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Top tips when renewing commercial motor insurance

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By John Healy of Healy Insurances

While commercial motor insurance premiums have reduced over the past 18 months there is still ample opportunity to save money.

Here are some tips to review when your commercial motor policy is due for renewal:

Occupation:

Review your policy before renewal date especially if you have changed occupation or business.

Drivers:

While open driving 25-years-old to 70-years-old is a convenient cover for business owners and tradesmen you should also get a quote to restrict driving to named drivers.

Vehicle cover:

For older vehicles ask about third party fire and theft cover but I would insist that windscreen is always included. Windscreen cover can be as low as €20 but a replacement windscreen can cost many hundreds to replace.

Paying in full:

Consider paying in full for your policy. All insurers charge for instalments and this can be up to 8% of your premium.

Value:

It is important to value your vehicle accurately, being cognisant that second hand vehicles are increasing in value at the present time.

Claims excess:

Some insurers will have a discount for increasing your claims excess.

Shopping around

While shopping around is advisable, it is important to understand that direct insurers only sell their own products. Covers such as bonus protection or windscreen may not be included in the standard quote.

Use a broker

As experts in insurance we know how to get the best rate for each of our customers and our software enables us to search the market of over 15 motor insurers, Irish and international. Aside from understanding the discounts that can be achieved using the correct data, we also achieve bulk discounts from insurers for certain risk profiles.

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Jessie Buckley favourite for Best Actress Oscar

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Killarney actress Jessie Buckley has officially been nominated for the Academy Award for Best Actress for her performance in the film Hamnet.

The news, which broke at lunchtime on Thursday, has sparked widespread celebrations across the town, with Buckley now considered a strong favourite to secure the win on March 15.

This marks the second Oscar nomination for the star.

She was previously nominated in 2021 for Best Supporting Actress for her role in The Lost Daughter, eventually losing out to Ariana DeBose.

This time, however, industry experts see her as the overwhelming frontrunner to take home the statuette.

In Hamnet, Buckley plays Agnes, the wife of William Shakespeare, starring alongside Paul Mescal.

While the film brought glory to Buckley, there was disappointment for her co-star as the Kildare man narrowly missed out on a nomination for Best Supporting Actor.

The excitement in Killarney was palpable as the nominations were announced live from Hollywood.


A large crowd gathered at the Arbutus Hotel on College Street, owned by Jessie’s Uncle Sean to toast her success.


Radio Kerry broadcast live from the hotel throughout the afternoon, capturing the electric atmosphere as locals celebrated.

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Healy-Rae launches new podcast

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Castleisland-Corca Dhuibhne councillor Jackie Healy-Rae has launched a new podcast focused on Kerry County Council meetings.

Titled The Chamber, the podcast aims to provide listeners with a clear and direct insight into what is happening inside the council chamber, from the councillor’s perspective.

Cllr Healy-Rae said the idea behind the podcast is to explain what is being discussed and decided at council meetings, and what those decisions mean for people on the ground.

While there are more ways than ever for people to get their news and information, Healy Rae said that he felt there was a space for something more direct and accessible.

He explained: “The Chamber is about bringing people inside the council chamber and explaining what’s going on, without jargon or spin.”

Each episode will provide updates from council meetings, outlining key motions, discussions and decisions, and offering a councillor’s perspective on local issues that affect everyday life from infrastructure and services to planning and community matters.

The first episode, focusing on the January full council meeting, is now available, with further episodes planned on a regular basis following council meetings.

The Chamber is available on Spotify and via Cllr Jackie Healy-Rae’s social media channels.

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