Connect with us

News

Does my home insurance cover my Christmas presents?

Published

on

0243984_JP_Healy_1000x600.jpg

By John Healy of Healy Insurances

Christmas isn’t far away now and households will be filling up with gifts for young and not so young.

Should you review your household contents cover in advance of the festive season?

Most insurers will cover a seasonal increase for the Christmas period. This increase can range from 10% to 20% depending on the insurer's policy wording. For example Aviva, Zurich, Axa and Liberty increase the contents sum insured by 10% for the month of December whereas Allianz and RSA increase the contents by 10% for December and January. Your sum insured for contents should include food and beverages.

Your contents cover should be adequate to cover all your personal possessions in advance of the holiday season. Your calculation should include all moveable household contents, for example white goods, clothes, personal possessions and furniture.

Valuable property such as jewellery, watches, paintings, musical instruments and the like will be covered as standard under your contents cover but there will be a maximum value. Usually this maximum value is one third of the contents sum insured with a maximum set value for any one article, set or collection.

I would advise that any high value items should be added to your policy and specifically itemised under the “all risks” section. The item is then covered against loss inside and outside the home.

It is important to note that when storing gifts the amount covered will not be as high if gifts are stored in your vehicle or an outdoor shed.

Advertisement

News

Killarney Triathlon Club’s open water swim on the lake

Published

on

On Tuesday evening last, members of the Killarney Triathlon Club took part in a breathtaking open water swim, starting from Dundag Beach and spanning the middle lake to a nearby island. Covering a distance of approximately 1.5 kilometers, the event saw all participants return safely, basking in a well-deserved sense of accomplishment.

Set against the stunning backdrop of Killarney National Park, swimmers enjoyed views of woodlands,  mountains, and Muckross House. Safety was paramount during the swim, as it is in all the club’s events. Essential precautions included the use of tow floats, safety kayakers, and safety boats, ensuring the well-being of all participants.

“Our club is incredibly fortunate to be surrounded by such a beautiful environment,” said Caitriona Shanahan, PRO of Killarney Triathlon Club. “The views during our swims are truly spectacular, and the safety measures we implement help everyone feel secure and enjoy the experience.”

Killarney Triathlon Club offers numerous benefits to athletes of all levels. These include structured training programs, expert coaching, group workouts and more. 

“We welcome all levels and abilities. Joining our club not only improves physical fitness but also offers great fun and the added benefits of stress relief from sea swimming. There truly is nothing like the calming effect of a group swim in the sea.” Caitriona added.

For those interested in joining the Killarney Triathlon Club, more information can be found on their social media platforms and their website, Killarneytri.com.

Attachments

Continue Reading

News

Danny Healy-Rae welcomes decision to push back changes for cataract payments

Published

on

The Health Service Executive has deferred a move to cut the price it reimburses people for cataract treatments in the European Union and in Northern Ireland, under its overseas treatment schemes and a separate system for the North.

The prices were due to change from the start of this month, but the HSE has pushed the date back so that no one is disadvantaged, and to fully communicate with patients, treatment consultants and providers, cost changes will not come into effect until September 1.

The payments for less complex eye treatments were due to fall from €1,912 to €863 or the National Health Service equivalent of £766 in Northern Ireland. The most common cataract procedure payments were due to reduce from €1,456 to €1,171.

The HSE said that the vast majority of procedures fall into this new payment price. It said that the more complex glaucoma/cataract treatment payments will rise from €1,912 to €4,206.

Danny Healy Rae welcomed the news saying, “Following my representations and raising of this matter in the Dáil, I am glad that the HSE have agreed that they will continue to reimburse the higher rates for cataract procedure for those carried out up to the end of August 2024.

“I am advising anyone who needs to have their cataracts removed to do so now before the change to reimbursement amounts comes in.”

All cataract treatment carried out in Belfast after the 1st September 2024 will be subject to the new DRG rates.

Honouring the Kerry women of the revolutionary period

Kerry County Council is to invite expressions of interest next week for the commissioning and development of a commemorative and artistic piece which will honour the role played by women in Kerry during the revolutionary period between 1912 and 1923.

The project follows a joint motion by the five female members of Kerry County Council who called for the development and commissioning of a meaningful and lasting commemorative piece which would reflect the significant and diverse roles and activities of women and their involvement in the campaign for Irish Independence at the beginning of the twentieth century.

A Working Group, including the five female councillors, has been developing a design brief, and the Council intends to publish a detailed brief for the memorial next week and expressions of interest will be invited.

Attachments

Continue Reading