Connect with us

News

Mortgage approval received, what next?

Published

on

0209439_shutterstock722561782.jpg

By Ted Healy of DNG TED HEALY

Once your mortgage application is approved, you should look for mortgage protection cover which is insurance that will pay off your mortgage if you die within the term of the policy.

.

You should not wait until you have made an offer on a house or apartment before shopping around and applying for mortgage protection insurance. It can take some time to get approval, particularly if you have had poor health in the past. This could delay the sale as, by law, your lender must make sure that you have this cover before giving you a mortgage.

Most mortgage lenders offer to arrange mortgage protection insurance for you when you apply for a mortgage. You do not have to take your lender’s insurance, you are free to shop around for better value or a more suitable policy with other providers and brokers.

Another important element is appointing a solicitor to act on your behalf in the conveyancing – this is the legal work to transfer ownership of the property from the seller to you. It is a good idea to choose a solicitor before you start looking at properties, because as soon as your offer is accepted, the estate agent will ask for your solicitor’s details to pass onto the seller’s solicitor. Your solicitor will also check that the sale of the property is legal – that the person who is selling the property owns it and has the right to sell it, and that nobody else could claim to own it.

Your solicitor will also liaise with your mortgage provider at this point and help you through the whole process of mortgage drawdown, when the time is right.
You are now ready to look at properties and place bids with mortgage approval in place.

Advertisement

News

Regatta Queen crowned at annual dance

Published

on

By

The annual Killarney Regatta Dance took place on September 25 as rowers, families and supporters came together to celebrate their successful year.

The racing was cancelled in September due to bad weather.

The Killarney Regatta is one of Ireland’s oldest rowing events, having first begun in 1788.

The dance took place at the Killarney Oaks Hotel where there was a lot of excitement and fun. Six rowing clubs, Fossa, Workman’s, St Brendan’s, Commercials, Flesk Valley, and Muckross, came together to celebrate the community and its shared history.

Amelia Counihan was crowned as the Regatta Queen.

The Queen represents the spirit pride and grace of the rowing community and has been a tradition in the club for generations.

Workman’s Rowing Club congratulated Amelia and described her as a woman who embodies everything that their tradition stands for.

The club said: “Queen is more than a title — it is a celebration of history, community, and the spirit of Killarney rowing.”

Attachments

Continue Reading

News

Killarney Looking Good competition celebrates community pride

Published

on

By

The annual Killarney Looking Good competition took place at the Great Southern Hotel on Wednesday night where Kerry GAA captain Gavin White presented the awards to the deserving recipients.

Killarney Park Hotel came out on top with the overall prize being awarded to the newly refurbished five-star hotel.

The judges were impressed by the stylish new entrance and driveway and their spectacular display of flowers and window boxes. Killarney Park won the same award back in 1992.

The best large commercial premises award went to Killarney Racecourse, and the best small commercial premises was awarded to Sheahan’s Pharmacy.

Charlie Foley’s won the best public house; best restaurant was 40 Main and Walsh Bros Shoes was named best retail.

In the residential categories, the best private residence was Tomies View, Ross Road, best large estate went to Countess Grove, and best small estate was won by Coolgreane Park.

The winner of the 2025 Fr Michael Murphy Memorial Pride of Place Award was presented to the Killarney Asylum Seekers Initiative while the Yvonne Quill Memorial Volunteer of the Year Award winner went to Margaret Curtin.

The Killarney Looking Good competition is organised by Killarney Municipal District Council and Killarney Chamber of Tourism and Commerce and sponsored by MD O’Shea’s & Sons and O’Mahony Media.

The competition aims to encourage residents and business owners to keep the town looking well through the use of flowers, hanging baskets, colour schemes.

Attachments

Continue Reading