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Holiday Home Insurance- What you need to know

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If you own a holiday home in Ireland you will need specific holiday home insurance in place for your Buildings, Contents and Public Liability.

The use of the property will impact on the quotes given, eg family use, seasonally let out, or let out using Air BnB. It should be noted that some underwriters do not accept Air BnB use.
Here are some tips when buying Holiday Home Insurance including some cost saving tips.

Buildings – Your Property should be insured for its rebuild cost not the market value. Rebuilding costs have increased substantially over the past 12 months. There is a handy rebuilding calculator on www.scsi.ie where you can calculate your own property. Under-insurance can have serious consequences in the event of a claim so it is advisable to review annually and get professional advice from an Insurance expert.

Contents – Remember an item of contents is something that would go with you if you moved house. For example a dining table is part of contents but a fitted kitchen is part of buildings. You should value your contents for replacement value.

Review - Holiday home Insurance rates use many data streams so it is crucial to ensure that your details are correct when quoting. Important factors are your Eircode, seasonally let or family use, intruder and smoke alarms, year of construction and flat roof details if applicable.

Shopping around – When shopping around it is important to understand that direct insurers and banks will only sell their own products. They may not be able to offer you choice or advise you on your options. It is also worth noting that you are free to move your Insurance from your mortgage provider, we do this on a regular basis and succeed in securing large savings for these customers.

Use a Broker – As experts in Home Insurance we understand the market conditions and can advise which Insurer or which product is most suitable for your specific needs. Aside from understanding the discounts than can be achieved in each case we also negotiate bulk discounts from Insurers to get the best prices for our customers.

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Sam Maguire to feature at next week’s AugustFest

Killarney Racecourse is set to host the exciting three-day summer horse-racing festival from Thursday August 18 to Saturday 20 inclusive. The festival also marks 200 years of racing at Killarney Races […]

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Killarney Racecourse is set to host the exciting three-day summer horse-racing festival from Thursday August 18 to Saturday 20 inclusive. The festival also marks 200 years of racing at Killarney Races offering patrons great racing, history, socialising, entertainment and so much more at Ireland’s most scenic racecourse.

With lots of ticket levels and packages including food and beverage options to choose from, whether it is close to the action general admission tickets or silver service fine dining, there is something for everyone at Killarney Races. Live music, fashion, and fun for all the family complement the best of summer racing at the track this August.

Thursday and Friday are evening meetings and Saturday is an afternoon event with all race cards offering seven thrilling races for spectators to enjoy each day.

Thursday is Sam Maguire evening. And to mark Kerry’s recent success and Killarney Races bi-centenary celebration, Killarney Races are offering an amazing deal on the opening day of their three-day event. On Thursday August 18 patrons will enjoy admission, a racecard and a €5 free bet all for €20! The first race is approximately 5pm with gates open from 3pm. Come early, bring along your jersey and camera, it’s going to be a great evening.

Friday will see the new entrance officially open, as racing officials and elected representatives unlock the gate to the next 200 years at the popular Killarney track, first race at approximately 5pm with gates open from 3pm. With music on the lawn from Donal Lucey and from Tom Cats in the Jim Culloty bar after racing the après racing party is sure to be a ‘winner alright’!

Saturday is AYU Ladies Day and all about the glamour as fashionistas bring the curtain down on AugustFest in fine style. AYU is an Irish based and Irish owned cosmetics company set up by renowned make-up artist Suzie O’Neill. With over €1,500 in prizes for the most stylish ladies to dress up for, what’s not to love! Gates open from 12 noon with the first off at approximately 2pm.

“At AugustFest we will be celebrating a major milestone here at Killarney Races, 200 years of racing in Killarney which is amazing,” Killarney Racecourse Chairman, Gerard Coughlan said.

“I would like to take this opportunity to encourage all locals and visitors to Killarney to come along and be part of the 200 year celebrations and share in this historic moment with us as we officially open the gates on the next 200 years! It’s a rare opportunity to be able to say ‘I was there the day they celebrated the bi-centenary’ anywhere and what a great story to share with the grandchildren in years to come. On that note, we are looking forward to welcoming multiple generations of families during AugustFest, so make a plan and come along and join us for what will be a most remarkable festival at our beautiful boutique racecourse this August!”

The feature race on the opening day of AugustFest is the Vincent O’Brien Ruby Stakes (listed), the Kingdom Gold Cup Handicap of €50,000 and the Gain Advantage Race Series. On Friday, the day two feature is the Grade B Handicap Hurdle of €50,000 and the EBF Novice Hurdle, with four competitive chase races. The final day of the festival the feature is the Grade B Handicap Chase of €50,000.

Adult tickets are available from €20 and children under 14 go free ensuring a great day out for all the family. For those who love a deal, the “Punter’s Pack” is a great value-added option and if you want to live it up check out the Maurice O’Donoghue Suite and Panoramic Restaurant options.

For all ticket details and festival programme information visit killarneyraces.com.

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Jessie Buckley’s album shortlisted for prestigious award

Killarney superstar Jessie Buckley has been shortlisted for the 2022 Mercury Prize Album of the Year. Her collaboration with Bernard Butler ‘For All Our Days That Tear the Heart’ is […]

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Killarney superstar Jessie Buckley has been shortlisted for the 2022 Mercury Prize Album of the Year.

Her collaboration with Bernard Butler ‘For All Our Days That Tear the Heart’ is one of 12 albums shortlisted for the prestigious award which will be revealed in London on September 8.

“Neither of us really knew each other and it was actually a blessing in disguise because we met each other in the moment and trusted each other, took a leap of faith and in a way come in just the way we were and not because of who we are,” she told a press conference at the awards announcement in London last week.

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