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Breakdown rescue cover explained

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By John Healy of Healy Insurances

A large number of insurers now include breakdown rescue or recovery on their private car insurance policies.

It is important to check your own terms as there could be limitations as to the age of vehicle that can get this cover. Also, some insurers only give breakdown with “comprehensive cover”.

Usually the following kinds of breakdown would be covered:

Mechanical breakdown, fire, theft or attempted theft, malicious damage, punctures that need help to fix or to replace a wheel, lost keys, stolen keys and keys broken in the lock or keys locked into the car.
Cover applies in the 32 counties of Ireland and in England, Scotland and Wales. There may be restrictions to cover for finishing your journey if it’s outside Ireland.

The following benefits are normally included: 

Roadside assistance:

The insurer will send a competent repairer to help you at the scene and usually provide one hour’s labour.

Towing:

Cover is provided to tow the car to the nearest motor garage or to your own garage.

Finishing the journey:

Transport can be arranged to reach the final destination. There are also benefits such as accommodation while you are waiting for repairs to be finished.

Theft of your car:

A replacement car can be provided if your car has been stolen and not recovered within 24 hours.

A claim under the breakdown section will not affect your No Claims Bonus.

It is crucial to check your own policy wording as some insurers will only cover breakdown away from your private residence. Some insurers impose maximum ages for vehicles that can benefit from breakdown cover.

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Kilcummin Mothers & Others quiz raises over €1,800 for charity

Kilcummin Gaelic Mothers & Others hosted a hugely successful Halloween-themed table quiz last Friday night at the Kilcummin Klub Bar and GAA Hall, raising over €1,800 for charity. The event […]

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Kilcummin Gaelic Mothers & Others hosted a hugely successful Halloween-themed table quiz last Friday night at the Kilcummin Klub Bar and GAA Hall, raising over €1,800 for charity.

The event saw an excellent turnout of more than 130 people, with funds set to be split between Temple Street Children’s Hospital and the local Kilcummin Mothers & Others ladies football team.
Many attendees embraced the Halloween spirit by arriving in “Spooktacular” costumes, adding to the fun of the evening. Organisers noted that the “Big Raffle,” supported by generous local businesses and individuals who contributed prizes, played a significant part in the successful financial outcome.
Quiz Master Derek O’Leary put participants through their paces with a variety of challenging questions. Team member Catriona Doolan, one of the organisers, described the evening as “undoubtedly a great social evening for all in attendance,” confirming that a family fun night was had by all.
Organisers extended their gratitude to Kilcummin GAA, as well as John O’Sullivan and staff for facilitating the event and providing a wonderful array of finger food at half-time. Thanks were also given to Nessa and Declan for supplying the sound system.
The Kilcummin Mothers & Others group is always open to new members. Those wishing to join the vibrant and fun-active group can contact Ann Marie on 087 9047274.

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New bus route to Mallow will be a “game changer”

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A new bus service linking Mallow and Killarney is in the final stages of planning, according to Cork North West Fine Gael TD John Paul O’Shea.

Commencement is dependent on the availability of resources and funding.

Once operational, the route is expected to offer up to six return journeys daily, seven days a week.

The new service, which will be known as Route 515, will connect Mallow and Killarney and service villages such as Ballyclough, Castlemagner, Kanturk, Boherbue, Knocknagree, Rathmore, Gneeveguilla and Kilcummin en route.

Deputy O’Shea has welcomed the news describing it as “excellent” for the local communities.

He said: “Reliable public transport is vital for connecting people across rural North Cork and Kerry supporting access to work, education, healthcare, and local amenities.”

Fine Gael councillor Tony O’Shea also praised the initiative, calling it a “game changer” for local residents by “greatly enhancing connectivity in Mallow”.

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