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Lake rescue highlights need for a permanent boat base

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By Sean Moriarty

A well-known boat operator in Killarney has called for a dedicated search and rescue boathouse to be built near Ross Castle.

Donal ‘Dux’ O’Donoghue and local paramedic Eugene Tangney were involved in a dramatic lake rescue on Lough Leane after two male kayakers were overturned in bad weather.

The kayakers were able to get to Lamb Island and raise the alarm while clinging to plants.

The volunteer Killarney Water Rescue service launched their rescue boat from Dundag near Muckross, nearly 8kms from Lamb Island.

Their boat is currently stored at a private house and once they get a call they must navigate the notorious Killarney traffic before they can launch their boat.

‘Dux’ received a call from paramedic Tangney.

"He knew I would be near Ross Castle and would be much closer to the incident,” Dux told the Killarney Advertiser.

‘Dux’ and Tangney got to the scene of the accident around 15 minutes before Killarney Water Rescue.

The time difference highlighted the challenges the volunteers face and the situation could have been much worse if the accident occurred during the peak summer season and the volunteers were delayed getting to their launch slip in the notorious tourist-season traffic gridlock.

“There is plenty of land down near Ross Castle to build a slip, or better again, a small shed where the rescue boat could be kept,” ‘Dux’ added.

“It would be very important to the town of Killarney to make this happen, the current situation is like having a fire station for Killarney in Farranfore.”

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Benefit-In-Kind tax rules overturned for company cars

By John Healy of Healy Insurances Minister for Finance Michael McGrath has announced a temporary change for company-owned vehicles following a backlash from drivers whose Benefit-In-Kind (BIK) taxes increased substantially […]

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By John Healy of Healy Insurances

Minister for Finance Michael McGrath has announced a temporary change for company-owned vehicles following a backlash from drivers whose Benefit-In-Kind (BIK) taxes increased substantially in January.

While the move to a CO2 based Benefit-In-Kind system, which incentivises the use of Electric Vehicles and lower emission cars, a significant number of employees with vehicles in the typical emissions range experienced large increases in their income tax liabilities since the start of 2023.

To address the issue, the Finance Minister has introduced a relief of €10,000 to be applied to the Original Market Value (OMV) of cars in Category A-D in order to reduce the amount of Benefit-In-Kind payable (this is not applicable to cars in Category E).

In effect, this means that, for the purposes of calculating BIK liability, employers may reduce the OMV by €10,000. This treatment will also apply to all vans and electric vehicles. For electric vehicles, the OMV deduction of €10,000 will be in addition to the existing relief of €35,000 that is currently available for EVs, meaning that the total relief for 2023 will be €45,000.

The upper limit in the highest mileage band is amended by way of a 4,000km reduction, so that the highest mileage band is now entered into at 48,001km.

These temporary measures will be retrospectively applied from 1 January 2023 and will remain in place until 31 December 2023. It is proposed to introduce the measures at Committee Stage of the Finance Bill 2023.

From an insurance perspective, if a vehicle is owned by a company then the motor policy in place must be in the company name and have full business use cover known as Class 2 cover. It is customary that the policy is on an open driving basis, usually aged 25 to 70. The cost for a company owned car policy can be higher than privately owned vehicles.

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Reduce the stress of downsizing

By Ted Healy of DNG TED HEALY It is widely accepted that moving house is one of THE most stressful life events one will experience, but does it really need […]

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By Ted Healy of DNG TED HEALY

It is widely accepted that moving house is one of THE most stressful life events one will experience, but does it really need to be?

Embrace the change and look forward to new beginnings.

One particular cohort of home movers are those downsizing from their larger family homes, perhaps to a more manageable property with little/less maintenance. Here we look at potential ways of reducing the stress involved when downsizing:

Start the process as early as possible. Putting it off will add to the stress and result in a rushed job that is maybe not thorough enough. You only want to bring items you LOVE, NEED, USE and have SPACE for to your new property. Use this time as an opportunity to declutter – be ruthless. This is a fantastic opportunity to put some organisation into your life. Perhaps declutter prior to placing your existing home on the market – it may well add value to your home.

Don’t underestimate how much of a reduction is required pre-move. If the new property you are moving to is 50% smaller, then a quick estimate is that 50% of items in your current home need to be rehoused elsewhere.

Have an exit plan for the items leaving your home. Where are your local charity shops, do they offer a collection service? Is a skip required? A carefully planned exit strategy will make the move a lot more seemless. Have detailed measurements of your new home so you know which larger furniture items will/will not fit in your new property.

Take your time and do not try to do multiple areas simultaneously. Perhaps take it room by room and set yourself realistic targets.

Most importantly don’t panic. Allow yourself sufficient time, have a well-planned system in place and do not be reluctant to ask for help. Involving family members and relatives in the move will make the whole process a lot easier.

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