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New housing scheme will benefit first-time buyers

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By Ted Healy of DNG TED HEALY

This week Housing Minister Darragh O'Brien announced a new landmark affordable housing scheme which will benefit thousands of middle income home buyers.

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The First Home Shared Equity Scheme, set to be rolled out from early July with €400m funding from the Government, is designed to bridge the gap for those whose income is too low to get them a big enough mortgage to buy their first home.

The three main banks have signed up to the scheme which will see the State providing an interest-free stake of up to 30 percent in the home.

It is expected to cover the purchase of eight thousand new homes over the next four years.

Under the scheme, the purchase of new-build homes is to be jointly funded by the State and participating mortgage lenders.

AIB, Bank of Ireland and Permanent TSB are on board with the scheme, and other lenders are expected to sign up.

The flagship First Homes Scheme in the Government’s 'Housing For All' strategy, will have no income limits for those who apply for it.

However, there are limits on the value of properties that will qualify for the scheme in each local authority area. The limits will be based on the median value for a new home in the area.

The new scheme is set to be welcomed by those who are earning too much to qualify for social housing, but too little to qualify for a mortgage in a property market where values are back close to Celtic Tiger peaks.
It will help bridge the gap between the finance they have and the finance they need to purchase their first home. It will make a difference quickly.

As an example, a couple with an income of €70,000, who want to buy a €320,000 new home, will put up a 10 percent deposit, the most they can borrow is €277,000. This leaves a gap of €43,000.

First Home would provide this amount as equity, with no interest for the first five years.
This couple could also benefit from the State’s Help-To-Buy scheme, which usually provides tax relief of up to 20 percent of the property’s value.

The scheme will apply to first-time buyers, but also to divorced people and those who have been made bankrupt.

Further details of the scheme are available on www.gov.ie.

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Funding sought for Glebe Craft Quarter

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Funding sought for Glebe Craft Quarter


Plans to redevelop Killarney’s town centre laneways remain on hold as local authority officials seek capital funding to progress the scheme.


At Wednesday’s meeting of the Killarney Municipal District, Councillor Niall Kelleher raised the future of the urban regeneration project, asking the council: “That Kerry County Council provide a detailed update on the proposed development of the Glebe Craft Quarter in Killarney, including the Glebe, Bohereencael, Milk Market Lane and Old Market Lane areas, outlining the work completed to date, estimated project cost, funding secured or being sought and the anticipated timeframe for implementation.”
In a written reply, Kerry County Council revealed that no dedicated capital has yet been assigned to deliver this phase of the public realm plan.
An official response stated: “At present, there is no identified funding stream for this phase of the proposed public realm works. The project will be considered as part of future funding applications, and Kerry County Council will continue to explore all available funding opportunities to support its delivery.”

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Call for urgent child protection funding at Killarney conference

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Call for urgent child protection funding at Killarney conference


Frontline child protection and welfare services are facing an unprecedented crisis due to a surge in cases and limited resources, key speakers warned at a national conference in Killarney on Wednesday.

NO FEE PIC PIC JULIEN BEHAL Dr Aisling Parkes, Special Rapporteur on Child Protection and Senior Lecturer in Law at UCC; Julie Ahern, Legal, Policy and Services Director at the Children’s Rights Alliance; Seamus Whitty, Chief Executive Officer of Kerry Community Youth Service; and Kate Duggan, Chief Executive Officer of Tusla, pictured at Kerry Community Youth Service (KCYS), Killarney, at the closing event of the Children’s Rights Alliance’s End Child Poverty Week 2026.


The final event of National End Child Poverty Week took place at the KCYS Youth Centre in Killarney, bringing together child welfare experts, legal professionals, and social workers to examine child protection, welfare, and alternative care.
Addressing delegates ahead of Budget 2027, Tanya Ward, Chief Executive of the Children’s Rights Alliance, warned against proposed spending cuts across government departments that deliver core family supports.
“For politicians to speak about their prioritisation of the protection and safety of children in recent weeks, while at the same time committing to levying the Departments that deliver those protection, welfare and family support services is just not right,” Tanya Ward said. “The levies, which are intended to shoulder an ‘overspend’ by the department of education through cuts across other departments, could not come at a worse time. They essentially ask critical services to children to pare back, to do more with less – at a time when these services are completely stretched thin trying to meet the demand for support.”
Figures released at the conference revealed that referrals to Tusla, the Child and Family Agency, have doubled over the past decade. The agency received a record 106,444 referrals in 2025. That upward trend has continued into 2026, with 28,800 referrals logged in the first three months of the year—an 11 per cent increase compared to the same period in 2025.
“Tusla and its support services are the last safety net for vulnerable children and families,” Tanya Ward added. “We need to be seeing significant increased investment to ensure we have a child protection system that is fit for purpose and can meet the needs of the children behind these figures who are facing battles such as neglect, emotional, physical or sexual abuse, trauma and deprivation.”
Chaired by Julie Ahern, Director of Legal, Policy and Services at the Children’s Rights Alliance, the conference featured keynote contributions from Kate Duggan, Chief Executive Officer of Tusla, and Dr Aisling Parkes, Special Rapporteur on Child Protection and Senior Lecturer in Law at UCC.
Additional speakers included Denise Kirwan, Partner at Comyn Kelleher Tobin Solicitors; social worker Thomas O’Driscoll; Seamus Whitty, CEO of KCYS; and Sinéad Roe, Intensive Family Support Co-ordinator at KCYS.
The Children’s Rights Alliance is calling on the Government to deliver a dedicated “Children’s Budget” for 2027. Key demands include increasing Tusla’s overall funding to expand social work staff across 30 new network areas, funding the rollout of the forthcoming National Policy Framework on Alternative Care, and increasing the proportion of Tusla’s budget directed to early intervention and community family support by three percentage points annually over five years.

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