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Top tips when renewing commercial motor insurance

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By John Healy of Healy Insurances

While commercial motor insurance premiums have reduced over the past 18 months there is still ample opportunity to save money.

Here are some tips to review when your commercial motor policy is due for renewal:

Occupation:

Review your policy before renewal date especially if you have changed occupation or business.

Drivers:

While open driving 25-years-old to 70-years-old is a convenient cover for business owners and tradesmen you should also get a quote to restrict driving to named drivers.

Vehicle cover:

For older vehicles ask about third party fire and theft cover but I would insist that windscreen is always included. Windscreen cover can be as low as €20 but a replacement windscreen can cost many hundreds to replace.

Paying in full:

Consider paying in full for your policy. All insurers charge for instalments and this can be up to 8% of your premium.

Value:

It is important to value your vehicle accurately, being cognisant that second hand vehicles are increasing in value at the present time.

Claims excess:

Some insurers will have a discount for increasing your claims excess.

Shopping around

While shopping around is advisable, it is important to understand that direct insurers only sell their own products. Covers such as bonus protection or windscreen may not be included in the standard quote.

Use a broker

As experts in insurance we know how to get the best rate for each of our customers and our software enables us to search the market of over 15 motor insurers, Irish and international. Aside from understanding the discounts that can be achieved using the correct data, we also achieve bulk discounts from insurers for certain risk profiles.

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Killarney Plaza wins top golf hotel award

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Killarney Plaza wins top golf hotel award

Killarney Plaza Hotel and Spa has been named IGTOA Large Golf Hotel of the Year at the 29th National Golf Tourism Conference and Gala Irish Golf Awards.

Organised by the Irish Golf Tour Operators Association, the annual conference brings together golf operators, hotels, clubs, and industry partners from across Ireland. The awards ceremony took place during a black-tie gala evening at Ballygarry Estate Hotel and Spa, hosted by broadcaster Des Cahill.

The category winner was selected through votes cast by IGTOA tour operator members. Established in 1996, the association promotes Ireland as an international golfing destination.

Hotel management expressed gratitude to the tour operators, regional partners, and guests who supported the venue throughout the year. The hotel operates as part of the local O’Donoghue Ring Collection.

GOLF AWARD: Representing the Killarney Plaza Hotel and Spa, part of the O’Donoghue Ring Collection, Seán Howley (Group Business Development Manager), Brian Lawlor (Group General Manager), and Tomás O’Gorman (Guest Relations Manager) at the National Golf Tourism Conference

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Kilcummin Men’s Shed goes jaunting!

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Kilcummin Men’s Shed goes jaunting!


Three jaunting cars, a gang of Kilcummin characters, two unsuspecting Americans and a few amorous stags. What could go wrong?


There was no shortage of horsepower, laughs or local characters when Kilcummin Men’s Shed descended on Killarney for a memorable morning out on Friday, October 16.
Swapping their usual surroundings for something more traditional, the lads climbed aboard three jaunting cars at the Ha-Ha before setting off through Killarney National Park.
Wrapped up in blankets and looking every inch the distinguished gentlemen, the group enjoyed the spectacular autumn scenery, fresh air and plenty of good-natured banter.
Of course, their timing couldn’t have been better. With the deer rutting season in full swing, Killarney’s famous red stags were busy roaring, strutting and competing for female attention.
Some of the Kilcummin lads reportedly recognised similar behaviour from their younger days, although others wisely maintained a dignified silence!
But the real entertainment began when one carriage picked up two American tourists from Utah.
The visitors had presumably expected a peaceful journey through Killarney’s beautiful countryside, perhaps with a bit of local history and some wildlife spotting.
Instead, they found themselves sharing a carriage with members of Kilcummin Men’s Shed, a group well able to provide their own unique brand of Irish entertainment!
Quite what the Americans made of their unexpected travelling companions remains unknown, but they’ll certainly have a story to bring home.
Meanwhile, the horses patiently carried their cheerful passengers through the park, while the camera captured plenty of smiles, laughter and a few poses worthy of a royal procession.
By the time the three-carriage convoy returned to the Ha-Ha, everyone was delighted with their morning’s adventure.
The group thanked the jarveys, their hardworking horses and everyone involved in organising the outing.
Beyond the laughs, the excursion highlighted the friendship, companionship, and community spirit at the heart of Kilcummin Men’s Shed, where getting together and enjoying life matter most.
As the lads proudly declare, “Growing old is compulsory, but growing up is entirely optional!”
As for the two Americans, nobody knows whether they’ve recovered from their unexpected introduction to Kilcummin humour. One thing’s certain: they got considerably more than the standard sightseeing tour!

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