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Uninsured drivers adding €35 to every car policy in Ireland

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3 years ago

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By John Healy of Healy Insurances

The number of uninsured cars on Irish roads continues to grow.

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The Motor Insurers Bureau of Ireland (MIBI) carried out new research that showed one in every 12 vehicles was driving without insurance in 2022.

According to MIBI, there are now more than 32,000 additional uninsured vehicles on Irish roads since 2020.

Under Irish law, the penalties for vehicles found without valid insurance include An Garda Síochána having the power to seize the vehicle on the spot, as well as other significant penalties such as an automatic court appearance, five penalty points and a substantial fine.

MIBI, a not for profit organisation established to compensate victims of road traffic accidents caused by uninsured and unidentified vehicles, undertook this research by contrasting the number of private motor vehicle owners paying motor taxes with the number of vehicles who have active insurance policies.

“Law abiding motorists won’t be happy to see these figures and to look at the growing trend of uninsured driving," David Fitzgerald, CEO of the MIBI, said.

"If the current trend were to continue then we are likely to pass 200,000 uninsured vehicles in the next 12 – 18 months unless significant action is taken.”

So what can be done to tackle this issue?

Well the Irish Motor Insurance Database (IMID) is on the horizon for many years. The data should allow An Garda Síochána to identify uninsured drivers using their ANPR (Automatic Number Plate Recognition) device without having to leave their patrol car.

The legislation is still working its way through the Oireachtas.

According to MIBI, honest motorists are paying for the victims of people driving without insurance. It is estimated that approximately €35 of each motor insurance policy in the State is paying for uninsured drivers.
Granted the database is a huge piece of work, but it is long overdue at this stage.

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Fossa Community Sustainability Fair a success

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4 hours ago

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6 February 2026

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The Fossa Community Sustainability Fair, hosted by the Fossa Climate Action Group, was a huge success last Sunday afternoon, with over 20 exhibitors showcasing their initiatives and projects in Fossa Community Hall.

The annual event, which aims to promote sustainability and community engagement, attracted a diverse range of visitors who came to learn, share, and connect with local organisations and initiatives.

Exhibitors included Killarney National Park Education Staff, Beaufort Beekeepers Association, Young Environmental Award entrants, Flourish Organics and Wild Weeds.

The fair provided a platform for local groups and individuals to share their work, exchange ideas, and inspire others to take action on environmental issues.

Visitors had the opportunity to learn about sustainable practices, conservation efforts, and community-led projects, highlighting the wealth of talent and commitment to sustainability in the local community.

“We’re thrilled with the response and it gives comfort to know that there are so many groups in the area who are working to sustain the beautiful and healthy environment that surrounds us,” said Diarmaid Griffin of the Fossa Climate Action Group.

The Fossa Climate Action Group would like to thank all exhibitors, attendees, and supporters who contributed to the success of the event.

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Legion presented with Hurling Support Pack at Croke Park

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4 hours ago

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6 February 2026

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Killarney Legion was among a select group of just 70 clubs from across the 32 counties invited to Croke Park recently to receive a Hurling Refresher Pack.

The presentation was led by GAA President Jarlath Burns and Hurling Development Committee Chairperson Terry Reilly.

Eamonn and Sonny Maguire represented the Killarney club at the headquarters to accept the equipment.

The initiative is part of a strategic drive by the GAA to grow the game, particularly in developing and non-traditional hurling areas.

Each pack contains 15 hurleys, 15 helmets, and 60 sliotars, specifically designed to support nursery and underage coaching.

President Jarlath Burns said that promoting and preserving hurling is a top priority of his term.

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