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Know Your Rights: Retiring at 65 and social welfare payments

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Question: I have to retire at 65, and can’t claim my State pension until I’m 66. What can I do?

 

Answer: Many people, under their contract of employment, must retire at 65. However, State pensions are not paid until you are 66. If you retire at 65, you may be able to get a new social welfare benefit. This is paid until you reach 66 and can claim a State pension. It is similar to Jobseeker’s Benefit, but you don’t need to be looking for work or sign on at your local Intreo centre. It is only available to people aged 65.

To qualify for this benefit, you must have stopped work, be living in Ireland and meet the social insurance (PRSI) conditions. If you were an employee, you must have paid at least 39 PRSI contributions at Class A, H or P or have credited contributions in the governing contribution year – this is the second last complete tax year before the year you claim. You must also have paid at least 104 PRSI contributions at Class A, H or P (or at least 156 PRSI contributions at Class S).

If you were self-employed, you must have paid 52 PRSI self-employment contributions at Class S in the governing contribution year and have paid at least 156 PRSI contributions at Class S (or at least 104 PRSI contributions at Class A or H).
You can take up a course provided you inform the Department of Social Protection. You can also continue in subsidiary employment.
You can claim for an adult dependant and any dependent children.

You will continue to get credited contributions while you are on the payment – these can count towards your State pension.
The quickest way to apply for the scheme is through MyWelfare.ie. You can also email forms@welfare.ie.
You can read more about this new payment for people who retire at 65 on citizensinformation.ie.

During COVID -19 pandemic, you can find comprehensive integrated information online at citizensinformation.ie/covid19/ and you can get daily updates on what’s changed on Twitter at @citizensinfo. You can also get information and advice from:

Tralee on Tel: 0761 07 7860, Monday – Friday (10am-4pm)
The Citizens Information Phone Service: 0761 07 4000, Monday to Friday, 9am – 8pm
Visit citizensinformation.ie/callback to request a phone call from an information officer.

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Life-long supporter to be honoured

By Michelle Crean There’ll be a very special launch tomorrow afternoon (Sunday) as one club dedicate a new boat to a loyal supporter. Muckross Rowing Club are inviting all members, past and present, friends and supporters to the boathouse for the boat launch at 2.30pm. “We are delighted to honour and name our new Janousek Coxed […]

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By Michelle Crean

There’ll be a very special launch tomorrow afternoon (Sunday) as one club dedicate a new boat to a loyal supporter.

Muckross Rowing Club are inviting all members, past and present, friends and supporters to the boathouse for the boat launch at 2.30pm.

“We are delighted to honour and name our new Janousek Coxed Quad, sponsored by the Cahernane House Hotel, after Kathleen Murphy, a dedicated supporter of our club,” Shona O’Sullivan from the club, who is also Kathleen’s granddaughter, said.

“Kathleen is always supportive of our club fundraisers and has been selling the Muckross Lotto tickets since day one. Every year Kathleen’s enthusiasm and love for the club is especially shown from the shore at Killarney Regatta, as she is all decked out in the yellow of Muckross.”

She added that Kathleen’s family are also very active members of the club and she enjoys listening to their stories from the boathouse and regattas.

“We hope to see you all there to honour and thank Kathleen, a life-long supporter of our club.”

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Killarney man wins most-coveted trophy in sheepdog trials

By Sean Moriarty Kilcummin farmer Tom O’Sullivan – one of the main organisers of last month’s Sheep Dog Trials in Fossa – has become the first Kerry man to win the biggest award in the sport. Tom is the chairman of the Killarney sub-committee and was a member of the 15-strong Irish team that participated […]

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By Sean Moriarty

Kilcummin farmer Tom O’Sullivan – one of the main organisers of last month’s Sheep Dog Trials in Fossa – has become the first Kerry man to win the biggest award in the sport.

Tom is the chairman of the Killarney sub-committee and was a member of the 15-strong Irish team that participated in the international sheepdog competition in Aberystwyth in Wales last weekend.

A total of 60 competitors, 15 each from Ireland, England, Scotland and Wales, contested the biggest event in sheepdog trials on Friday to Sunday last.

After getting through the qualifiers on Friday and Saturday, Tom and his dog Northhill Tess, fended off the challenges of the other top-15 qualifiers to win the International Supreme Champion award.

Not alone is he the first Kerry man to win the competition, which has been running since 1947, he is just the fifth Irishman to do so and the first from Munster.

“The qualifying course was similar to Killarney,” he told the Killarney Advertiser.

However, Sunday’s final was much more difficult. His dog had to round up a flock of sheep at the left hand side of the course. Then Northhill Tess, under the guidance of Tom, had to round up a smaller flock and bring them to the same holding pen. When finished, five of the sheep were wearing red collars and Tom had to instruct his dog to separate them and bring them to a separate holding area.

“It is the biggest trophy in sheep dog trailing,” he added. “Everyone who trains a dog does so for this day. It is mind blowing. My family are very proud, they know the time and the work involved preparing for this.”

The standard at the Killarney event last month was evident in Wales last weekend. The Killarney winner, Peter Morgan and his dog Moss, ran Tom to a very close second.

His son Peter Og won the Young Handlers award and Team Ireland were declared the overall winners based on aggregate scores in the final 15.

Tom arrived home to Kilcummin on Monday night to a traditional homecoming bonfire.

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