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Inheritance rights of cohabiting couples

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Question: My partner and I have two young children together. We live together but we are not married and haven’t got around to making our wills. If something happened to one of us, would we automatically be entitled to each other’s estate?

Answer: It is important for you and your partner to discuss the matter of inheritance sooner rather than later. Because you are not married, neither of you is automatically entitled to inherit anything from the other. If your partner dies without a will, you have no right to any share of their estate no matter how long you have been together. So, for example, if you live with your partner but they own the house, you could be left in very difficult circumstances if they were to die unexpectedly.

If you own items jointly, these automatically pass to you and are not part of your partner’s estate. However, you might need to pay Capital Acquisitions Tax if the inheritance is above a certain threshold or value.

If your partner has not made a will or has not provided for you, you may be able to apply to the courts to provide for you from your partner’s estate. This is known as the redress scheme for cohabiting couples. If you get redress by a court under this scheme, you may be exempt from paying Capital Acquisition Tax.
However, making a will can ensure that proper arrangements are made for you and your dependants and that any property is distributed in the way you both wish, subject to certain rights of spouses and children. Tax planning advice can help reduce or minimise the amount of tax your partner or family must pay. A solicitor can help you draft a will or you can draft one yourself.
You can read more about inheritance rights of cohabiting couples on citizensinformation.ie.

During COVID-19, you can find comprehensive integrated information online at citizensinformation.ie/covid19/ and you can get daily updates on what’s changed on Twitter at @citizensinfo.

You can also get information and advice from:
Tralee on Tel: Call 0761 07 7860, Monday – Friday (10am-4pm)
The Citizens Information Phone Service: Call 0761 07 4000, Monday to Friday, 9am – 8pm
Our national call back service: Visit citizensinformation.ie/callback to request a phone call from an information officer

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New free local fitness group to motivate people back to health

By Brian Foley from Activate Fitness  Our mission at Activate is to extend and enhance the lifespan of 7,000 people in Killarney which is why we have set up a […]

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By Brian Foley from Activate Fitness
 

Our mission at Activate is to extend and enhance the lifespan of 7,000 people in Killarney which is why we have set up a free health and fitness group. 

Our primary vehicle is our gym but we do a lot of other stuff, too, like:

* Train kids how to exercise in schools
* Helping frontline workers with their mindset
* Supporting local fitness events and teams
* Running fun social events in the community
* Raise funds for local charities

We’ve won awards for this stuff, but the real reward is moving the Killarney community back towards health. So today, I’m thrilled to share a free Facebook group: ‘Fitness, Nutrition & Health in Killarney’ with you.
Visit this link to join: www.facebook.com/groups/fitnessinkillarney.

In that group, we’ll share helpful posts, tips, and support for everyone, whether you exercise at Activate or not. We’re also welcoming other health and fitness practitioners to join the group and help people find valuable and sensible advice around health and fitness.

When you join, Facebook will ask you a few questions, then my team will be around to support you and give you stuff to help.

If you have questions about fitness, health, longevity, nutrition, or exercise, go ahead and ask! If you have answers, please share! Let’s get some positive momentum going in Killarney!

What’s the deal with motivation?

I was having a discussion with a new client the other day and it came up that they sometimes feel a lack of motivation to keep working out. I know many of you feel like this sometimes, so I thought I would write about it today.

I really believe in discipline, as motivation is fleeting – but we’ll address this anyway. There are a few things that you can do to fool-proof the system. Here’s five ways.

1. Find an accountability partner:

When it comes to working out, having someone to hold you accountable can be a huge motivator. Whether it’s a friend, family member, or even a fitness coach, knowing that someone is counting on you to show up for your workout can help you stay on track.

2. Set realistic goals:

Setting goals is a great way to stay motivated, but it’s important to make sure they are realistic. If your goal is too lofty, you may find yourself getting discouraged when you don’t see results as quickly as you’d like. However, if your goals are achievable and realistic, you’ll be more likely to stick with your workout plan and see the results you want.

3. Find a workout routine you enjoy:

If you dread your workouts, it’s going to be very difficult to stay motivated. However, if you find an exercise routine that you enjoy, you’ll be more likely to stick with it. There are so many different types of workouts out there, so take some time to experiment and find one that fits your needs and interests. I feel a key facet many of us in the health and fitness industry miss regularly is making sure people are always engaged and challenged, so it remains fun to work out!

4. Reward yourself:

This one sounds a little weird, but for some, it can really work. One way to stay motivated is to reward yourself after setting a goal and reaching it. Whether it’s your favourite snack or a new piece of workout gear, treating yourself to something special can help keep you on track.

5. Get enough sleep:

This is the one thing we all hear that’s drilled into our brains – but for good reason! It’s important to get enough sleep when you’re trying to stay fit and healthy. When you’re well-rested, you’ll have more energy for your workouts and you’ll be less likely to skip them. So make sure to get plenty of rest each night!

Following these tips can help you stay motivated to workout, even when it feels like a struggle. Just remember to be patient, set realistic goals, and find an exercise routine that you enjoy. With a little effort, you can reach your fitness goals in no time!
 

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Fat dissolving injections target stubborn areas

By Jill O’Donoghue from Killarney Toning and Beauty Studio It may sound too good to be true but fat dissolving injections are as effective as the name suggests. They are […]

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By Jill O’Donoghue from Killarney Toning and Beauty Studio

It may sound too good to be true but fat dissolving injections are as effective as the name suggests.

They are administered by our in-house Dr. Micheal Flynn who has been attending our salon for the past 10 years. It is the double chin and neck area that is treated and is suitable for both men and women. If you haven’t heard of fat dissolving, it is a very popular and relatively new treatment that is used to target stubborn pockets of fat on the jaw line and chin area. The injection dissolves and eliminates fat cells in a safe and effective way, making it perfect for dealing with stubborn fat that simply won’t budge with exercise.

The main ingredient is a fat dissolving substance sodium deoxycholate, which is found naturally in the body. This is injected into the treatment area which over time will destroy the fat cells. These are then removed from the body by its own lymphatic system, a complex network that rids the body of unwanted toxins and waste.

It is important to understand that fat dissolving injections are not a weight loss treatment. The injections should only be used on people who are a healthy size or carrying a little extra weight. It’s most effective on the pockets of fat stored under the jawline, known as the double chin, a migration of fat cells from the cheeks to the jaw line.

The injections work at a slow pace. It can take serval weeks for full results, but once it’s gone, it’s gone. The results are permanent, once you don’t gain a massive amount of weight.

The next clinic is Monday August 22. To book an appointment or more information, call Jill on 064 6632966.

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