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Different kinds of insurance for events and festivals

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4 years ago

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By John Healy of Healy Insurances

It’s the time of year when festivals, concerts, fun days and a variety of other summer events take place around the country.

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What kind of insurance cover should be in place?

If you are organising a public event you should have Public Liability Insurance in place. Public Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries or damage to third party property in the course of the event. The limit of indemnity options would usually be €2.6 million and €6.5 million. All State owned lands or events in conjunction with local authorities will insist on the limit of €6.5 million.

Volunteers can be included under your Employers Liability. Employers Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries to a volunteer and/or employee.

Cancellation Insurance would cover the loss of revenue should the event be cancelled due to for example; non-appearance of a major act. Directors and Officers Cover may be advisable for larger events.

The level of insurance cover recommended will depend on the event taking place. A festival over a few days or with varied entertainment options will be underwritten differently to a coffee morning or a quiz.

A robust risk management structure is crucial. This should include health and safety statements and risk assessments, induction for stewards, First Aid measures, manual handling, personal protective clothing, liaison with local authorities and Gardai, cleaning plans, car park plans, fire safety procedures, and of course managing movement of people. Any third party sub-contractors should have their own insurance policies in place with specific indemnities provided to the event organisers.

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HeartBeat’s expert talk on the science of sleep

HeartBeat Kil larney will focus on the vital role of sleep in cardiac and mental health at its next community meeting on February 24. The event, held at the Parish […]

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6 hours ago

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20 February 2026

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HeartBeat Kil

larney will focus on the vital role of sleep in cardiac and mental health at its next community meeting on February 24.
The event, held at the Parish Centre on Park Road, features guest speaker Dr Anna O’Sullivan, a Senior Clinical Psychologist with the HSE.
Following her previous popular sessions with the group, Dr O’Sullivan will return to provide a deep dive into the neuroscience of sleep.
The talk will explore why rest is a cornerstone of physical and mental well-being and how sleep requirements shift throughout various life stages, from childhood and the teenage years to parenthood, perimenopause, and older adulthood.
Attendees can expect practical advice on managing common sleep difficulties and strategies for improving sleep quality. Dr O’Sullivan will also outline simple self-care actions that can maintain or enhance long-term sleeping habits, as well as the long-term impacts of insufficient rest.
The meeting begins at 8:00 pm at the Parish Centre and is open to all members of the community. A question-and-answer session will follow the presentation, and the evening will conclude with light refreshments and an opportunity for attendees to chat.

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Parking plan for Muckross Rowing Club boat launch

Published

10 hours ago

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20 February 2026

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Muckross Rowing Club will host a landmark event on Sunday to officially launch and bless three new additions to its racing fleet.

The ceremony is scheduled to take place at the club’s boathouse at 2pm and represents a significant moment in the club’s long-standing history.


The club has issued an open invitation to all past and present members, as well as supporters, friends, and family, to join in the celebrations.

Following the formal blessing and naming of the boats, light refreshments will be served at the boathouse for all attendees.


For those planning to attend the event, parking will be situated at the Muckross House car park.


The club has requested that anyone requiring parking access closer to the boathouse make contact with a committee member in advance so that appropriate assistance and arrangements can be made.


The core of the celebration is the naming of the boats in honour of three of the club’s most distinguished athletes: Paul Griffin, Sean Casey, and Cathal Moynihan.


These three oarsmen achieved the ultimate success in the sport by representing Ireland at the 2004 and 2008 Olympic Games.


Having started their journeys as Muckross juniors before rising through the international ranks, their legacy continues to be a major source of pride for the club as they are immortalised in the newest fleet.

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