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Top tips when renewing commercial motor insurance

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By John Healy of Healy Insurances

While commercial motor insurance premiums have reduced over the past 18 months there is still ample opportunity to save money.

Here are some tips to review when your commercial motor policy is due for renewal:

Occupation:

Review your policy before renewal date especially if you have changed occupation or business.

Drivers:

While open driving 25-years-old to 70-years-old is a convenient cover for business owners and tradesmen you should also get a quote to restrict driving to named drivers.

Vehicle cover:

For older vehicles ask about third party fire and theft cover but I would insist that windscreen is always included. Windscreen cover can be as low as €20 but a replacement windscreen can cost many hundreds to replace.

Paying in full:

Consider paying in full for your policy. All insurers charge for instalments and this can be up to 8% of your premium.

Value:

It is important to value your vehicle accurately, being cognisant that second hand vehicles are increasing in value at the present time.

Claims excess:

Some insurers will have a discount for increasing your claims excess.

Shopping around

While shopping around is advisable, it is important to understand that direct insurers only sell their own products. Covers such as bonus protection or windscreen may not be included in the standard quote.

Use a broker

As experts in insurance we know how to get the best rate for each of our customers and our software enables us to search the market of over 15 motor insurers, Irish and international. Aside from understanding the discounts that can be achieved using the correct data, we also achieve bulk discounts from insurers for certain risk profiles.

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Godley fourth in National Ploughing competition

By Sean Moriarty Four years on from his last appearance at the National Ploughing Championships, Shane Godley continues to move up the ranks in his age group. The Killarney Ploughing […]

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By Sean Moriarty

Four years on from his last appearance at the National Ploughing Championships, Shane Godley continues to move up the ranks in his age group.

The Killarney Ploughing Association member last represented Kerry in the Under 21s in 2018 when he placed sixth in the two-furrow conventional class in the national competition.

Last week at the 2022 National Ploughing Championships at Rathinaska, County Laois he placed fourth in the under 28 age group for the same category.

“Weather conditions for both the ploughing days was very good but the ground was very hard,” he said.

Club mate Mike Brosnan from Gortalea, finished 20th in the ‘Vintage Mounted’ class. They were the only two members of Killarney Ploughing Association to compete at the event.

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Public invited to inaugural ‘Call of the Wild’ events

By Michelle Crean   It’s not often members of the public get a safe close up look at the native Red deer – but soon they can with two days of events […]

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By Michelle Crean 
 

It’s not often members of the public get a safe close up look at the native Red deer – but soon they can with two days of events at Killarney National Park. 

This year marks the inaugural ‘Call of the Wild’ autumn gathering – the highlight of the Killarney National Park nature calendar – and it takes place on Saturday and Sunday October 15 and 16.

The programme will be presented by the Conservation Rangers of National Parks and Wildlife Service (NPWS), led by Danny O’Keeffe, District Conservation Officer.

Killarney National Park was the first National Park in Ireland, it encompasses 10,000 hectares of diverse ecology, ancient oak and yew woodlands – the most extensive covering of native forest of international importance, the famous Lakes of Killarney, the monastic 6th century Innisfallen Island, Muckross House and Killarney House and Gardens. There the renowned native Irish Red deer – the largest and only native species with a continuous presence in Ireland since the end of the last Ice Age (c.10,000 BC) – live.

Paudie O’Leary was the Head Conservation Ranger at Killarney National Park, and sadly passed away unexpectedly in August 2012. This year to honour Paudie’s memory, Divisional Manager Killarney National Park, Eamonn Meskell, will deliver the inaugural Paudie O’Leary lecture at Killarney House Auditorium on Saturday October 15 at 3pm.

Other events include Autumn Dawn Watch, Photographic Workshops, Children’s Autumn Watch with Killarney National Park Education Centre based at Knockreer House, Autumn Night Watch, and an informal discussion of the work of NPWS Conservation Rangers chaired by Chief Executive Kerry County Council, Moira Murrell.

Programme

Saturday October 15

7.30am: Autumn Dawn Watch Gathering takes place. National Park and Wildlife Service (NPWS) local Conservation Rangers meet at Knockreer Gates (opposite St Mary’s Cathedral) walking tour observing native Irish deer, flora and fauna during the autumn season.

Early morning self guide photographic opportunities within Killarney Demesne – observing and photographing the annual rutting season from a safe distance on designated paths.

10am: Autumn Photographic Workshop with photographer Micheál O’Sullivan at Ross Castle. For bookings: info@killarneyphototours.ie/mobile 087 6290556.

10am – 2pm: Children Autumn Watch: Killarney National Park Education Centre, Knockreer House, Scavenger hunts, beginners bushcraft, nature games and a look at the mammals of Killarney National Park.
3pm: The inaugural Paudie O’Leary lecture: Killarney House and Gardens Auditorium delivered by Divisional Manager NPWS Killarney National Park: Eamonn Meskell: Bookings: Reception 01 539 3620.
7.30pm: Autumn Night Watch: Killarney National Park (NPWS) Conservation Rangers to meet at Knockreer gates (opposite St Mary’s Cathedral) bring a head torch/suitable clothing.

Sunday October 16

7.30am: Autumn Dawn Watch Gathering: National Park and Wildlife Service (NPWS) local Conservation Rangers. Meeting at Knockreer Gates (opposite St Mary’s Cathedral) – walking tour observing native Irish deer, flora and fauna during the autumn season.

Early morning self guide photographic opportunities within Killarney Demesne – observing and photographing the annual rutting season from a safe distance on designated paths.

10am: Autumn Photographic Workshop with photographer Micheál O’Sullivan meet at Ross Castle. Bookings: info@killarneyphototours.ie/mobile 087 6290556.

2pm: Autumn Watch Scattering: Muckross School House: informal discussion with NPWS Conservation Rangers on their work in Killarney National Park – chaired by Chief Executive Kerry County Council, Moira Murrell.

For further information and updates: www.facebook.com/killarneynationalpark.

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