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Does my home insurance cover my Christmas presents?

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By John Healy of Healy Insurances

Christmas isn’t far away now and households will be filling up with gifts for young and not so young.

Should you review your household contents cover in advance of the festive season?

Most insurers will cover a seasonal increase for the Christmas period. This increase can range from 10% to 20% depending on the insurer's policy wording. For example Aviva, Zurich, Axa and Liberty increase the contents sum insured by 10% for the month of December whereas Allianz and RSA increase the contents by 10% for December and January. Your sum insured for contents should include food and beverages.

Your contents cover should be adequate to cover all your personal possessions in advance of the holiday season. Your calculation should include all moveable household contents, for example white goods, clothes, personal possessions and furniture.

Valuable property such as jewellery, watches, paintings, musical instruments and the like will be covered as standard under your contents cover but there will be a maximum value. Usually this maximum value is one third of the contents sum insured with a maximum set value for any one article, set or collection.

I would advise that any high value items should be added to your policy and specifically itemised under the “all risks” section. The item is then covered against loss inside and outside the home.

It is important to note that when storing gifts the amount covered will not be as high if gifts are stored in your vehicle or an outdoor shed.

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Centenary exhibition to chart early years of Fianna Fáil in Kerry

. The exhibition, which runs from March 10 to March 31, explores the foundational years of the political party within the county between 1926 and 1933. The exhibition details how […]

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The exhibition, which runs from March 10 to March 31, explores the foundational years of the political party within the county between 1926 and 1933.

The exhibition details how the party established itself in a county where Civil War divisions were particularly deep-seated. It covers the transition of local figures from revolutionary activities to parliamentary politics and the intense election battles of the late 1920s. Visitors will be able to view documents and archives that illustrate how the party built its organisation across South Kerry in its first decade.

As part of the event, local historian and author Dr. Owen O’Shea will give a public lecture at the library on Thursday, March 26, at 7:00 p.m. His talk will focus on the foundation of the party and the “bullets to ballots” transition in Kerry politics. The exhibition is free to attend and will be open during the library’s scheduled operating hours throughout the month of March.
The project is the result of extensive research funded by the Department of Tourism, Culture, Arts, Gaeltacht, Sport and Media. The grant was awarded under the Commemorations Bursary Scheme for 2025-2026 and managed by the Royal Irish Academy. This scheme supports local research that helps the public better understand the political and social evolution of Ireland following the Civil War.

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St Brendan’s College travel to London

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5th year students from St Brendan’s College went to London on their English school trip.

They enjoyed a production of ‘The Book of Mormon’ at the Prince of Wales theatre.

The following morning was spent touring Tate Modern before attending a tour and a brilliant interactive workshop in Shakespeare’s Globe Theatre focusing on their Leaving Certificate single text “Othello”.

The focus of the workshop centred on the performative elements of the play in relation to themes and character development. 

All students performed with great theatrical verve. 

A brilliant experience for all before attending an acclaimed production of the play in the Theatre Royal.

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