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Hundreds of job opportunities at Kerry Jobs Fair

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Employers and jobseekers will get a unique opportunity to meet face to face to see if they can make a suitable match at the Kerry Jobs Fair 2022 next week.

The event, taking place this coming Monday at the Rose Hotel from 10am to 3.30pm, will showcase jobs from many of the leading companies in Kerry attending on the day.

The event is being run by NEWKDs Moving On and SICAP programmes in association with Kerry Chambers.

This is a free event which is open to the public on a drop in basis with hundreds of job opportunities across a wide range of sectors in Kerry. Employers are recruiting in many different sectors with a great variety of positions. Alongside the employers will be a Careers Clinic offering job seeking supports like CVs and cover letters as well as information on upskilling and qualifications.

“The response from employers has been fantastic," Lisa O'Flaherty, coordinator of Moving On who organised the event, said.

"Over 30 employers will be present on the day who are actively looking to employ staff. This is a great opportunity for people looking for work in Kerry. There are a large number of current vacancies across a range of sectors including office administration, IT, accounts, finance, hospitality, manufacturing, food production, retail and more. People will have the chance to talk to employers directly about full-time, part-time, seasonal and remote job vacancies.”

Robert Carey, the manager of the NEWKD SICAP programme added that “it will be great to have so many employers under the one roof".

"This jobs fair will give people a chance to connect face to face with employers. That gives them a better chance of finding something to suit their skills.”

As well as being open to the public Robert explains that Ukrainian refugees will be supported to attend the jobs fair by being targeted with information before the event.

"We will provide a translation service on the day. NEWKD are part of the Kerry Community Response Forum facilitated by Kerry County Council which is supporting Ukrainian Refugees in Kerry and employment is a key part of this as they are anxious to work."

Colette O'Connor from Kerry Chambers affirms the importance of this.

“Over the last few weeks we have been inundated with businesses trying to help those fleeing from Ukraine. We feel this is a very timely opportunity to meet people in person and explore employment opportunities.”

Lisa encourages everyone looking for work to come along on the day.

"At Moving On we have supported hundreds of women to return to work over the years. We know it can be intimidating to take the first step so there will be people available to welcome you on the day. Don’t miss this great opportunity to explore your future career prospects.”

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Housing Will Never Be The Same

Last week I wrote about the pathetic investment options out there for Irish investors. Despite high ongoing fees (mortgage, maintenance, insurance etc.) and the actual headache of being a landlord, […]

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Last week I wrote about the pathetic investment options out there for Irish investors.

Despite high ongoing fees (mortgage, maintenance, insurance etc.) and the actual headache of being a landlord, it’s easy to see why real estate functioned as the de facto investment portfolio for an entire generation.

Wealth creation was a rinse-and-repeat function where couples put money away until they had enough for the ‘next house’. As a result, we have an economy where 70% of household wealth is tied up in real estate.

Driven by the profits it created, Ireland became obsessed with owning real estate.

But real estate as an investment won’t be nearly as successful for our generation. (If you are able to get a house, that is)

All you have to do is look at the anecdotal evidence all around us to confirm this.

My parents bought the house they currently live in for 30k (pounds) 35 years ago. The house is now worth roughly 450k.

I typically despise these back-of-the-envelope calculations when It comes to property, given the endless variables and ongoing costs involved, but bear with me.

That’s a gross return of 15 times the original value. Now there are upgrades, a change in currency and other adjustments to consider here, so for argument’s sake, let’s call it 10X.

To achieve the same level of growth over the next 35 years, you would be left paying 4,500,000 euros for what is a pretty modest house.

Sure, we will still see property prices increase over time, but the rate of growth won’t be anywhere near as meaningful for one simple reason.

Interest rates.

Artificial Growth

Over the last 30 years, real economic growth has been stagnant, yet Ireland has experienced enviable nominal growth.

How did we manage it?

We created imaginary wealth.

We pushed interest rates lower and lower to stimulate economic growth.

And it worked.

After all, if you make 100k/year you can probably afford a 400k mortgage at 4%. At 2%, with the same 100k/year salary you can now take on 600k in debt.

So, were we getting richer, or was the debt just easier to afford?

Where do we go from here?

We have now squeezed interest rates as low as they can go.

The house price appreciation we have seen was justifiable because the mortgage rates on housing continued to fall in recent decades. This allowed people to take on more debt without severely impacting their ability to repay that debt.

If we go back to my parents, they were paying 14% on their mortgage. Mortgage rates are currently between 2 to 3%.

A relentless drop in interest rates gave way to higher and higher prices for houses, but interest rates are now on the floor.

The juice has been squeezed.

In fact, the trend has started to reverse, with rates expected to rise 1.5% in the first half of 2023

Be mindful that the same credit expansion cannot happen again.

How the next generation thinks about their investment options has to change.

Banks offering 0% returns for the use of your money and a housing ladder you can’t get on are not your only two options.

If you need help creating your own investment portfolio, just reach out to me at mike@theislandinvestor or simply scan the QR code above.

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Biddies performance celebrates St Brigid

Two local Biddies groups performed at Muckross House as part of St Brigid’s Day celebrations in aid of Kerry Parents and Friends Association. The Killarney Parents and Friends Biddy Group – formerly […]

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Two local Biddies groups performed at Muckross House as part of St Brigid’s Day celebrations in aid of Kerry Parents and Friends Association.

The Killarney Parents and Friends Biddy Group – formerly known as the Beaufort Biddy Group – and Kilgobnet Biddies came together for the event.

The tradition of the Biddies is one of the oldest and most colourful customs in Ireland, a blend of pagan and Christian pageantry, held on February 1 each year, heralding the beginning of springtime and honouring St Bríd the patron saint of the farming community.

Master traditional craftsman, Pat Broderick, at Muckross House, was also part of St Brigid’s Day celebrations, making a St Brigid’s Cross as part of the traditions.

 

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