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What you need to know when buying Landlord Insurance

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By John Healy of Healy Insurances

If you own a residential investment property that is rented out on a long-term basis you will need specific landlord home insurance in place for your Buildings, Contents and Public Liability.

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The number of tenants may impact on the quotes given. Properties rented to local authorities would need to be specially referred with some underwriters.

Here are some tips when buying Landlord Insurance including some cost saving tips.

Buildings: Your Property should be insured for its rebuild cost not the market value. Rebuilding costs have increased substantially over the past 12 months. There is a handy rebuilding calculator on www.scsi.ie where you can calculate your own property. Under-insurance can have serious consequences in the event of a claim, so it is advisable to review annually and get professional advice from an insurance expert.

Contents: Landlords contents will cover the replacement cost for the items that the landlord owns, examples would include dining tables and couches. The tenants should have their own contents policy in place to cover their own belongings.

Review: Landlord Home Insurance rates use many data streams so it is crucial to ensure that your details are correct when quoting. Important factors are your Eircode, number of tenants, intruder and smoke alarms, year of construction and flat roof details, if applicable.

Shopping around: When shopping around it is important to understand that direct insurers and banks will only sell their own products. They may not be able to offer you choice or advise you on your options. It is also worth noting that you are free to move your insurance from your mortgage provider, we do this on a regular basis and succeed in securing large savings for these customers.

Use a Broker: As experts in Home Insurance we understand the market conditions and can advise which insurer or which product is most suitable for your specific needs. Aside from understanding the discounts than can be achieved in each case, we also negotiate bulk discounts from insurers to get the best prices for our customers.

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Last chance to enter Spa GAA’s fundraising draw

By Sean Moriarty There is just less than one week left to enter Spa GAA’s fundraising raffle. The ‘Cairde Spa’ draw takes place on Thursday night (February 2) the Spa’s […]

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By Sean Moriarty

There is just less than one week left to enter Spa GAA’s fundraising raffle.

The ‘Cairde Spa’ draw takes place on Thursday night (February 2) the Spa’s clubhouse at 7pm.

Funds raised will go towards the upgrade and development works planned over the next few years.

Guest of honour on the night is national GAA president Larry McCarthy and the Sam Maguire Cup will make an appearance too.

“Apart from ongoing and essential maintenance work, the club has a number of development projects in the pipeline. The money is being raised towards improving our grounds to provide top class facilities that can be used year-round, including car parking, perimeter fencing for pitches, ladies and juveniles dressing rooms, outdoor skills wall, player dug outs for senior and juvenile pitches, safety enhancements and lighting on the walking track, landscaping, scoreboard, viewing gallery to the sports hall, alignment of entrance to the grounds and a remembrance garden,” said Michael Cronin, Club Chairman.

“We are calling on everyone to get behind the fundraiser. Our vision is to provide top class grounds and facilities where everyone is welcome to use and participate fully in our activities, games and culture. In order to achieve this vision, we are setting out exciting new developments and investments in our facilities – and we need your support.”

There are 10 prizes up for grabs: 1st Prize: €15,000, 2nd Prize: €3,000, 3rd Prize: €2,000, 4th Prize: €1,000, 5th Prize: Two nights dinner and B&B at the Killarney Park Hotel, 6th Prize: €500 Voucher for Killarney Carpets & Furniture, 7th Prize: €300 Voucher for O’Sullivan’s Cycles, 8th Prize: €250 Voucher for Killarney Oils, 9th Prize: €150 Voucher for Killarney Hardware and 10th Prize: A signed Kerry jersey.

Tickets are €100 each and can be collected/returned at the clubhouse this Saturday (10.30am-12noon), Monday (7-8pm) or Wednesday (7-8pm), and tickets are also available online on spagaa.com.

Any queries contact Andy (087 2236754), Michael (085 8213027), Assumpta (087 6779292) or Deirdre (085 1216359) or any Club Officers.

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Marian Players excited to get back on stage

By Michelle Crean With a cast of over 50 it’s no small undertaking – but that won’t deter one panto group who are only too happy to get back on […]

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By Michelle Crean

With a cast of over 50 it’s no small undertaking – but that won’t deter one panto group who are only too happy to get back on stage this weekend.

It’s been two years since they staged a show due to COVID but the Marian Players Rathmore are rearing to go tomorrow night (Saturday) with their hilarious show ‘Dame Annie Goes West’.

A medley of comedy and colour, combined with music and dance, locals from both sides of the border have been working together to make it a great production.

“We’re very excited, we can’t wait! It’s great to be back,” Mary Hickey told the Killarney Advertiser.

“They [the cast] got together in October and they’re at it since.”

Val Moynihan is the “genius behind it”, she added, and it’s produced by her son Brian Hickey, and co-written with Eilish Coakley.

She said that they have loads working in the background also doing the stage curtains, lighting and making costumes amongst other tasks.

“It’s a pantomime without the pantomime in the background! It’s a whole community effort both sides of the border.”

Evening shows start at 7.30pm tomorrow (Saturday) and again Sunday (January 29) at 3pm.

Mid-week shows continue on Wednesday next (February 1) at 7.30pm, Thursday (February 2) at 7.30pm and also Saturday (February 4) at 7.30pm and Sunday (February 5) at 3pm.

The booking office (085 2031730) will be open every day from 2pm to 6pm to reserve seats and collect tickets and is located adjacent to the community centre, next to Christy’s Take Away.

Seats may be reserved over the phone too and paid for using a bank card. All proceeds are going to Kerry Parents & Friends Association.

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