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Different kinds of insurance for events and festivals

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By John Healy of Healy Insurances

It’s the time of year when festivals, concerts, fun days and a variety of other summer events take place around the country.

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What kind of insurance cover should be in place?

If you are organising a public event you should have Public Liability Insurance in place. Public Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries or damage to third party property in the course of the event. The limit of indemnity options would usually be €2.6 million and €6.5 million. All State owned lands or events in conjunction with local authorities will insist on the limit of €6.5 million.

Volunteers can be included under your Employers Liability. Employers Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries to a volunteer and/or employee.

Cancellation Insurance would cover the loss of revenue should the event be cancelled due to for example; non-appearance of a major act. Directors and Officers Cover may be advisable for larger events.

The level of insurance cover recommended will depend on the event taking place. A festival over a few days or with varied entertainment options will be underwritten differently to a coffee morning or a quiz.

A robust risk management structure is crucial. This should include health and safety statements and risk assessments, induction for stewards, First Aid measures, manual handling, personal protective clothing, liaison with local authorities and Gardai, cleaning plans, car park plans, fire safety procedures, and of course managing movement of people. Any third party sub-contractors should have their own insurance policies in place with specific indemnities provided to the event organisers.

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Flesk Fest promises to be a great evening of fun

By Michelle Crean Glenflesk GAA are planning a fun filled evening of top class entertainment. The Flesk Fest takes place on Saturday July 16 at 4pm in The Kerryway Steakhouse […]

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By Michelle Crean

Glenflesk GAA are planning a fun filled evening of top class entertainment.

The Flesk Fest takes place on Saturday July 16 at 4pm in The Kerryway Steakhouse & Bar.

Two exciting bands ‘All Folk’d Up’ and ‘Super Ceili’ will be playing and there’ll be plenty of fun and games and a delicious barbecue, raffle with some great prizes, and of course the ever popular Hang Tough Challenge!

“Please come out and support this great event! Tell your friends and we will make it a night to remember,” Seamus Healy from Glenflesk GAA said.

” Admission is only €15, and tickets are available from Mary McCarrick 087 7750773, Padraig O’Sullivan 087 0530384 or any club officer. They are also available in the Kerryway on the night.

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Rising cycling star selected for Belgium Project

By Sean Moriarty Killarney cyclist Sam Bolger (18) has been selected as one of four riders for the Belgian Project – one of the most prestigious stepping stones for Irish riders […]

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By Sean Moriarty

Killarney cyclist Sam Bolger (18) has been selected as one of four riders for the Belgian Project – one of the most prestigious stepping stones for Irish riders with ambitions to turn professional.

Northern Ireland-based Belgian Danny Blondell is the man behind the project.

For the last 15 years Blondell selects between four and six Irish riders and sends them to Belgium where they stay with local families and contest pro and semi-pro races.

As a race commentator Blondell is well placed to decide who is deserving of inclusion in the project.

Over the first six months of the year he makes decisions while attending early season races.

Those lucky enough to get selected go to live and race in Belgium for the second six months of the year.

Bolger, from Lewis Road, was selected after winning the junior race in the Cycling Ireland National Road Series in Mayo in March and the Orwell Stage Race in County Wicklow in June.

“He is delighted, it is a very big deal,” his father Paul told the Killarney Advertiser.

“He has had a very good year and the wins in Mayo and Wicklow secured the Belgium Project.”

Bolger will head to Belgium in late July and after to the Junior Tour of Ireland which takes place in County Clare between July 12 and 17.

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