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European Health Insurance Card

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When travelling abroad we should be prepared for all eventualities.

It is very important, if you are holidaying in another EU country, that you bring your European Health Insurance Card in case you or your family need to access medical care.

What is the European Health Insurance Card?

The European Health Insurance Card (EHIC) allows you to access public healthcare in another EU/EEA state for free or at a reduced rate. You can use it when you are travelling abroad or when you are staying temporarily in another EU State. It is recommended that you always carry your EHIC when you are abroad. An EHIC does not replace travel insurance.

How long does the card last?

It lasts for up to four years. At the end of that period you will need to renew your card. You can renew it online.

Can I get a European Health Insurance Card?

You can only apply for an European Health Insurance Card if you live in Ireland or if you live in another European Union (EU), European Economic Area (EEA) Member State, or Switzerland. If you live in Ireland but you are linked to another EU/EEA State's Social Security System, contact the health authorities in that country for more information. If you live in Northern Ireland but are employed in Ireland, you can get an Irish-issued EHIC.

Does the card cover the whole family?

Each family member needs their own card. You can apply for the whole family on one application form.

Where can I use it?

You can use your European Health Insurance Card in any European Union or European Economic Area (EEA) country and in Switzerland. Currently, the EEA comprises the 27 Member States of the European Union together with Iceland, Norway and Liechtenstein. As Andorra and Monaco are not part of the EU or EEA, your EHIC is not accepted there. Likewise, if you are travelling outside the EU/EEA. In both cases you should get private health insurance instead.

Does it apply in the UK?

If you are an Irish citizen, you have access to healthcare under the Common Travel Area while visiting the UK. However, other EU citizens should continue to use the EHIC, which is still accepted in the UK.

What does the EHIC cover?

It covers free or reduced cost public healthcare in any of the EU and EEA countries, a temporary stay of up to three months, pre-existing medical conditions, routine maternity care - as long as you’re not going there to give birth. If you’re a student studying abroad, you’ll be covered for up to an academic year.

It does not cover private healthcare, the cost to fly you back to Ireland, ongoing or permanent healthcare or medical expenses if your reason for going abroad is to have treatment.

Will I have to pay anything for healthcare with my EHIC?

In some EU Member States you may have to make some payment towards the cost of the services you receive, just as people in that State do. This is called a 'patient co-payment' or 'patient share'. You will not receive a refund for this or for private healthcare.

How can I get a refund from the HSE if I paid for healthcare while abroad?

You may be able to get a refund if you had to pay because you did not have your EHIC card with you or the healthcare providers charged you by mistake.

Apply for a refund by email. Send your receipts to E126.Refunds@hse.ie. The HSE will send an E126 form to the health authorities in the other State to find out if you used a public health service and how much of a refund is due. When the HSE receive the completed E126 form from the other State, the HSE can see if a refund is due to you or not.

What if I don't have my EHIC before I travel?

If you don't have your European Health Insurance Card for any reason, you can get a Temporary Replacement Certificate. This certificate gives you the same entitlement as the card, but for a shorter period. You can apply online for this certificate, in-person or by post to your Local Health Office. You can only receive a Temporary Replacement Certificate for yourself.

How much does a European Health Insurance Card cost?

There is no fee for the European Health Insurance Card or for a Temporary Replacement Certificate. Renewing a European Health Insurance Card is also free.

How do I apply?

You complete an application form and send it to your Local Health Office. You can download the form or pick one up from your local Citizens Information Centre. If you have a medical card or Drug Payment Scheme card, you can apply online.

If you already had an EHIC but it has expired, you can renew it online if you have your old EHIC number and your PPS number, provided that your address has not changed.

For anyone needing information, advice or have an advocacy issue, you can call a member of the local Citizens Information team in Kerry on 0818 07 7860, they will be happy to assist and make an appointment if necessary. The offices are staffed from Monday to Friday from 10am to 4pm. Alternatively you can email on tralee@citinfo.ie or log on to www.citizensinformation.ie for further information.

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O’Donoghue planning National Rally Championship campaign

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Killarney’s Colin and Kieran O’Donoghue claimed victory in the Modified section of the Killarney Towers Hotel Killarney Historic Rally, delivering a controlled run in their Ford Escort Mk2 to secure Colin’s second win in the category and Kieran’s first.


At the finish ramp outside the Plaza Hotel on Saturday evening, Colin O’Donoghue confirmed he is considering a step into the Triton Showers Motorsport Ireland National Rally Championship next season.

He said he plans to travel to Mayo in March to see how the opening round suits before making a decision.

O’Donoghue set the fastest time on all nine stages to secure the win over second-placed Chris Armstrong/Conor Smith, also in a Ford Escort.


Third place went to Gary McPhillips and Conor Mohan, 17.9 seconds further back in their Escort.


The Modified section also featured the battle for the Carrick Cup, awarded in memory of Mike Gaine to the fastest Kenmare-based crew over Moll’s Gap.


This year it went to Tommy Randles/Darragh Lynch, who set the pace among the local contenders and finished 35th overall.

Randles, a long-serving club official, has hinted this could be one of his final competitive outings.


The best Kerry Motor Club crew was John Michael Kennelly / Dylan Harrington, who took fifth overall in the Modified division.

Dave Slattery / Denis Coffey continued their strong season with 13th overall (Class 6, 4th), while Hugh McQuaid and Rathmore school teacher Declan Casey placed 15th overall and sixth in Class 6.

Other locals included Seán Enright / Kevin Doherty who were Class 3 winners on the recent Thomond Rally and backed that up here with another steady finish in 26th.


Tadhg O’Sullivan /Frank Byrnes, Seán Hartnett/Kieran Doherty, Raymond O’Neill/Jason O’Connor, Cyril Wharton/Donal Falvey and Ray Stack/Gene Stack brought their Escorts home safely inside the top 40.

Gary Healy/Niall Myers, switching from a Civic to a Toyota Twin Cam 20V, took third in Class 5.


Paudie O’Callaghan/Daniel Murphy brought their Starlet home fourth in Class 4.


Noel O’Sullivan/Nicholas Burke, one of the few crews to have contested every Historic Rally since it began in 1996, finished 50th overall.


Killarney father-and-son team Tom and Mark O’Sullivan completed the demanding event in their Peugeot 205 GTi.

Representing Kerry Motor Club, Ken McKenna / PJ O’Dowd reached the finish in their Peugeot 205.

Kevin O’Donoghue / John McElhinney used Super Rally to return to the stages after mechanical trouble, as did Kenmare’s Shane McCarthy / Eamonn Creedon who were among several crews targeting future Carrick Cup success and completed their Honda EG6’s run under Super Rally as well.

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Kelly wins Historic but Duggan’s heroics will live long in memory

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Rob Duggan and Ger Conway produced one of the standout drives of the Killarney Towers Hotel Historic Rally on Saturday night, delivering a flat-out run over the Moll’s Gap night stage that will go down as one of the most memorable attacks in the event’s history.


The Ford Escort crew started the final test in third place, 34.7 seconds behind rally leaders and eventual winners Donagh Kelly and Rory Kennedy. With darkness falling Duggan and Conway went on the attack and were visibly committed from the start of the 18.6-kilometre stage.

The pair barely lifted on the climb and descent of the Gap, taking 29.5 seconds out of Kelly/Kennedy and reaching the finish line on the bumper of the leading BMW.

The effort was not enough to overturn the deficit, but it was a performance that will be talked about for years among local rally fans.

Duggan, the defending Modified champion, switched into the Historic division for the weekend after an opportunity arose to drive a full historic-spec Escort for the first time since 2019.

While disappointed to miss out on victory, he said he was satisfied with third overall on his return to the category.

Duggan said afterwards he was “happy to be back in a full historic car” and satisfied with third place, even if the final charge fell short.


Their result came 40 years after another famous piece of Moll’s Gap folklore, when Billy Coleman caught and passed his Opel team-mate Austin MacHale in similar night-time conditions, a comparison not lost on long-time followers of the event.


The late drama came after early favourites Kris Meeke and Noel O’Sullivan retired before the final run.

They had led the rally from the opening stage and built a cushion of one minute 19 seconds but that advantage disappeared when their MATS-prepared BMW M3 developed engine problems on the first run down Moll’s Gap.


That cost 43.5 seconds and while they limped back to service in Kenmare the engine was beyond repair and retired from the rally lead just before the final test.

That handed control to Kelly and Kennedy, who had been managing differential trouble earlier in the day.

Starting the night stage with 19.2 seconds in hand over John O’Donnell and Paddy Robinson, the Donegal crew held on to win by 1.5 seconds, securing back-to-back Historic Rally victories.

The result was also significant for Kennedy, who marked the drive with a tribute to the late Bertie Fisher.

Kennedy and Fisher won the Rally of the Lakes in 1990, also in a BMW M3.

O’Donnell and Robinson were another Donegal crew to impress. They set consistent top three times throughout the Kenmare loop and moved ahead of Duggan after SS3. Their run on the final stage was solid and enough to secure second place overall.

Their margin over Duggan ended at 3.7 seconds.


World Drift star Conor Shanahan, partnered by Andy Hayes finished fourth overall in his BMW M3.


This was Shanahan’s best result yet in historic rallying in what only his fifth start ever in the discipline.


Despite a moment on stage seven where they rubbed an Armco barrier protecting a lake edge the young Cork driver gained confidence as the day progressed and moved ahead of Fergus O’Meara on the repeat loop.


O’Meara and Brian Duggan finished fifth overall after a steady day that included an off-road moment on SS6.

The local man had been running fourth early in the rally but slipped back behind Shanahan after his excursion.


Stephen Greaney and Jonathan Folan brought their Toyota Corolla WRC home in sixth.
John Bonner / John Michael O’Donnell were the next-best Escort pairing, taking seventh overall and first in class after a solid, mistake-free run.


Michael McDaid and Denver Rafferty were close behind in eighth overall, just 8 seconds off Bonner’s pace.


Neil Williams with local co-driver John Falvey, another strong Escort crew finished ninth overall in what was Falvey’s first Historic rally finish.


Williams had been expected to challenge for the class win, but time lost in the first loop left him with too much to recover on the afternoon pass.


Tommy McDonagh and Paul Murphy completed the top ten 10 in another Ford Escort.

Belgian legend Patrick Snijers, driving alongside Davy Thierie, finished 11th in another M3. Snijers was competing on the event for the first time.

An ill-handling car in the morning cost valuable time but he was much more on the pace in the afternoon.


Alan Ring’s Subaru 555 retired on the final run with a gear-selector issue, only a few hundred metres from the finish.


It was a busy week for local BMW dealer Paul Ahern, who finished the rally in 27th overall with co-driver Kieran Murphy and fourth in the F4 class in their BMW M3.


Ahern also played a major role off the stages, hosting Friday’s triple BMW M3 E30 unveiling at Aherns BMW in Castleisland, where the MATS-built cars of Kris Meeke/Noel O’Sullivan and Shanahan/ Hayes were revealed to the public in one of the standout pre-event showcases

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