News
Does my home insurance cover my Christmas presents?

By John Healy of Healy Insurances
Christmas isn’t far away now and households will be filling up with gifts for young and not so young.
Should you review your household contents cover in advance of the festive season?
Most insurers will cover a seasonal increase for the Christmas period. This increase can range from 10% to 20% depending on the insurer's policy wording. For example Aviva, Zurich, Axa and Liberty increase the contents sum insured by 10% for the month of December whereas Allianz and RSA increase the contents by 10% for December and January. Your sum insured for contents should include food and beverages.
Your contents cover should be adequate to cover all your personal possessions in advance of the holiday season. Your calculation should include all moveable household contents, for example white goods, clothes, personal possessions and furniture.
Valuable property such as jewellery, watches, paintings, musical instruments and the like will be covered as standard under your contents cover but there will be a maximum value. Usually this maximum value is one third of the contents sum insured with a maximum set value for any one article, set or collection.
I would advise that any high value items should be added to your policy and specifically itemised under the “all risks” section. The item is then covered against loss inside and outside the home.
It is important to note that when storing gifts the amount covered will not be as high if gifts are stored in your vehicle or an outdoor shed.
News
New local date for Hozier this summer
With over 22 billion global streams Hozier, whose other shows are completly sold out, has announced a new date in Killarney this summer. Not only will the Grammy-nominated, award-winning multi-platinum […]

With over 22 billion global streams Hozier, whose other shows are completly sold out, has announced a new date in Killarney this summer.
Not only will the Grammy-nominated, award-winning multi-platinum singer and songwriter, perform in Malahide Castle and The Academy, but he has announced a gig at the Gleneagle INEC Arena on June 27.
Driven by the thought-provoking quintuple-platinum anthem, ‘Take Me To Church’, ranked the 30th most listened to song on Spotify, the track is the 103rd song to ever achieve the rare milestone of Diamond certification and the highest certified solo Alternative single in RIAA history.
‘Take Me To Church’ has surpassed 2 billion streams, the only Irish artist to achieve this feat.
Hozier’s success hasn’t been confined to the UK and US with the album also achieving Multi-Platinum status in Belgium, Canada, Australia, Germany, France, Italy, Denmark, Ireland, Russia, Sweden, Poland, Switzerland, Austria and the Netherlands.
Major TV appearances have helped spread the gospel including stand-out appearances on Later with Jools, Jimmy Fallon , David Letterman, Saturday Night Live, Ellen, Jimmy Kimmel, and Graham Norton. Following a year of sold out shows and festival appearances across the US, Canada, Europe and Australia, VH1 crowned Hozier ‘Artist of the Year’ and he received the honours ‘Top Rock Artist’ and ‘Top Rock Songs’ at the 2015 Billboard Music Awards.
In addition, he scored nominations for ‘Song of the Year’ at the 57th Annual Grammy Awards at which he performed alongside Annie Lennox and ‘Favourite Artist – Alternative Rock’ at the American Music Awards.
He won BBC ‘Song of the Year’ and the coveted Ivor Novello award for ‘Song of The Year’.
As Hozier prepares to release his third album ‘Unreal Unearth’ in 2023, his 3-track EP ‘Eat Your Young’ was released on March 17 in honour of his birthday and St. Patrick’s Day.
Tickets for Hozier go on sale this Thursday at 9am.
News
First born Kerry Calf of the year is a girl!
The first born Kerry Calf of 2023 was born at Muckross National Park this week. Both mother and calf are doing very well. The rare and native bred is distinguished […]

The first born Kerry Calf of 2023 was born at Muckross National Park this week.
Both mother and calf are doing very well. The rare and native bred is distinguished by its black colour, grazing outdoors in all seasons and is extremely hardy. The newborn calf can expect a long and peaceful life grazing in the National Park – the half moon close to Torc Waterfall is a popular grazing field.
Kerry cattle are a rare breed of dairy cattle – native to Kerry, descended from the Celtic Shorthorn, brought to Ireland as early as 2000BC. They are considered one of the oldest breeds in Europe, known for their milk quality and gentle nature.
Killarney National Park recognises the importance of conserving the historic Muckross herd. Former owners of Muckross Estate, Arthur Rose Vincent, were passionate about the Kerry Calf. Today, the rare bred are cared and managed by Chief Herdsman, Mike Fleming, particularity for preservation and agricultural heritage.
Another prolific breed is the ‘Cahernane Kerry’ owned and bred by dairy farmer, Ms Hilliard of Cahernane, Killarney. Ms Hilliard is one of the strongest advocators in the preservation and conservation of the bred. She is life-long secretary of the Kerry Cattle Society.
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