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Managing your money!

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January is a month full of new intentions and goals for the year ahead and for a lot of us, it also starts out with budgeting and setting out a plan on how best to spend and save our money.

As the overall cost of living continues to rise, budgeting has never been more important. From fuel hikes to the increased cost of energy and heating your home, it’s important to stay on top of these expenses and to make the relevant adjustments to your budget according to Eamonn Foley, Money Advice Co-Ordinator, Kerry MABS.

“With the cost of living continuing to rise, especially the increases in utilities and various essentials, this has, and will put a lot of individuals and households under increased financial pressure. The first step in taking back control or staying on top of your finances is budgeting.”

“At MABS, we recommend that everyone invests time in budgeting in order to have a clearer picture of what money is coming in and going out. This is fundamental to managing your finances and will really assist in better forecasting spend and identifying where savings can be made. Overall, budgeting allows you to make more informed choices, especially when it comes to planning for more expensive months throughout the year,” he added.

Having established a good starting point with a comprehensive budget plan, MABS recommends some of the following tips: Take time to look at rights and entitlements, for example, health expenses and income tax credits.
Shop around - with costs on the rise, compare prices for food, gas, electricity, phone and internet, making sure you’re aware of your renewal dates.
Start a rainy-day fund - if you’re able to save, even just a little bit, it all adds up. €20 a week is over €1,000 in a year.
Get advice if you’re worried - Help is available. MABS are available by phone on their National Helpline on 0818 07 2000 from 9am to 8pm Monday to Friday. To find a local MABS office in your area, visit www.mabs.ie.

Once a plan is in place, review of your budget and spending habits is also advised in order to identify any areas that require refocusing to keep on track throughout the year.

For more information on MABS and their budgeting resources, visit www.mabs.ie.

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Festive jumpers and a Kerry jersey brings fundraiser to €10k

By Michelle Crean Jumpers have helped to raise almost €10k so far – but now it’s a very special jersey which could drive the fundraising numbers up! A Kerry football […]

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By Michelle Crean

Jumpers have helped to raise almost €10k so far – but now it’s a very special jersey which could drive the fundraising numbers up!

A Kerry football jersey signed by the 2022 All-Ireland winning team is up for grabs via a fundraising link once a donation is made to the Presents for Palliative fundraiser.

On Friday eight local schools including Holy Cross Mercy, Killarney Community College, Presentation Monastery, Lissivigeen, St Brendan’s College, St Brigid’s, St Francis Special School, and St Oliver’s
swapped their uniforms for their most colourful festive gear with funds going to help the amazing services in the Palliative Care Unit/Kerry Hospice Foundation.

“The day took place across the schools involved last Friday (December 2) and looks like it has been a success,” teacher Elaine Moynihan from St Brendan’s College told the Killarney Advertiser.

“The donations from the schools are still being counted but students look to be on their way towards making their goal of €10k.”

The iDonate ‘Fundraising For Kerry Hospice Foundation’ has been very helpful in this regard, she added.

“Anyone who donates via the link and leaves their name will be in with a chance to win a Kerry jersey signed by the 2022 All-Ireland winning team which will be presented to them before Christmas by a couple of members of the team.

“This was organised by the students involved in the fundraiser as a way to say thanks, and give back, to the members of the community who have gotten involved in the event – the link is live until December 18 and the draw will be made the following day.”

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Killarney punter secures €50,000 in EuroMillions draw

A lucky Killarney punter got an early Christmas present when they scooped €50,000 in the EuroMillions ‘Ireland Only Raffle’. The winning ticket, sold in the Lidl supermarket on the Tralee road, was […]

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A lucky Killarney punter got an early Christmas present when they scooped €50,000 in the EuroMillions ‘Ireland Only Raffle’.

The winning ticket, sold in the Lidl supermarket on the Tralee road, was valid for Tuesday night’s special draw.

The Killarney winner was one of 10 who each secured the €50,000 windfall.

“The National Lottery can reveal that three players in Dublin, three players in Cork and one player in Kerry, Roscommon, Kildare and Wexford all scooped the special raffle prize which was the seventh of 12 draws in the National Lottery’s ’12 Draws of Christmas’ promotion,” said a National Lottery statement.

The eighth draw will take place tonight (December 9) where 10 more players are guaranteed to win the amazing prizes.

Meanwhile, a player in Belgium scooped the EuroMillions Jackpot prize worth an astonishing €142,897,164.

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