Connect with us

News

The difference between ‘open driving’ and ‘driving other cars’

Published

on

0219635_shutterstock557719861.JPG

By John Healy of Healy Insurances

What's the difference between ‘open driving’ and ‘driving other cars’?

This is a question we get asked on a regular basis. There can be some confusion on the differences. Let’s explain.

‘Open driving’

When open driving is present on your policy then anyone with a full EU licence can drive the vehicle with your permission and subject to the policy conditions. The cover on the policy, e.g. comprehensive, will extend to the other drivers. It is a very handy cover extension especially if you have friends or family who may use your vehicle. There are different types of open driving from ‘full open driving without age restrictions’ to ‘restricted open driving for 25 years old to 70 years old’ for example. Open driving can be an optional extension for private car and commercial vehicle policies.

‘Driving other cars’

This extension means that the policyholder has cover under their own policy to drive somebody else’s vehicle (the cover is on a Third Party basis). This means that if the policyholder has an accident whilst driving someone else’s car and makes a claim, only damage done to the other car will be covered. If there is damage to the car the policyholder is driving, the costs of those repairs will be borne by the policy holder. If a friend or family member regularly uses your car then it may be best to name that person on your policy. Some insurers may limit the engine size or age of the vehicle that you can drive under the driving other cars extension. Driving of other cars may not be available if the policyholder is aged under 25 however we do have some insurers who can include this cover. Driving other cars is not available for commercial vehicle polices.

As there is a diverse difference in cover across the market it is important to get the right advice in relation to your own motor policy.

Advertisement

News

Public realm works begin on Main Street and Kenmare Place

Repair works for the Killarney Public Realm project officially commenced on Monday, April 20, following approval from the Department of Housing, Local Government and Heritage. This phase of the project, […]

Published

on

Repair works for the Killarney Public Realm project officially commenced on Monday, April 20, following approval from the Department of Housing, Local Government and Heritage.

This phase of the project, funded by the URDF, focuses on enhancing the streetscape and accessibility of both Main Street and Kenmare Place.
To allow the appointed contractors to carry out the investment safely, a section of the R-878 on Main Street, stretching from Kenmare Place to Plunkett Street, is now closed to traffic. This first period of construction is scheduled to run from April 20 until July 3.
Recognising the importance of the tourism season, the council has confirmed the street will fully reopen from July 4 to October 4 to accommodate peak summer traffic. Following this break, works will resume for a second period starting October 5 and running until December 4.
While vehicle diversions are in place, pedestrian access to all businesses and emergency service access will be maintained throughout the construction phases. Kerry County Council stated that these works are part of a wider programme to improve the safety and quality of the town centre and has thanked the public and local business owners for their cooperation during these essential improvements.

Continue Reading

News

Jordan Lee selected for Ireland’s Para Athletics relay team

Published

on

Jordan Lee selected for Ireland’s Para Athletics relay team


Killarney Valley AC has celebrated another historic milestone following the selection of international Paralympic athlete Jordan Lee for Team Ireland’s first-ever Para Athletics 4x100m Universal Relay squad.


The selection marks a landmark step for Irish Para Athletics, with the newly formed team focusing its long-term sights on the Los Angeles 2028 Paralympic Games. Jordan, a high-jump specialist, has recently added the shot putt to his competitive disciplines, and his performance through recent trials secured his place in this groundbreaking relay unit.
The Universal Relay is a unique event in Para Athletics, featuring athletes from different impairment groups competing together. Everyone at KVAC and across the town has extended their best wishes to Jordan as he prepares to represent Ireland on the global stage.

Attachments

Continue Reading

Last News

Sport