News
What you need to know when buying Landlord Insurance
By John Healy of Healy Insurances
If you own a residential investment property that is rented out on a long-term basis you will need specific landlord home insurance in place for your Buildings, Contents and Public Liability.
.
.
The number of tenants may impact on the quotes given. Properties rented to local authorities would need to be specially referred with some underwriters.
Here are some tips when buying Landlord Insurance including some cost saving tips.
Buildings: Your Property should be insured for its rebuild cost not the market value. Rebuilding costs have increased substantially over the past 12 months. There is a handy rebuilding calculator on www.scsi.ie where you can calculate your own property. Under-insurance can have serious consequences in the event of a claim, so it is advisable to review annually and get professional advice from an insurance expert.
Contents: Landlords contents will cover the replacement cost for the items that the landlord owns, examples would include dining tables and couches. The tenants should have their own contents policy in place to cover their own belongings.
Review: Landlord Home Insurance rates use many data streams so it is crucial to ensure that your details are correct when quoting. Important factors are your Eircode, number of tenants, intruder and smoke alarms, year of construction and flat roof details, if applicable.
Shopping around: When shopping around it is important to understand that direct insurers and banks will only sell their own products. They may not be able to offer you choice or advise you on your options. It is also worth noting that you are free to move your insurance from your mortgage provider, we do this on a regular basis and succeed in securing large savings for these customers.
Use a Broker: As experts in Home Insurance we understand the market conditions and can advise which insurer or which product is most suitable for your specific needs. Aside from understanding the discounts than can be achieved in each case, we also negotiate bulk discounts from insurers to get the best prices for our customers.
News
American choir to perform in St Mary’s Cathedral
Music lovers are in for a rare treat on Monday night when a top US choir visits Killarney. The Colquitt Accapella choir under the direction of Mr. Jimmy L. Jarvis […]
Music lovers are in for a rare treat on Monday night when a top US choir visits Killarney.
The Colquitt Accapella choir under the direction of Mr. Jimmy L. Jarvis Jr is from the city of Moultie in the state of Georgia in the United States of America.
The choir performs multiple times a year and also produces and performs a large musical every year, with the latest production being ‘The Addams Family’ which was a sold out success.
The Colquitt Choir will be performing at St Mary’s Cathedral thanks to support form the KDYS.
More information is available from the KDYS on 066 71 21674 or www.kdys.ie
News
HeartBeat’s cook off – be early!
This month HeartBeat Killarney has come up with a new slant on safe cooking. A free copy of the cook book ‘101 Square Meals – Easy recipes for everyday life’ […]
This month HeartBeat Killarney has come up with a new slant on safe cooking.
A free copy of the cook book ‘101 Square Meals – Easy recipes for everyday life’ will be available to all those who come early to the May meeting on Tuesday night.
This book from Safefood which is supported by the HSE & MABS will come to life on the night as chefs from The International Hotel Killarney have very kindly volunteered to cook some of the recipes in the book for a tasting session during the meeting.
Nutritionist Paula Duggan will be on hand to discuss the nutritional benefits of each recipe prepared for tasting. She can also advise on any tweaks required to meet individual tastes and needs.
There will be four main recipes available to taste during the course of the evening; Meat Loaf, Baked Stuffed Fish, Chicken Fingers and Spanish Tortillas. There is a fifth recipe for tasting on the night but all that Chairperson Billy O’Sullivan will say about it is “It will be available at the end of the night with a cup of tea and we hope it will send everyone home with a smile on their face.”
This is a night that the HeartBeat group has worked long and hard to make happen.
“It came together because of the amazing generosity of Tracy Coyne, Catriona White and the wonderful Kitchen Team at the International.” said Billy. In these times when the price of foods has risen dramatically it is still possible to eat healthily with the guidance from this book. There are lots of tips also on food storage, freezing food, kitchen hygiene and food allergens.
HeartBeat meetings are FREE and all are welcome to come along on Tuesday May 30th at 8pm at the Parish Centre beside The Church of the Resurrection Park Road V93 WN32.
American choir to perform in St Mary’s Cathedral
Music lovers are in for a rare treat on Monday night when a top US choir visits Killarney. The Colquitt...
HeartBeat’s cook off – be early!
This month HeartBeat Killarney has come up with a new slant on safe cooking. A free copy of the cook...
Matt Britton Flooring Now Open in Cork
Matt Britton a thriving, local, sustainable, family-run business that has evolved into the ultimate destination for Ireland’s finest hardwood flooring,...
Quest Killarney named Ireland’s best fitness and wellness event
Quest Adventure Series organised by Kerry based Elite Event Management came out winners at the Gym+Coffee Make Life Richer Awards....
Mick Griffin Memorial fishing competition on Sunday
The late Mick Griffin will be remembered at Killarney Salmon and Trout Angling Club on Sunday. Members will compete for...
-
News1 week agoLiebherr Scholarship Programme deadline looms
-
News3 weeks ago120th anniversary of Ballyfinnane Hillclimb to be celebrated with motorsport festival
-
News3 weeks agoWhite Tailed Eagle nests again in Killarney National Park
-
Sport2 weeks agoAdam Moynihan: Both ends at Fitzgerald Stadium should be named after Kerry legends
