Over one million customers will need to switch their current account in the next six months, following the exit of Ulster Bank and KBC from the Irish market.

Whether you’re an Ulster Bank or KBC customer who needs to switch, or you’ve decided to jump on the switching bandwagon - because, you know saving money on Current Account fees is nice - making the move may seem intimidating, confusing, or just a little inconvenient. What Current Account provider should you move to and once you’ve chosen, how do you go about switching?

Rest assured. With a dedicated switcher team in Killarney Credit Union and Cara Credit Union, your local credit union is once again here to guide you through the process.

The credit union, unlike other Current Account providers, is a not-for-profit, community-owned and customer focused financial institution. A Current Account from Killarney Credit Union and Cara Credit Union offer very competitive fees, as well as other functionalities such as overdrafts and a globally accepted Mastercard® debit card with contactless and mobile payment functionality.

“We know moving current account can seem like a tedious task," Mark Murphy, CEO of Killarney Credit Union, said.

"As with everything we do, we put our members first and provide all the support you need.”

Both Killarney Credit Union and Cara Credit Union are accepting new members. You can join your local credit union online or by calling into one of their branches in Tralee, Killarney, Kenmare, Killorglin, Castleisland, Cahersiveen, Ballyduff or Causeway.

Pa Laide CEO of Cara Credit Union added that at a time of rising costs, their advice is to check out how much you are paying for your current account.

"A Current Account from your local credit union offers fantastic value at just €4 per month, making it one of the cheapest Current Accounts on the market," he said.

"We also offer students and those over 66 free banking.”

If you are in the market for a new current account see www.killarneycu.ie or www.caracreditunion.ie for more details.