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Credit unions lend a helping hand to members

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NO FEES: Both Killarney Credit Union and Cara Credit Union are not charging their members the Quarter One fees from January to March this year. Pictured are: Pa Laide (Cara Credit Union) and Mark Murphy (Killarney Credit Union).

 

Last October, Killarney Credit Union launched a much sought after Current Account with a globally accepted Mastercard Debit Card with contactless payment.

 

The credit union has reported great interest in this current account to date which is no surprise given that the they offer something different compared to other financial institutions in terms of personal service having been voted number one for customer service, five years-in-a-row.

The Current Account comes with simple and transparent fees and charges. However, in light of the global COVID-19 emergency, Killarney Credit Union are not charging their members the Quarter One fees from January to March this year. The fees are due to be deducted from members accounts on April 28 to cover the period from January 1 to March 31, 2020, but the credit union has agreed to refund their members immediately.

“This is not a decision been taken lightly,” Mark Murphy, CEO of Killarney Credit Union, said.
“However, we are acutely aware of the challenges faced by our members in these very uncertain times. Helping and supporting members is at the very core of everything we do within the credit union movement and this is why we made the decision to refund our members the Quarter One fees on April 28.”

While this is a very welcome gesture by Killarney Credit Union, it is not the only one. The credit union has put a number of measures in place to help their members at this time, including dedicated staff to speak to if members are experiencing financial difficulty on 064 6631344, extension 4. The credit union has allocated time from 10am until 11am each day for vulnerable and older members to transact.

As an essential service, Killarney Credit Union is open for business. However, it has made changes to its opening hours in light of the COVID-19 crisis. Please check www.killarneycu.ie or social media for updates on opening times. If you would like more information on the Current Account from Killarney Credit Union in Killarney, Kenmare and Cahersiveen visit www.killarneycu.ie/current-account for more information.

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The tax you’re really paying for your health

By Brian Foley from Activate Fitness With the budget just squared away, there’s always an air of “how did I do out of it?” In Ireland, we enjoy a public healthcare system which is touted to become a universal healthcare system. Maybe “enjoy” is the wrong word. We have it, and we use it, and, […]

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By Brian Foley from Activate Fitness

With the budget just squared away, there’s always an air of “how did I do out of it?”

In Ireland, we enjoy a public healthcare system which is touted to become a universal healthcare system. Maybe “enjoy” is the wrong word.

We have it, and we use it, and, of course we pay for it. We justify the constant ratcheting-up of our tax burden to pay for rising health-care costs. That tax is on our wallets.

We also pay another type of tax: When we’re unhealthy, we don’t get to do the things we like. When we’re overweight, we don’t always say “YES!” when our kids ask to go to the swimming pool.
When we’re unfit, we don’t take our buddy’s invitation for a weekend hiking and camping trip. We can’t start jogging because our knees hurt; can’t lift weights because our back hurts; can’t cut down calories because we feel we need the energy.

Those things are taxes. Physical taxes, but they’re not the worst taxes we pay.

The worst tax we pay is the mental tax.

When we’re self-conscious about our fitness or health, we don’t want to start exercising. We don’t want to look dumb or fail.

We don’t want to start a new lifestyle because our families will say “good for you”, because they know we need it, or they’ll say “you don’t need that …” and lie. Or they’ll roll their eyes because they know we’ve failed before.

When we’ve been away from the gym for four months, we don’t want to do that first workout because we’re going to be last. It’s going to suck and we might get embarrassed.

SELF IMPOSED TAX

The Government makes us pay financial tax, but the other two – physical and mental – are self-imposed.

No one cares if you’re slow.

No one cares if you finish last.

No one cares if you blow your nutrition this week and have to start all over again.

You’d stop caring about what others thought about you if you realised how rarely they actually do.

Everyone thinks about themselves, mostly. That’s the tax they’re paying – and most of us overpay.

We’re taxed enough. Stop worrying about what you look like and start caring about what makes you feel good.

If you’d like to start taking steps in the right direction with your health and fitness, call in for a free consultation with us at Activate. Visit www.activate.ie/free-intro for more information.

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Tractor run raises €500 for charity

By Sean Moriarty Members of Killarney Valley Vintage and Classic Club raised €500 for the Kerry Mental Health Association during their first tractor run since April 2019. 30 tractors took part on Sunday including two rare Ford 3000s from 1974 and an even rarer Zetor Crystal from 1980. Departing from the club’s new ‘Vintage Shed’ […]

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By Sean Moriarty

Members of Killarney Valley Vintage and Classic Club raised €500 for the Kerry Mental Health Association during their first tractor run since April 2019.

30 tractors took part on Sunday including two rare Ford 3000s from 1974 and an even rarer Zetor Crystal from 1980.

Departing from the club’s new ‘Vintage Shed’ on Lewis Road, the convoy travelled to the communications mast near Coolick in Kilcummin, where participants enjoyed views of the wider Castleisland district and Killarney Valley.

“Some of the drivers were never up there before and they were amazed with the views across the two valleys,” organiser Tom Leslie told the Killarney Advertiser.

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