By Ted Healy of DNG TED HEALY
Estate Agents the length and breath of the country are this week reporting very strong demand for appointments for physical viewings from prospective buyers keen to view properties first hand.
The opening of retail and personal services by appointment last week has given a much-needed boost to businesses across all sectors, including property and construction.
WORK FROM HOME
While the COVID-19 pandemic has prompted many Irish living abroad to return home, one of the emerging trends is the move by people out of cities to smaller towns and villages due to the ability to work from home. Remote working, a temporary measure implemented during lockdowns, is here to stay.
We are now seeing those people who flocked to our main urban centres for employment, reassess life and work life balance. The pandemic has thought us to appreciate other things and as such many young professionals are now considering relocating to the regions.
The ‘work from home’ phenomenon has made it possible to conduct business from the remotest parts of Ireland provided good connectivity is available. This is a trend being experienced in the Killarney market.
Since physical viewings returned last week a high number of people looking to return to Killarney to work from home have viewed properties. We noticed the trend developing during lockdowns when we were able to facilitate virtual viewings. This trend has continued since physical viewings were again permitted last week. In the past week alone, we have sold three properties to buyers returning to Killarney to work from home.
LACK OF SUPPLY
The burning issue currently is a lack of supply of properties to satisfy the demand. With suppressed supply of both new and second-hand homes comes increased demand. Killarney is currently experiencing a severe shortage of available properties for sale.
We have a list of ready to go purchasers seeking to buy homes in the Killarney area at present and we would be delighted to speak to anyone interested in listing their property for sale.
Get your vehicle winter ready
By John Healy of Healy Insurances As we approach October it is a good time to get your vehicle ready for the winter and the change in conditions on the roads. Here is a checklist of the common items to help you prepare: * Check your liquid levels, screen wash, anti-freeze, coolant, oil, and fuel* […]
By John Healy of Healy Insurances
As we approach October it is a good time to get your vehicle ready for the winter and the change in conditions on the roads.
Here is a checklist of the common items to help you prepare:
* Check your liquid levels, screen wash, anti-freeze, coolant, oil, and fuel
* Check your car battery
* Clean your windows inside and out
* Clean your lights
* Check your tyres
* Consider fitting winter tyres
* Check your wiper blades
* Clear leaves from under your bonnet
* Ensure your car has a phone charger
* Make a winter survival kit
Many car garages and dealers will offer a winter service so it is worth checking locally.
In addition, here is a checklist of the items you should keep in your car this winter:
* Ice scraper and de-Icer
* Torch and spare batteries
* In-car phone charger or a power pack
* A road atlas in case you don’t have GPS
* First Aid kit
* Empty fuel can
* Hi-vis jacket/warning triangle
* Jump leads
* Spare clothes
Many insurers now include breakdown cover as standard on your motor insurance policy. Keep this number in your phone and in your vehicle.
Mortgage approval received, what next?
By Ted Healy of DNG TED HEALY Once your mortgage application is approved, you should look for mortgage protection cover which is insurance that will pay off your mortgage if you die within the term of the policy. You should not wait until you have made an offer on a house or apartment before shopping […]
By Ted Healy of DNG TED HEALY
Once your mortgage application is approved, you should look for mortgage protection cover which is insurance that will pay off your mortgage if you die within the term of the policy.
You should not wait until you have made an offer on a house or apartment before shopping around and applying for mortgage protection insurance. It can take some time to get approval, particularly if you have had poor health in the past. This could delay the sale as, by law, your lender must make sure that you have this cover before giving you a mortgage.
Most mortgage lenders offer to arrange mortgage protection insurance for you when you apply for a mortgage. You do not have to take your lender’s insurance, you are free to shop around for better value or a more suitable policy with other providers and brokers.
Another important element is appointing a solicitor to act on your behalf in the conveyancing – this is the legal work to transfer ownership of the property from the seller to you. It is a good idea to choose a solicitor before you start looking at properties, because as soon as your offer is accepted, the estate agent will ask for your solicitor’s details to pass onto the seller’s solicitor. Your solicitor will also check that the sale of the property is legal – that the person who is selling the property owns it and has the right to sell it, and that nobody else could claim to own it.
Your solicitor will also liaise with your mortgage provider at this point and help you through the whole process of mortgage drawdown, when the time is right.
You are now ready to look at properties and place bids with mortgage approval in place.
Kathleen honoured as new boat is launched
It was a very special and momentous day for Muckross Rowing Club on Sunday – as not only did they...