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The difference between ‘open driving’ and ‘driving other cars’

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By John Healy of Healy Insurances

What's the difference between ‘open driving’ and ‘driving other cars’?

This is a question we get asked on a regular basis. There can be some confusion on the differences. Let’s explain.

‘Open driving’

When open driving is present on your policy then anyone with a full EU licence can drive the vehicle with your permission and subject to the policy conditions. The cover on the policy, e.g. comprehensive, will extend to the other drivers. It is a very handy cover extension especially if you have friends or family who may use your vehicle. There are different types of open driving from ‘full open driving without age restrictions’ to ‘restricted open driving for 25 years old to 70 years old’ for example. Open driving can be an optional extension for private car and commercial vehicle policies.

‘Driving other cars’

This extension means that the policyholder has cover under their own policy to drive somebody else’s vehicle (the cover is on a Third Party basis). This means that if the policyholder has an accident whilst driving someone else’s car and makes a claim, only damage done to the other car will be covered. If there is damage to the car the policyholder is driving, the costs of those repairs will be borne by the policy holder. If a friend or family member regularly uses your car then it may be best to name that person on your policy. Some insurers may limit the engine size or age of the vehicle that you can drive under the driving other cars extension. Driving of other cars may not be available if the policyholder is aged under 25 however we do have some insurers who can include this cover. Driving other cars is not available for commercial vehicle polices.

As there is a diverse difference in cover across the market it is important to get the right advice in relation to your own motor policy.

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Matt Britton Flooring Now Open in Cork

Matt Britton a thriving, local, sustainable, family-run business that has evolved into the ultimate destination for Ireland’s finest hardwood flooring, luxury carpets and bespoke rugs is now open in Cork. […]

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Matt Britton a thriving, local, sustainable, family-run business that has evolved into the ultimate destination for Ireland’s finest hardwood flooring, luxury carpets and bespoke rugs is now open in Cork.

Established in 1997 by brothers Matt and Craig, both fitters by trade, Matt Britton has become a popular household name throughout Ireland, a favourite among Ireland’s top interior designers and has been featured in an array of celebrities’ homes, including Peter O’Mahony, Johnny Sexton, Conor Murray, Pippa O’Connor, Vogue Williams, Rosie Connolly, and Suzanne Jackson, among others.

Recent expansion plans included the opening of their fifth showroom, Matt Britton Cork, unveiled by Ireland, Munster and Lions rugby legend Peter O’Mahony.

“We are delighted to have launched our first Munster store as part of our expansion plans across Ireland. We have been overwhelmed with positive feedback from our customers who have previously travelled from Munster to visit us in Dublin and Wicklow and this has encouraged us to open a store closer to home for them. Moreover, we are pleased that the opening of this showroom has allowed us to create 10 new jobs in the local area,” said Managing Director Matt Britton .

Their showrooms are designed to offer customers a luxurious experience and showcase their extraordinary collection of hardwood flooring, opulent carpets, and bespoke rugs tailored to clients’ unique preferences.

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Quest Killarney named Ireland’s best fitness and wellness event

Quest Adventure Series organised by Kerry based Elite Event Management came out winners at the Gym+Coffee Make Life Richer Awards. Quest won Best Large Fitness and Wellness Event, beating other […]

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Quest Adventure Series organised by Kerry based Elite Event Management came out winners at the Gym+Coffee Make Life Richer Awards.

Quest won Best Large Fitness and Wellness Event, beating other well-known names in the fitness and event industry.

Irish gym clothing company Gym+Coffee established the Make Life Richer Awards as community-based awards that celebrate those who ‘Make Life Richer” to include people who have the same passion as they do and facilitate events and meet-ups that bring people together.

“The team at Quest are super-proud of this award and the achievement and would like to thank everyone who voted for them, and enjoys being part of the Quest community.,” said Elite Event Management’s Rebecca Kemp

Entries for Quest Killarney October 7 are now open at www.questadventureseries.com

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