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Insurance for gyms and sports centres

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4 years ago

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By John Healy of Healy Insurances

The most suitable insurer and product will depend on the size and activities of the gym or sports centre.

Ordinarily the types of covers would include:

Material damage cover for buildings, fixtures and fittings, machinery and other assets that your business owns. Covers will include fire, flood, and escape of water, theft, and storm among other perils. Cover extensions are available such as fire brigade charges, signage and goods in transit.

Employers, Public and Products Liability

All gym and sports centre policies should include liability cover. Employer’s Liability is covered up to a maximum of €13 million and can be based on employee numbers and/or wages. Public Liability can be selected within a range of €1.3 million to €6.5 million and covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries or damage to third party property. Projected turnover will determine the rate charged. Products Liability provides cover if a third party is injured by a product that you have sold.

Business Interruption covers consequential loss of gross profits following an insured event such as a fire. It is important to review your gross profits sum insured on an annual basis.

Professional Indemnity Insurance provides cover for claims against you or your company for the financial consequences of negligent acts, errors, omissions or breaches by you or your company when providing a professional service. If you advise others then you may be exposed to claims for breach of your professional duty of care.

Other covers can include glass breakage, cyber insurance, personal accident and many more.
A robust risk management structure can achieve more attractive rates and should include annual health and safety statement reviews, fire safety procedures, CCTV usage and risk assessments.

Your policy should be tailored to your individual needs, so it pays to get expert advice from professionals who take the time to understand your business.

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South Kerry Jobs Fair returns to Great Southern Hotel in February

The 2026 South Kerry Jobs Fair is set to return to Killarney with a wide range of employment opportunities across multiple industries. Organised by South Kerry Development Partnership CLG (SKDP), […]

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46 minutes ago

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16 January 2026

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The 2026 South Kerry Jobs Fair is set to return to Killarney with a wide range of employment opportunities across multiple industries.

Organised by South Kerry Development Partnership CLG (SKDP), the recruitment event will take place at The Great Southern Hotel on Thursday, February 12.
Employers from sectors including construction, hospitality, IT, finance, retail, manufacturing, and healthcare will be in attendance to meet with potential new recruits.
Beyond the chance to meet employers, jobseekers can participate in free workshops designed to improve their employment prospects. these sessions will cover essential skills such as drafting effective cover letters, CV preparation, and techniques for undergoing job interviews. There will also be information provided regarding employer relations supports for those seeking new roles.
Joanne Griffin, Enterprise Officer for SKDP, noted that the fair has grown significantly over the years and is now established as a key date for recruitment in the region. She highlighted that the informal setting allows both parties to ask questions and determine if a position is the right fit. SKDP CEO Noel Spillane added that the event is particularly vital for local businesses, including those in the tourism sector, to ensure they have sufficient staffing for the upcoming season.
This year’s event is supported by the Great Southern Hotel, Intreo, Local Link Kerry, South Kerry Skillnet, and Morgan McKinley. To ensure the fair is accessible to as many people as possible, buses will be provided to transport attendees from across the South Kerry region to the hotel in Killarney.

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Government latte levy delay is fuelling litter crisis

The founders of the Killarney Coffee Cup Project and the environmental group VOICE have issued a warning that government inaction is undermining local efforts to reduce waste. Despite Killarney leading […]

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3 hours ago

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16 January 2026

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The founders of the Killarney Coffee Cup Project and the environmental group VOICE have issued a warning that government inaction is undermining local efforts to reduce waste.

Despite Killarney leading the way as Ireland’s first coffee cup-free town, the group says the project is now on “precarious footing” because a promised national levy on disposable cups has failed to materialise.
The “latte levy” was included in the Circular Economy Act 2022, but a start date has yet to be confirmed. Advocates argue that without this charge at the point of sale, there is no financial incentive for customers to switch to reusables, leaving local independent businesses to carry the burden alone.
The call for action follows the latest IBAL (Irish Business Against Litter) report, which found that disposable coffee cups remain a major litter problem, appearing in one-fifth of all surveyed sites across Ireland.
In contrast, the report noted that plastic bottles and cans have become 60% less common since the Deposit Return Scheme was introduced last year, proving that state-led financial measures are effective.
“We need Government to act, so that we can level the playing field. Without a levy, at the point of sale, customers are not incentivised to choose reusable alternatives, businesses aren’t motivated to offer reusable alternatives, and large coffee chains continue with their business models that depend on disposables.” said the founders of the Killarney Coffee Cup Project. “The loss of political will is deeply worrying.”
Ireland currently uses over 200 million single-use cups every year.
VOICE and local organisers point to the success of the plastic bag levy as a model, noting that it changed public behaviour almost overnight.
They argue that funds from a cup levy could be ringfenced to pay for national infrastructure, such as specialized street bins and cleaning hubs for reusable cups.
Tad Kirakowski, CEO of VOICE, urged the government to honour its commitment, stating that continued delays send the wrong signal and lock the country into unnecessary waste.

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