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Palliative service receives an enormous present

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By Michelle Crean

Pulling their most festive jumpers on resulted in over €16,000 being raised for the Kerry Hospice Foundation - which was handed over to the charity on Monday.

CERTS: Receiving certificates in recognition of raising over €16000 for the Kerry Hospice Foundation from Christmas Jumper Day organised by St Brendan's College in collaboration with many of othe local schools from l-r were: Anne Lucey (Holy Cross Mercy NS) Pat Doolan (Kerry Hospice Foundation) Sean Coffey (St Brendan's College) Conor Gleeson (Lissivigeen NS) Colm Ó Súilleabháin (St Oliver’s NS) Elaine Moynihan (St Brendan's College) Mary Brosnan (The Mon NS) Doireann O'Sullivan (St Brigid’s) Cathal Walshe (Kerry Hospice Foundation) Gerda Poetzsch (Killarney Community College) Elaine Spillane (St Francis Special School) and Dermot O'Reilly (Kerry Hospice Foundation). Photo: Marie Carroll-O'Sullivan

Students from St Brendan's College, St Oliver's National School, Killarney Community College, Presentation Monastery, Holy Cross Mercy, St Francis Special School, Lissivigeen National School and St Brigid's Presentation presented a cheque for €16,402 to the charity - the result of their combined 'Presents 4 Palliative' fundraiser in December.

This year was the third year the schools joined forces for this cause and while they initially set their goal at €10,000, the amount it costs to provide a week of the organisation's services, they quickly surpassed their goal. This donation brings the total donated from the combined efforts of these schools, over three years, to €30,000.

The Five LCVP class who coordinated the event in St Brendan's College were very grateful for the support they received and delighted to contribute to the relationship built up between themselves, the other schools and this incredible cause.

"Our LCVP class cannot thank the Killarney community enough for their support, both in words and donations," student Dara O'Shea.

"The hospice is an organisation that provides a crucial service for the local community and is one that has touched many of our own homes - to be able to give back to them is a real honour for myself and my classmates."

Aaron Coffey said that he feels "proud and honoured" to have taken part in this fundraiser.
"They do amazing work, giving people the gift of comfort and dignity in their final days and we were delighted to be able to raise so much for them."

Ryan McCarthy added that they "thoroughly enjoyed" organising the event and were "delighted with all the support" they got. "We are very proud to have exceeded our goal for a cause as special as the Kerry Hospice Foundation."

For TJ O'Sullivan he said they learned a lot about the hospice through this fundraiser and are delighted to have raised such a substantial amount.

"As students we are very proud of ourselves and the entire school community and incredibly grateful for the generosity shown by all who donated," student Mark Sheehan added.

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Killarney to feature on TG4’s Country Music show

By Sean Moriarty A song about Killarney – once made famous by local Country Music hero Dermot Moriarty – will feature on TG4 tomorrow night (Tuesday). The second series of […]

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By Sean Moriarty

A song about Killarney – once made famous by local Country Music hero Dermot Moriarty – will feature on TG4 tomorrow night (Tuesday).

The second series of the Irish channel’s County Music show ‘Viva Ceol Tire’, which highlights emerging Country Music talent in Ireland, airs every Tuesday night at 9.30pm.

The next programme will feature Donegal singer David James’ version of ‘Oh Killarney’.

The programme was filmed entirely on location in Killarney including Torc Waterfall, Ladies View Moll’s Gap and Kate Kearney’s Cottage.

“The song was written by Dennis Allen. However, it was a hit for Dermot Moriarty in the 1980s. The first time I heard it I loved it and I was thrilled with the reaction my version has got,” James, who is from the small village of Killean in Donegal, told the Killarney Advertiser.

“It’s pretty rural but I love it. I’ll be in Country Music 10 years this May. My first gig was in the local GAA hall for my aunt’s 50th birthday. I was 14 and I’ve been at it ever since.”

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Five questions to ask yourself before buying a stock

By Michael O’Connor, theislandinvestor.com When it comes to investing, nothing is certain. There are no perfect stocks to buy because there’s no way of predicting the future with 100% accuracy. […]

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By Michael O’Connor, theislandinvestor.com

When it comes to investing, nothing is certain.

There are no perfect stocks to buy because there’s no way of predicting the future with 100% accuracy.

The truth is, investing is hard, and building a portfolio of top stocks that beat the market is something that even financial professionals have trouble doing consistently.

For most people, investing in index funds is the perfect hands-off approach, providing broad exposure to the stock market at a very low fee. Even my own personal portfolio is made up of roughly 70% ETFs despite the fact I invest in the market for a living.

But I believe some stock picking is a good strategy for many hands-on people.

Taking a small portion of your overall portfolio and diligently selecting a small number of companies to invest in gives you an opportunity to learn about the investing process and fully understand the businesses you are investing in, which helps to build conviction in your positions.

From a psychological standpoint “collector’s instinct” kicks in, enabling people to participate and invest more money over time.

Lastly, for Irish investors, there are tax benefits to consider. If you invest in individual stocks, you are taxed at the CGT rate of 33%, and the first €1,270 of your gains are exempt from CGT each year. When investing in index funds or ETFs, you are taxed at the exit tax rate of 41% with no annual exemption.

For those interested in picking individual stocks, here are five questions you should ask yourself before investing in any company.

Do I understand the business?

Too many people invest in businesses they don’t understand because it ‘sounds good’. If you have no idea how the company works, you won’t have the conviction needed to hold onto the stock when an inevitable downturn comes.

Can the balance sheet withstand severe, temporary adversity?

This seems obvious, but so many people invest in companies without understanding how much money a company holds and who they owe money to. Economic cycles are guaranteed. You must ensure that the company has enough cash-on-hand to avoid becoming obsolete when activity slows.

Will the company benefit from long-term trends?

Make sure the company will remain relevant into the future. If the stock is cheap now, it may be cheap for a reason.

Is the company enjoying profitable growth?

Not growth at all costs, but a combination of sustainable growth and value. All this information can be found online at sites like stratosphere.io.

What are the risk factors?

Is the company trying something new and untested? If yes, who are its competitors and how successful are they? If other players are more established, this company may have a tough time breaking into the market.

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