Inheritance rights of cohabiting couples
Question: My partner and I have two young children together. We live together but we are not married and haven’t got around to making our wills. If something happened to one of us, would we automatically be entitled to each other’s estate?
Answer: It is important for you and your partner to discuss the matter of inheritance sooner rather than later. Because you are not married, neither of you is automatically entitled to inherit anything from the other. If your partner dies without a will, you have no right to any share of their estate no matter how long you have been together. So, for example, if you live with your partner but they own the house, you could be left in very difficult circumstances if they were to die unexpectedly.
If you own items jointly, these automatically pass to you and are not part of your partner’s estate. However, you might need to pay Capital Acquisitions Tax if the inheritance is above a certain threshold or value.
If your partner has not made a will or has not provided for you, you may be able to apply to the courts to provide for you from your partner’s estate. This is known as the redress scheme for cohabiting couples. If you get redress by a court under this scheme, you may be exempt from paying Capital Acquisition Tax.
However, making a will can ensure that proper arrangements are made for you and your dependants and that any property is distributed in the way you both wish, subject to certain rights of spouses and children. Tax planning advice can help reduce or minimise the amount of tax your partner or family must pay. A solicitor can help you draft a will or you can draft one yourself.
You can read more about inheritance rights of cohabiting couples on citizensinformation.ie.
During COVID-19, you can find comprehensive integrated information online at citizensinformation.ie/covid19/ and you can get daily updates on what’s changed on Twitter at @citizensinfo.
You can also get information and advice from:
Tralee on Tel: Call 0761 07 7860, Monday – Friday (10am-4pm)
The Citizens Information Phone Service: Call 0761 07 4000, Monday to Friday, 9am – 8pm
Our national call back service: Visit citizensinformation.ie/callback to request a phone call from an information officer
This week it’s all about the eyes
By Jill O’Donoghue from Killarney Toning and Beauty Studio Our eyes and eyebrows are natural beauty features that help to frame our face to achieve the famous no make-up look. A […]
By Jill O’Donoghue from Killarney Toning and Beauty Studio
Our eyes and eyebrows are natural beauty features that help to frame our face to achieve the famous no make-up look.
A good eyebrow shape and tint really helps to give this look so you won’t have to try to draw or fill in the brows.
This is a popular treatment with both men and women. The lash lift can give you a natural boost, by lifting, conditioning, curling up which helps to open the eye giving it a brighter, more open look. Also, by tinting with the lash lift you are darkening; this helps the lashes look fuller and you won’t need to wear mascara. Your eye lashes will look very fluttery. You would even think you were wearing extensions without the damage to the natural lashes and its suitable for all ages. Even the shortest of lashes will be lifted.
The eyes and hands are some of the most important places for anti-ageing. With all the hand sanitising, it’s important to use hand cream more often. I always recommend applying just before bed so it can have time to really get to work on hydrating the hands. It’s clear from all my years of anti-ageing skincare for the face that hyaluronic acid is a key ingredient for hydration and anti-ageing. If you feel you need a boost for the hands, it’s a great idea to try a warm paraffin hand manicure which is a game changer for the hydration of the hands. SPF is essential to reduce and prevent further age spots. Use an eye cream morning and night, followed by an eye mask once a week and an eye facial once a month. Eye facials can be added into your regular facial for an extra lift.
Eyes for me are an area that needs most work as they don’t have any sebaceous glands of their own unlike the rest of the body. I often hear people saying they are allergic to eye cream, mostly it’s applied wrong or into the eye. Imagine you were looking at a skull – the bone of the eye socket is far back from the actual eye itself. You apply the eye cream on the bone area, just under the eyebrow and well under the eye using the ring finger as not to drag the skin as it’s super delicate. Use light circular motion from the inner corner under the eyebrow out to the temple lifting the brow as you go. It will drop with time and gravity, so it’s our job to encourage it to stay in place by exercising the muscle.
For more information or to book a skin consultation for the New Year, call Jill on 064 6632966.
Night time is a restorative time for your skin
By Jill O’Donoghue from Killarney Toning and Beauty Studio I get asked a lot about night creams. If you think you’re too young or too old to use them, guess […]
By Jill O’Donoghue from Killarney Toning and Beauty Studio
I get asked a lot about night creams. If you think you’re too young or too old to use them, guess again.
The production of collagen, a super building block in the maintenance of skin, hair and nails, begins to decrease as early as 25.
Night creams contain active ingredients that can’t be used during daylight hours as they react with the sun including Vitamin C, collagen, CoQ10, retinol, AHA’s, glycolic acids, hyaluronic acid and many more.
Also, while you are sleeping your skin is actively working on renewal, repair, and regeneration. These ingredients in good night creams help this process eg they are high in antioxidants which actively repair damage to the skin barrier and raise their immunity.
You apply a night cream before you go to bed, and it works its magic while you sleep. During the day your skin is subject to environmental stressors like pollution and sun. At night there is no potential for skin damage so the skin can focus on repair and regeneration. A night cream helps speed up this process. Night time is a restorative time for your skin.
Night creams also have anti-inflammatory agents which lessen the swelling and redness on the skin. They are deeply hydrating and help make the skin firmer and more elastic. In addition, they are usually deeply hydrating, providing a lot of moisture to the skin.
Night cream with collagen makes the skin firmer and more elastic, and it can smooth lines and wrinkles. It contains hydration from hyaluronic acid, which release hydration over serval hours and works better when sunscreen doesn’t interfere. In the morning your skin will appear plump and nourished, soft and supple.
You may even find you wear less make-up as your complexion improves or that your make-up is going on better to your beautiful hydrated fresh face.
I recommend you try Sothys Renovate Night Cream to reveal visibly renewed skin which appears rested and younger in the morning.
For any questions or more information ask Jill on 064 6632966.
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