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Top tips when renewing commercial motor insurance

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By John Healy of Healy Insurances

While commercial motor insurance premiums have reduced over the past 18 months there is still ample opportunity to save money.

Here are some tips to review when your commercial motor policy is due for renewal:

Occupation:

Review your policy before renewal date especially if you have changed occupation or business.

Drivers:

While open driving 25-years-old to 70-years-old is a convenient cover for business owners and tradesmen you should also get a quote to restrict driving to named drivers.

Vehicle cover:

For older vehicles ask about third party fire and theft cover but I would insist that windscreen is always included. Windscreen cover can be as low as €20 but a replacement windscreen can cost many hundreds to replace.

Paying in full:

Consider paying in full for your policy. All insurers charge for instalments and this can be up to 8% of your premium.

Value:

It is important to value your vehicle accurately, being cognisant that second hand vehicles are increasing in value at the present time.

Claims excess:

Some insurers will have a discount for increasing your claims excess.

Shopping around

While shopping around is advisable, it is important to understand that direct insurers only sell their own products. Covers such as bonus protection or windscreen may not be included in the standard quote.

Use a broker

As experts in insurance we know how to get the best rate for each of our customers and our software enables us to search the market of over 15 motor insurers, Irish and international. Aside from understanding the discounts that can be achieved using the correct data, we also achieve bulk discounts from insurers for certain risk profiles.

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Beaufort Film Night returns with screening of Cinema Paradiso

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Beaufort Film Night will return on Friday, June 12, with a screening of the Italian classic Cinema Paradiso at Kilgobnet National School.

Directed by Giuseppe Tornatore, the film follows Salvatore, a successful film director who returns home to Sicily for the funeral of his childhood friend and mentor, Alfredo, the local cinema projectionist.

The movie won the Oscar for Best Foreign Language Film, five BAFTA Awards, and the Grand Prize of the Jury at the Cannes Film Festival. It features a soundtrack by composer Ennio Morricone.

The screening will begin at 8:30pm at Kilgobnet National School (Eircode V93 DW26). Admission is €8, with cash-only entry as there are no card payment facilities. Proceeds will cover the motion picture licence fee. The film is rated PG and will screen in Italian with English subtitles.

Beaufort Film Night is a non-profit community organisation run by local film enthusiasts. The group aims to screen cultural English and international language films that do not typically receive a general release in Kerry.

The initiative is supported by the Kerry County Council Arts Office and works in conjunction with Access Cinema.

Organisers extended their thanks to Kilgobnet National School for providing the venue. More details can be found on the Beaufort Film Night Facebook page.

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Wallace Arnold coach drivers return to Killarney

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Wallace Arnold coach drivers return to Killarney


A group of 26 former coach drivers, wives, and friends from the Wallace Arnold tour company returned to Killarney over a recent weekend.


The group travelled from Holyhead to Dublin in a restored Wallace Arnold coach, staying at the Killarney Towers Hotel for three nights.
During the visit, the group drove the vintage coach to local landmarks, including Kate Kearney’s Cottage and Muckross House, before returning to town ahead of the Kerry versus Donegal match. The itinerary also included a trip around the Ring of Kerry.
The trip allowed the former drivers to reconnect and reminisce about their years touring Ireland. Organiser Bob Adams said that the vintage coach drew attention from local residents along the route.
The group noted the absence of several former colleagues who could not travel due to health reasons, including veteran driver Hilton Caldwell who is well known in Killarney.

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