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Managing your money!

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January is a month full of new intentions and goals for the year ahead and for a lot of us, it also starts out with budgeting and setting out a plan on how best to spend and save our money.

As the overall cost of living continues to rise, budgeting has never been more important. From fuel hikes to the increased cost of energy and heating your home, it’s important to stay on top of these expenses and to make the relevant adjustments to your budget according to Eamonn Foley, Money Advice Co-Ordinator, Kerry MABS.

“With the cost of living continuing to rise, especially the increases in utilities and various essentials, this has, and will put a lot of individuals and households under increased financial pressure. The first step in taking back control or staying on top of your finances is budgeting.”

“At MABS, we recommend that everyone invests time in budgeting in order to have a clearer picture of what money is coming in and going out. This is fundamental to managing your finances and will really assist in better forecasting spend and identifying where savings can be made. Overall, budgeting allows you to make more informed choices, especially when it comes to planning for more expensive months throughout the year,” he added.

Having established a good starting point with a comprehensive budget plan, MABS recommends some of the following tips: Take time to look at rights and entitlements, for example, health expenses and income tax credits.
Shop around - with costs on the rise, compare prices for food, gas, electricity, phone and internet, making sure you’re aware of your renewal dates.
Start a rainy-day fund - if you’re able to save, even just a little bit, it all adds up. €20 a week is over €1,000 in a year.
Get advice if you’re worried - Help is available. MABS are available by phone on their National Helpline on 0818 07 2000 from 9am to 8pm Monday to Friday. To find a local MABS office in your area, visit www.mabs.ie.

Once a plan is in place, review of your budget and spending habits is also advised in order to identify any areas that require refocusing to keep on track throughout the year.

For more information on MABS and their budgeting resources, visit www.mabs.ie.

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Credit Union launch a new collaboration with Gilroy’s Green Energy Ltd.

Building on recent success the Credit Unions of Kerry and West Limerick have launched a new collaboration with Gilroy’s Green Energy Ltd. Gilroy’s Green Energy Ltd specialise in Photovoltaic (PV) […]

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Building on recent success the Credit Unions of Kerry and West Limerick have launched a new collaboration with Gilroy’s Green Energy Ltd.

Gilroy’s Green Energy Ltd specialise in Photovoltaic (PV) Solar systems that generate electricity, battery storage, air to water heat-pumps and much more.
Gilroy’s work with customers to receive the SEAI once-off grant towards the purchase and installation of solar photovoltaic (PV) systems and heat pumps for your home.
Collaborating with Kerry and West Limerick Credit Union expands the finance options available to Gilroy’s Green Energy Ltd customers to help finance new PV Solar Panel installations. Loan rates will be directly linked to the property BER starting from 4.7%(4.89APR) for an “A” rated BER.
Martin Gilroy; CEO with Gilroy’s Green Energy Ltd said: “We are delighted to officially launch this collaboration with the Credit Unions of Kerry and West Limerick. Customers have already reaped the benefits on recent installation projects after contacting their local Credit Union. Having a direct link to local Credit Unions allows us to guide customers to affordable financing options based on the specific installation quotation we provide at very competitive rates.“
Speaking on behalf of the Kerry and West Limerick Credit Unions, Ashley Fitzgerald added: “We are delighted to have Gilroy’s Green Energy Ltd come on board as part of our Greener Homes Loan offering. Home Energy Upgrade have become a prominent concern and talking point among members in recent months, by Credit Unions having a direct link with Gilroy’s Green Energy Ltd allows both sides to make referrals and seek the best finance option for members. We are working hard building relationships with Green Energy Ltd providers as we want to ensure our members can avail of the best loan rates for all upgrade works.”
Credit Unions across Kerry and West Limerick. Abbeyfeale Credit Union, Cara Credit Union, Killarney Credit Union, Listowel Credit Union and Rathmore and District Credit Union can be reached via: www.creditunion.ie
Gilroy’s Green Energy Ltd can be contacted on 066-7115920, email info@gilroys.ie or for more information visit www.gilroys.ie.

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Racegoers Club to host Cheltenham Preview Night

Killarney Racegoers Club will host its annual Cheltenham Preview Night in Corkery’s Bar on March 7. Admission is free and this year’s chosen beneficiary is the Killarney Branch of St […]

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Killarney Racegoers Club will host its annual Cheltenham Preview Night in Corkery’s Bar on March 7.

Admission is free and this year’s chosen beneficiary is the Killarney Branch of St Vincent De Paul Society.
The expert panel includes professional punter Paddy Wilmott, leading jockey Conor McNamara, up-and-coming Kerry-based trainer Eoin McCarthy and local bookmaker Brendan Tyther with Vince Casey acting as the event’s compere.

“There is no admission fee but a raffle on the night for dual membership of Killarney Racegoers Club for the year, which includes 13 days racing and many reciprocal days to other race meetings,” said Mr Casey.

The Cheltenham Festival begins on March 12.

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