, seeds form floating chains that spread across the water, while boat traffic can also unintentionally disperse seeds to new areas.


The dense mats are currently impacting local boatmen by entangling engine propellers.

The National Parks and Wildlife Service (NPWS) has urged watercraft operators to avoid driving through the weed mats and reminds lake users to follow the “Check, Clean, Dry” protocol for all vessels.


Lochanna Beo spokesperson Valerie Harrington warned that the plant threatens to disrupt the lake’s ecosystem and food web, pointing to wider water quality issues.


The Environmental Protection Agency (EPA) has highlighted that Lough Leane is failing to meet Water Framework Directive targets, citing excess nutrients from the Killarney wastewater treatment plant as a key factor. Despite the facility being placed on the EPA Priority Areas List, recent parliamentary responses indicate no upgrade work is scheduled before 2030.

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Ladybirds seeking new members

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The Killarney branch of the Irish Girl Guides is currently seeking new members for its Ladybirds division.

Aimed at girls aged 5 to 7, the Lily Ladybirds provide an all-inclusive environment where young members are encouraged to reach their full potential through a mix of play, discovery, and community involvement.


As part of the Irish Girl Guides (IGG), the mission of the branch is to enable girls and young women to develop into responsible citizens of the world.

The Ladybirds programme specifically focuses on building confidence and teaching essential life skills.

Participants engage in fun activities that help them develop a respect for the outdoors and learn to work effectively as part of a team.


Weekly meetings take place during the school term on Monday nights from 6:00 pm to 7:00 pm.

These sessions are held at the Presentation Monastery School on the New Road, providing a consistent and safe space for the girls to gather and learn.


A dedicated registration and information evening will be held on September 29th at 6:00 pm at the Presentation Monastery School.

Organisers have noted that spaces within the Killarney branch are limited, so any parents or guardians interested in enrolling their children are encouraged to attend this session.


For further details on the enrolment process or the activities planned for the upcoming term, Maura Fitzgerald is available for inquiries at 087 7986958.

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