Connect with us

News

Credit union on hand to help with third level costs

Published

on

With the Leaving Cert results and CAO offers coming out next month, many families will see their child or children off to college for the first time.

 

For these families, this can be an extremely stressful time, as the cost of third level education continues to spiral, having a huge impact on family budgets and household spending.

Killarney Credit Union would like to remind their members that the credit union is here to help and have this week launched their education loan which can help families in the South Kerry area cover these costs.

Killarney Credit Union can also now offer students free current accounts and debit cards. Students can avail of free day-to-day banking, Mastercard® Debit Card with Contactless, Online and mobile banking, overdraft for emergency funds and also access to Mastercard Priceless® Cities.

This week Killarney Credit Union also announced the opening of its 2020 Bursary Award which will give a €4,000 bursary to six third level students to attend college this academic year.

The bursary is open to all members of Killarney Credit Union who are attending college for the first time and also those already attending college, mature students, studying abroad or doing a Masters.

Application forms are available online at www.killarneycu.ie. The closing date is Friday, September 11 at 5pm. Proof of acceptance on course must be provided in advance of payment of bursary.

“The significant cost of third level education puts phenomenal pressure on both parents and students starting or returning to third level education this year," Karena McCarthy, Marketing Officer, Killarney Credit Union said. "The student registration fee combined with monthly rent and bills, books and materials, food and day to day expenses are a significant financial burden to many families. Killarney Credit Union is available to support both parents and students as they prepare for the academic year ahead. 2020 thus far has been very challenging on students and families alike. We have put in place dedicated student loan officers in each of our three branches, who can advise parents and students on the best finance options. We are advising parents and students to come in early and discuss their financial needs for the college costs."

Continue Reading
Advertisement

News

Insurance for building contractors

What kind of insurance does a building contractor need? Commercial vehicles and machinery First and foremost, if a building contractor has commercial vehicles then road risk cover is a requirement by law. As with all other motor insurance products, the cover options would be comprehensive, third party fire and theft, or third party only. Commercial […]

Published

on

0205683_JP_Healy_1000x600.jpg

What kind of insurance does a building contractor need?

Commercial vehicles and machinery

First and foremost, if a building contractor has commercial vehicles then road risk cover is a requirement by law. As with all other motor insurance products, the cover options would be comprehensive, third party fire and theft, or third party only. Commercial fleet polices can cover many vehicles under one policy.
The value of the vehicle is important to review each year, as are the drivers.
Commercial vehicle policies usually give “open driving 25 to 70-years-old” but sometimes naming the drivers who will use the vehicle is a better option and can save you money.
You may need road risk and associated covers for driving plant and machinery such as teleporters, tractors and the like.

Employers, Public and Products Liability Insurance

Employers Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries to an employee in the course of their employment. Employee numbers and annual wages will need to be disclosed accurately and annually.
Public Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries or damage to third party property in the course of your business activities.
Your annual turnover will need to be disclosed and reviewed annually. Many main contractors and State bodies may require the tradesperson to have a minimum of €6.5 million limit of indemnity.
Products Liability Insurance covers your legal liability for injuries and property damage in connection with goods sold or supplied.

Other covers needed may include “Tools in Transit” cover which can be arranged in conjunction with your commercial vehicle policy and “Engineering Inspection Cover” may be required on plant and machinery. A “Contract Works Policy” protects the building works in progress against fire. Some insurers can include “Personal Accident” cover on a combined liability policy.

You should seek out the expert advice of a professional insurance broker to review your insurance needs. At Healy Insurances, we can review your business requirements, offer expert advice and save you money on your premiums.

Continue Reading

News

Yellow rainfall warning issued for Kerry

A status Yellow rainfall warning has been issued for the county from 12noon today (Monday) until the early hours of tomorrow morning. Thunderstorms and heavy showers will develop today over the western half of the country, moving eastwards this evening where they will continue tonight. Localised downpours will lead to spot flooding and hazardous driving […]

Published

on

0206041_shutterstock573187528.jpg

A status Yellow rainfall warning has been issued for the county from 12noon today (Monday) until the early hours of tomorrow morning.

Thunderstorms and heavy showers will develop today over the western half of the country, moving eastwards this evening where they will continue tonight. Localised downpours will lead to spot flooding and hazardous driving conditions.

Continue Reading

LOCAL ADS

Last News

Advertisement

Sport

Trending