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Insurance for plumbing and heating contractors

Published

4 years ago

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By John Healy of Healy Insurances

What kind of insurance does a plumbing and heating contractor need?

Much will depend on what tasks are performed on a daily basis. Sole trader plumbing and heating contractors who work on sites will need to have adequate liability insurance in place; Public and Products Liability and Employers Liability, if applicable. If the business has a workshop with machinery and stock then a combined property policy should also be in place. Gas installation can be included in the business description if necessary.

Below is an outline of the typical covers needed;

Employers, Public and Products Liability Insurance

Employers Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries to an employee in the course of their employment. Employee numbers and annual wages will need to be disclosed accurately and annually. Public liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries or damage to third party property in the course of your business activities. Your annual turnover will need to be disclosed and reviewed annually. Many main contractors and State bodies may require you to have a minimum of €6.5 million limit of indemnity. Products Liability Insurance covers your legal liability for injuries and property damage in connection with goods sold or supplied. Additional covers such as tools and equipment and personal accident can be included on some policies.

Commercial Vehicles

As with all other motor insurance products, the cover options would be comprehensive, third party fire and theft, or third party only. Optional extras such as windscreen cover and trailer cover can be included. Most commercial motor policies are available on an open driving basis but you can save money by naming individual drivers.

You should seek out the expert advice of a professional insurance broker to review your insurance needs.

At Healy Insurances, we can review your business requirements, offer expert advice and help you to save money on your premiums.

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Jessie Buckley favourite for Best Actress Oscar

Published

7 hours ago

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22 January 2026

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Killarney actress Jessie Buckley has officially been nominated for the Academy Award for Best Actress for her performance in the film Hamnet.

The news, which broke at lunchtime on Thursday, has sparked widespread celebrations across the town, with Buckley now considered a strong favourite to secure the win on March 15.

This marks the second Oscar nomination for the star.

She was previously nominated in 2021 for Best Supporting Actress for her role in The Lost Daughter, eventually losing out to Ariana DeBose.

This time, however, industry experts see her as the overwhelming frontrunner to take home the statuette.

In Hamnet, Buckley plays Agnes, the wife of William Shakespeare, starring alongside Paul Mescal.

While the film brought glory to Buckley, there was disappointment for her co-star as the Kildare man narrowly missed out on a nomination for Best Supporting Actor.

The excitement in Killarney was palpable as the nominations were announced live from Hollywood.


A large crowd gathered at the Arbutus Hotel on College Street, owned by Jessie’s Uncle Sean to toast her success.


Radio Kerry broadcast live from the hotel throughout the afternoon, capturing the electric atmosphere as locals celebrated.

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Healy-Rae launches new podcast

Published

8 hours ago

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22 January 2026

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Castleisland-Corca Dhuibhne councillor Jackie Healy-Rae has launched a new podcast focused on Kerry County Council meetings.

Titled The Chamber, the podcast aims to provide listeners with a clear and direct insight into what is happening inside the council chamber, from the councillor’s perspective.

Cllr Healy-Rae said the idea behind the podcast is to explain what is being discussed and decided at council meetings, and what those decisions mean for people on the ground.

While there are more ways than ever for people to get their news and information, Healy Rae said that he felt there was a space for something more direct and accessible.

He explained: “The Chamber is about bringing people inside the council chamber and explaining what’s going on, without jargon or spin.”

Each episode will provide updates from council meetings, outlining key motions, discussions and decisions, and offering a councillor’s perspective on local issues that affect everyday life from infrastructure and services to planning and community matters.

The first episode, focusing on the January full council meeting, is now available, with further episodes planned on a regular basis following council meetings.

The Chamber is available on Spotify and via Cllr Jackie Healy-Rae’s social media channels.

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