The combined costs of college fees, accommodation, travel, food, books etc., are a major source of stress for students and parents.
That has been intensified this year with so few summer jobs available to students. Take some time at this stage to explore various financial supports available to you and apply for any of those that you may be eligible for.
SUSI grants, which cover fees and maintenance, are means tested and assessed based on your parent’s income. Your eligibility also depends on the course you are doing and your nationality or residency. You can check the criteria to see if you qualify by using the Eligibility Reckoner on www.susi.ie/eligibility-reckoner. The priority closing date for new applicants is July 9, and the advice is to apply by this deadline to ensure that your funding comes through early in the college year when costs are high. As you may not be sure about your exact course of study at this stage you can simply put down the course you hope to study and then update that information online if you decide to accept a different course. Remember that SUSI covers courses in Colleges of Further Education, Institutes of Education and Universities.
For the 2020/2021 academic year, your application will be assessed on gross income from all sources for the period January 1 to December 31, 2019. However, if you or a family member have experienced a change in circumstances from January 1, 2020, you can apply for your application to be assessed/reassessed under a change in circumstances by emailing firstname.lastname@example.org and including Change in Circumstances in the subject line.
HEAR (Higher Education Access Route): The deadline for applying for this scheme to support students come from socio-economic disadvantaged backgrounds was March 1 and students will be notified in mid-June of their eligibility. If unsuccessful it is possible to appeal. All details are available on www.accesscollege.ie and www.cao.ie.
Student Assistance Fund: This is available through the student service office of Higher Education Institutions and provides financial assistance for students who are experiencing financial difficulties while attending college to help with the cost of books, materials, bills, travel, childcare etc.
Support for Unemployed: If you have been in receipt of a social welfare payment for a period of time before starting college you may be able to receive a payment during your course of study. You can check this on www.welfare.ie or with your local Intreo/Welfare office.
Scholarships and Bursaries: They range in terms of criteria and are available in a number of colleges and from a number of outside agencies. In some cases scholarships are available in specific areas such as sport, arts and culture, entrepreneurship, community volunteerism etc. Details for these can be found on the college websites. If you come from a socio-economic disadvantaged background you may also be eligible to apply for bursaries such as the 1916 Bursary, St Vincent de Paul Education and Training Bursary and NUI Scholarships. Other scholarships are supported by industry and details can usually be found on the college websites. Most of these scholarships are not based on household income. While many of those deadlines have passed, locally the Liebherr Engineering Scholarship Programme is still accepting applications up to July 3 at 12pm. Details are available from email@example.com.
Funding for students with disabilities can be accessed from the Disability Support Service in your college. This funding is provided to the institutions to enable them to provide supports for students such as assistive technology, academic or learning support, transport etc. Even if you have not applied for the DARE scheme you can avail of these supports by registering with the disability service in the college once you become a student there.
Student Loans are also an option. Local credit unions have a long tradition of supporting young people and parents with loans for education and some credit unions offer bursaries to members who have been offered their place in college. Contact your local branch for details. Loans are also available from the various banks.
Niamh Dwyer, Guidance Counsellor in Scoil Phobail Sliabh Luachra, Rathmore & PRO of Kerry Branch of Guidance Counsellors.
Parents or students with queries on the Change of Mind or other career options can email Niamh on firstname.lastname@example.org or text/phone 087 9801105.
The tax you’re really paying for your health
By Brian Foley from Activate Fitness With the budget just squared away, there’s always an air of “how did I do out of it?” In Ireland, we enjoy a public healthcare system which is touted to become a universal healthcare system. Maybe “enjoy” is the wrong word. We have it, and we use it, and, […]
By Brian Foley from Activate Fitness
With the budget just squared away, there’s always an air of “how did I do out of it?”
In Ireland, we enjoy a public healthcare system which is touted to become a universal healthcare system. Maybe “enjoy” is the wrong word.
We have it, and we use it, and, of course we pay for it. We justify the constant ratcheting-up of our tax burden to pay for rising health-care costs. That tax is on our wallets.
We also pay another type of tax: When we’re unhealthy, we don’t get to do the things we like. When we’re overweight, we don’t always say “YES!” when our kids ask to go to the swimming pool.
When we’re unfit, we don’t take our buddy’s invitation for a weekend hiking and camping trip. We can’t start jogging because our knees hurt; can’t lift weights because our back hurts; can’t cut down calories because we feel we need the energy.
Those things are taxes. Physical taxes, but they’re not the worst taxes we pay.
The worst tax we pay is the mental tax.
When we’re self-conscious about our fitness or health, we don’t want to start exercising. We don’t want to look dumb or fail.
We don’t want to start a new lifestyle because our families will say “good for you”, because they know we need it, or they’ll say “you don’t need that …” and lie. Or they’ll roll their eyes because they know we’ve failed before.
When we’ve been away from the gym for four months, we don’t want to do that first workout because we’re going to be last. It’s going to suck and we might get embarrassed.
SELF IMPOSED TAX
The Government makes us pay financial tax, but the other two – physical and mental – are self-imposed.
No one cares if you’re slow.
No one cares if you finish last.
No one cares if you blow your nutrition this week and have to start all over again.
You’d stop caring about what others thought about you if you realised how rarely they actually do.
Everyone thinks about themselves, mostly. That’s the tax they’re paying – and most of us overpay.
We’re taxed enough. Stop worrying about what you look like and start caring about what makes you feel good.
If you’d like to start taking steps in the right direction with your health and fitness, call in for a free consultation with us at Activate. Visit www.activate.ie/free-intro for more information.
Tractor run raises €500 for charity
By Sean Moriarty Members of Killarney Valley Vintage and Classic Club raised €500 for the Kerry Mental Health Association during their first tractor run since April 2019. 30 tractors took part on Sunday including two rare Ford 3000s from 1974 and an even rarer Zetor Crystal from 1980. Departing from the club’s new ‘Vintage Shed’ […]
By Sean Moriarty
Members of Killarney Valley Vintage and Classic Club raised €500 for the Kerry Mental Health Association during their first tractor run since April 2019.
30 tractors took part on Sunday including two rare Ford 3000s from 1974 and an even rarer Zetor Crystal from 1980.
Departing from the club’s new ‘Vintage Shed’ on Lewis Road, the convoy travelled to the communications mast near Coolick in Kilcummin, where participants enjoyed views of the wider Castleisland district and Killarney Valley.
“Some of the drivers were never up there before and they were amazed with the views across the two valleys,” organiser Tom Leslie told the Killarney Advertiser.
The tax you’re really paying for your health
By Brian Foley from Activate Fitness With the budget just squared away, there’s always an air of “how did I...
Tractor run raises €500 for charity
By Sean Moriarty Members of Killarney Valley Vintage and Classic Club raised €500 for the Kerry Mental Health Association during...
Ade’s stunning photo wins first prize
Local amateur photographers were snap happy to hear that they had won in a recent competition. Killarney Camera Club held...
Serums give your skin a much needed boost
By Jill O’Donoghue from Killarney Toning and Beauty Studio Serums are much loved for their great results and concentration of...
Messiah gets Christmas date at the Cathedral
By Sean Moriarty Fans of classical music are in for a rare Christmas treat with the announcement that ‘Messiah by...
No reform for football championship as Plan B falls short
by Adam Moynihan There will be no radical change for the All-Ireland Senior Football Championship in 2022 after a motion...
A lover of music and song: Jimmy O’Brien RIP
Eamonn Fitzgerald remembers the late Jimmy O’Brien, the eminently popular bar owner, singer and GAA fan who left an indelible...
OPINION: Plan B isn’t perfect but it’s a step in the right direction
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Public welcome to see Kilcummin’s new state-of-the-art facilities
By Michelle Crean With brand new dressing rooms, a state-of-the-art fitness centre and gym, a referee’s room, a training pitch,...
Eileen rewarded for her dedication to athletics
By Sean Moriarty Well-known Dalton’s Avenue woman Eileen Switzer has been named as the Honorary President of Killarney Valley Athletic...