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Breakdown rescue cover explained

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By John Healy of Healy Insurances

A large number of insurers now include breakdown rescue or recovery on their private car insurance policies.

It is important to check your own terms as there could be limitations as to the age of vehicle that can get this cover. Also, some insurers only give breakdown with “comprehensive cover”.

Usually the following kinds of breakdown would be covered:

Mechanical breakdown, fire, theft or attempted theft, malicious damage, punctures that need help to fix or to replace a wheel, lost keys, stolen keys and keys broken in the lock or keys locked into the car.
Cover applies in the 32 counties of Ireland and in England, Scotland and Wales. There may be restrictions to cover for finishing your journey if it’s outside Ireland.

The following benefits are normally included: 

Roadside assistance:

The insurer will send a competent repairer to help you at the scene and usually provide one hour’s labour.

Towing:

Cover is provided to tow the car to the nearest motor garage or to your own garage.

Finishing the journey:

Transport can be arranged to reach the final destination. There are also benefits such as accommodation while you are waiting for repairs to be finished.

Theft of your car:

A replacement car can be provided if your car has been stolen and not recovered within 24 hours.

A claim under the breakdown section will not affect your No Claims Bonus.

It is crucial to check your own policy wording as some insurers will only cover breakdown away from your private residence. Some insurers impose maximum ages for vehicles that can benefit from breakdown cover.

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Killarney Pumpkin Farm returns for Halloween

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The annual event is in its sixth year and caters to people of all ages.

The farm is located in Headford; it is open every weekend for the month of October and the week of Halloween.

From pumpkin patches and cornflower mazes to witches and potions, there is something for everyone at the farm.

The eleven77 bus provides cosy comfort food and there are resident Alpacas on the farm.

Roam around the haunted cottage, enjoy storytelling with the Seanchai and explore the pretty pumpkin pixie village.

Pre-booking is essential, and tickets are available on the Killarney Pumpkin Farm’s website. It promises to be a jam-packed day of fun with the entire family.

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Killarney Toastmasters host special open night

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Killarney Toastmasters is inviting members of the local community to an open night at the Dromhall Hotel on Muckross Road this Tuesday evening at 7.30pm.

The event aims to help adults improve public speaking skills, whether preparing for workplace presentations, wedding toasts, or everyday conversations.

Guests can attend without any pressure or obligation to speak on the night.


For over two decades, the local club has provided a structured space for members to build confidence, practice impromptu speaking, and develop leadership attributes through constructive feedback and group exercises.


Club President Nikolina Tijardovic highlighted the broader personal benefits of joining the organization, noting that meetings are grounded in encouragement and mutual respect so members can progress at their own pace.


Admission to the open night is free for all visitors. Further information is available by contacting Anthony Walsh on 085 7314505, emailing president-590632@toastmastersclubs.org, or visiting the Killarney Toastmasters Facebook page.

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