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Credit Union urges parents to shun moneylenders at back-to-school time

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A new, national survey has identified a rise in the number of parents in debt due to back-to-school related costs. Well over a third of parents in Ireland (36%) now say they are getting into debt trying to cope with costs at back-to-school time. This compares with 29% who reported being in debt last year. The worrying findings were revealed in the study commissioned by the Irish League of Credit Unions.

More than two thirds of parents in the study also said that they found back-to-school costs a financial burden. Nearly half (46%) said meeting costs was their biggest back-to-school related worry. Close to one third of parents said they would be forced to deny their children certain school items this year because they could not afford them. Extracurricular activities and new school shoes were amongst the items to be cut from the budget this year.

Reacting to the findings, Helen Courtney Power, Business Development Officer of Killarney Credit Union said that the credit union is all too aware of the struggle for parents this time of year. “We do see parents approaching us around this time of year requesting assistance with either budgeting and saving for the back-to-school spend, or with taking out a loan to see them through. It’s understandable that back-to-school costs are seen as a financial burden for so many when parents are paying out €999 for every primary school child, and over €1,300 for every secondary school child in their household. At XX Credit Union, we offer a special Back to School loan with an affordable APR rate of 6.2%*. The loan is typically approved within 48 hours and there are no hidden transaction fees or charges. As always, we are happy to work with parents to structure repayments in a way that suits their individual circumstances.”

Of concern for the Credit Union was the finding that, of those parents who said they were getting into debt, more than a quarter (27%) said they had turned to a moneylender in an effort to cope with back-to-school costs. This was a noticeable increase on the 20% last year who had opted for a moneylender.

Commenting on this finding, Helen said, “I would really encourage these parents to reconsider approaching a moneylender, some of whom charge APR rates as high as 188%**. This can lead to a recurring cycle of unnecessary debt and panic borrowing. We offer a service called the Personal Micro-Credit Scheme or ‘It Makes Sense’ which was specifically designed to assist social welfare recipients who feel they have no option but to borrow from a moneylender. Our welcoming staff are always on-hand to answer any queries in relation to this loan.

* For a €1,000 1 year variable interest rate loan with 12 monthly repayments of €86, an interest Rate of 6%, a representative APR of 6.2%, the total amount payable by the member is €1,032. Information correct as at 31/07/2018.

** Central Bank of Ireland Register of Moneylenders, July 2018.

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Local photographer shortlisted in national astrophotography competition

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Local photographer shortlisted in national astrophotography competition


Killarney-based photographer Goran Loncar has been shortlisted in the 2026 Reach for the Stars astrophotography competition, and the public is being urged to cast their votes to support his entries.


The national competition is organised by the School of Cosmic Physics at the Dublin Institute for Advanced Studies (DIAS) in partnership with The Irish Times. It celebrates the best of night sky photography captured across Ireland over the past year.
Loncar secured two spots on the final shortlist with distinct night sky images. His first entry, titled Gap of Dunloe, captures a small local house positioned under the Orion constellation. His second shortlisted photograph, Earth-lit Crescent Moon, focuses on a crescent Moon, showing subtle, detailed features across its shadowed surface.
Members of the public can now vote for Loncar’s work in the Public Choice Award category. The full exhibition of shortlisted images is available to view online at www.reachforthestars.ie/exhibition, where people can browse the gallery before casting their ballot. Voting remains open until 5pm on July 13, with a strict limit of one vote per person.
Dr Eucharia Meehan, CEO and Registrar of DIAS, noted that the creative and technical standards of this year’s submissions have raised the benchmark for the competition once again.
Aside from the public vote, an expert judging panel including representatives from astronomy, science communication, and media will select overall winners in separate categories, with prizes including photographic equipment vouchers and publication. The winner of the Public Choice category will receive a €250 voucher for photographic equipment alongside passes to the three main sites of the Astronomical Observatories of Ireland.

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New committee elected at Killarney Active Retirement AGM

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Killarney Active Retirement Association (ARA) had a large turnout for its annual general meeting, which marked a significant changing of the guard for the local organisation.

A special presentation was made to Nancy Hegarty, who is stepping back after serving the organisation for 33 years.

Throughout more than three decades on the committee, she worked to support the group across various roles at national, regional, and local levels.

Patricia Keane also stepped down from her position after completing her term.

The group extended its best wishes to both women for the future, noting that their experience remains a valuable asset to the association.

A new committee was formally elected at the meeting to lead the group forward. Joan O’Sullivan takes over as Chairperson, joined by Teresa Commins as Secretary and Helen Foley as Treasurer, alongside seven committee members who will take on supporting roles.

The group is now on its summer break after another busy season. Killarney Active Retirement Group meets every Friday from September to June annually at the KDYS hall from 2pm to 4pm.

The weekly meetings feature guest speakers, exercises, training sessions, shows, day trips, holidays, and tea dances.

The association welcomes new members, both male and female, to come along, have a cup of tea or coffee, make new friends, and participate at whatever level they feel comfortable with when activities resume in September.

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