At AIB we back your belief with a fair mortgage that includes:

A handy Mortgage Switcher Calculator that shows you how much you could save. When you put your details into the Mortgage Switcher Calculator on www.aib.ie we’ll give you an idea of how much you can save over the life of your mortgage by switching to us.

Green Mortgage

If you are buying or building an energy rated home of B3 or higher, we have low rates from 2.1% to 2.25% depending on your loan to value.

New 4 Year Fixed Rate

If you are switching your mortgage of €250,000 or more to AIB, we have a lower fixed rate of interest available. Switchers availing of this rate can also benefit from the €2,000 Switcher cash offer. See aib.ie/highervalue4year for more details.

6 Months Deferred Start

You can hold off paying your mortgage for the first six months after you switch your mortgage to AIB. We will then spread those six months’ payments over the rest of your mortgage term so, when you start paying again, your repayment will be a little higher. It is important to note that at the end of the 6 months, your monthly repayments over the remaining term of your loan will be increased to ensure that your mortgage will be repaid (together with interest due) within its original term.

No Fees

We won’t charge maintenance and transaction fees on your AIB personal bank account if you use it to pay for your AIB mortgage.

6 Months Payment Break

If something happens and you need to stop paying your mortgage for up to six months, that’s OK, you can apply for a payment break, and then spread the six month balance over the rest of the mortgage. It is important to note that at the end of the 6 months your monthly repayments over the remaining term of your mortgage will be increased to ensure that your mortgage will be repaid (together with interest due) within its original term.

Call or email our mortgage advisors in AIB Killarney or any of our South Kerry branches.