News
Money and time saving tips for the New Year

By John Healy of Healy Insurances
Happy New Year. A fresh start and a clean slate afford us the opportunity to prepare for the year ahead.
Here are some tips and hints to save you money and time this year on your insurance costs.
* Get your breakdown recovery number now and input it in your phone.
* Diary your insurance renewal dates so you have time to get quotes or if you wish contact a broker (like us!) and we can diary for you and contact you before your renewal date.
* Ensure your vehicle is taxed and has completed an NCT at least two months before your renewal date as some insurance markets won't quote without confirmation.
* Pay your insurance in one payment if you can. Monthly repayments can add up to 8%
* Your home insurance may have free emergency call out cover. Find out and input the number in your phone.
* Install a monitored intruder alarm in your home. Many insurers will give discounts of up to 15% and you will have added peace of mind.
* Install smoke detectors in your home. Again, a lot of insurers give a discount or quote better rates at renewal with multiple working alarms.
If you are a business owner, review your health and safety statement and update it this January. This document could be vital in a personal injury situation.
If you are shopping around to get quotes, make sure to pick up the phone and discuss your needs with a real person who understands insurance.