News
Credit Union introduces new mortgage product for local buyers
Killarney Credit Union has officially entered the local mortgage market with the launch of a new standard mortgage product aimed at both first-time buyers and those looking to switch lenders.
The new offering features a competitive variable rate of 3.85% (3.92% APRC).
To provide borrowers with extra security, the interest rate for this product is capped at 4.4% for the first three years. This feature is designed to give homeowners certainty regarding their repayments while still allowing them to benefit from a variable rate structure.
Mark Murphy, CEO of Killarney Credit Union, stated that the product was developed in response to members seeking more choice in the mortgage market. He highlighted that, unlike larger commercial banks, all lending decisions for these mortgages will be made locally by the credit union team in Killarney. He also emphasized that the application process has been designed to be as straightforward as possible to reduce the stress typically associated with buying a home or switching providers.
The launch follows a decision by the Central Bank to increase lending limits for credit unions, a move welcomed by Minister of State Robert Troy. Speaking at a national launch event, the Minister noted that the introduction of such products supports increased competition in the market and recognizes the unique, community-based role that credit unions play in Irish life.
FESTIVAL HIT: Local accordion virtuoso Liam O’Connor pictured performing alongside his family band members, daughter Saoirse on vocals and keyboards, and sons Oisín on guitar and Cillian on drums, during their high-energy set on the Salty Dog Stage at Electric Picnic in Stradbally last weekend. Photos: Paul Dargan
Camera Club exhibition opens at Killarney House
Killarney Camera Club’s 25th anniversary exhibition is open to the public at Killarney House until Sunday, October 4.
Mayor of Killarney Councillor John O’Donoghue officially opened the event, which features a wide range of work from local photographers capturing landscapes, people, and moments from home and abroad.
Speaking at the opening, Mayor O’Donoghue highlighted the rich natural surroundings available to local photographers. “We are so fortunate to live in such a beautiful part of the world, with dramatic mountains, lakes, rivers, forests, and a vibrant town centre, as well as beaches and open sea just a short distance away,” he said.
In a lighthearted admission, the Mayor admitted to storing hundreds of photos on his phone, adding that seeing the standard of work on display inspired him “to finally print some of my own photographs for posterity.”
The club was founded in 2001 as the Photographic Society of Killarney at the Park Place Hotel before adopting its current name in 2006. Founding member Seamus Long recalled starting with just eight members, contrasting it with today’s membership of over 30 photographers who meet at the ANAM Arts and Cultural Centre.
“There is nothing better than seeing your images in print, mounted and framed and hanging on a wall,” Mr Long said, referencing the club’s shift from traditional darkrooms to modern digital photography.
To mark the anniversary, the club has published a commemorative booklet featuring 25 select images from members past and present. The limited-edition booklet is available at Eason’s and directly from the club.
The exhibition runs daily at Killarney House until October 4. Admission is free and all are welcome.
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