News
The difference between ‘open driving’ and ‘driving other cars’
By John Healy of Healy Insurances
What's the difference between ‘open driving’ and ‘driving other cars’?
This is a question we get asked on a regular basis. There can be some confusion on the differences. Let’s explain.
‘Open driving’
When open driving is present on your policy then anyone with a full EU licence can drive the vehicle with your permission and subject to the policy conditions. The cover on the policy, e.g. comprehensive, will extend to the other drivers. It is a very handy cover extension especially if you have friends or family who may use your vehicle. There are different types of open driving from ‘full open driving without age restrictions’ to ‘restricted open driving for 25 years old to 70 years old’ for example. Open driving can be an optional extension for private car and commercial vehicle policies.
‘Driving other cars’
This extension means that the policyholder has cover under their own policy to drive somebody else’s vehicle (the cover is on a Third Party basis). This means that if the policyholder has an accident whilst driving someone else’s car and makes a claim, only damage done to the other car will be covered. If there is damage to the car the policyholder is driving, the costs of those repairs will be borne by the policy holder. If a friend or family member regularly uses your car then it may be best to name that person on your policy. Some insurers may limit the engine size or age of the vehicle that you can drive under the driving other cars extension. Driving of other cars may not be available if the policyholder is aged under 25 however we do have some insurers who can include this cover. Driving other cars is not available for commercial vehicle polices.
As there is a diverse difference in cover across the market it is important to get the right advice in relation to your own motor policy.
The fifth annual Pedal for Grace community fundraiser will take place in Firies on Saturday, September 5, with organisers aiming to push total funds raised past the €90,000 milestone.
Held in honour of local girl Grace O’Sullivan, who lives with Stargardt disease, the event brings together cyclists, walkers, and supporters from across the local community to raise vital funds for Vision Ireland. Over the past four years, the initiative has raised almost €90,000 for the national sight loss charity.
This year’s event offers options for all fitness levels, including a 60km route, shorter spins, and a walking course, with tandem options also available. Following the physical challenges, the day will feature a community barbecue, family fun activities, a raffle, and an evening of music and entertainment.
Grace was diagnosed with Stargardt disease, a genetic eye condition that affects central vision and causes progressive sight loss. The annual event was established by her family to raise awareness and support Vision Ireland’s work, which provides practical and emotional support, rehabilitation services, and assistive technology to help people living with visual impairments maintain independence.
Members of the public are invited to register in advance or support the event in Firies on the day. Full details and registration information are available on the Vision Ireland website.
Top golf scores at Mahony’s Point
Ivan Tagney and Aoife Twomey secured top honours at Killarney Golf and Fishing Club as members turned out in large numbers to compete for Captain Tomás Kelliher’s Prize on Mahony’s Point.
In the men’s event, Ivan Tagney claimed the Captain’s Prize with an impressive 42 points. Conor Dillon carded 48 points, returning the lowest score of the weekend, though he was ineligible for the main trophy without an established handicap.
Despite wet weather, the ladies section produced remarkable scoring on Sunday. Aoife Twomey took first place playing off 28 handicap, recording a nett 63. June O’Brien finished runner-up with a 67 nett, followed by Kay O’Connor in third with a 69 nett.
Captain Tomás Kelliher extended his thanks to the committee, staff, and volunteers for organising the flagship competition, praising the course condition and strong turnout across both events.
Results
Men’s Captain’s Prize 1st: Ivan Tagney (42 pts) Best Score: Conor Dillon (48 pts) 3rd: Joseph Sheahan (41 pts) 4th: Michael Cotter (41 pts) 5th: Emmet Scanlon (41 pts) 6th: Ian Sherlock (41 pts) 7th: Cathal O’Connor (40 pts) 8th: Aaron McCann (40 pts) 9th: Dan Quirke (40 pts) 10th: Mark Tuite (40 pts) 11th: Alan O’Meara (40 pts) 12th: Donal Begley (40 pts) Best Gross: Donal Considine (72) Category 1: 1st Kevin Leacy (39 pts), 2nd Ian Cronin (39 pts) Category 2: 1st Adam Carey (40 pts), 2nd Jack Crehan (40 pts) Category 3: 1st John McEnery (40 pts), 2nd Thomas Coleman (39 pts) Category 4: 1st Mike Dreelan (38 pts), 2nd Jason Reen (38 pts) Front Nine: Aaron Coffey (24 pts) Back Nine: Chris Myers (24 pts) Past Captain: Pat Cussen (38 pts) Over 70: Joe Geaney (39 pts) Committee Prize: Shane Horgan (38 pts) Guest Prize: Jack Kelliher
Ladies Captain’s Prize 1st: Aoife Twomey – 63 (28) 2nd: June O’Brien – 67 (20) 3rd: Kay O’Connor – 69 (13) 4th: Louise Langan – 70 (19) 5th: Mary Tobin – 71 (20) 6th: Geraldine Tarrant – 71 (26) 7th: Kathleen O’Keefe – 71 (19) 8th: Noreen O’Callaghan – 72 (18) 9th: Anne Moynihan – 72 (2) 10th: Breda Duggan – 72 (29) Best Gross: Kelly O’Donoghue (76) Front Nine: Kate O’Leary Back Nine: Sarah O’Brien 13-Hole Competition: Maud Malone – 24 pts (28)
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