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Check out financial supports available

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By Niamh Dwyer, Chairperson of the Kerry Branch of Guidance Counsellors

The financial burden on students and adults who are planning to or are already attending college is a huge source of stress in many households.

While the investment in education provides long term benefits, in the short and medium term the financial pressure can be felt by parents, guardians, partners and families. The cost of fees, accommodation, living expenses, and travel are substantial, so it is important to check out the various financial supports that are available to those embarking on college courses at any age and stage.

Grants

SUSI (Student Universal Support Ireland) is Ireland’s single national awarding authority for all higher and further education grants. SUSI offers funding to eligible students in approved full-time third-level education in Ireland and also, in some cases, funding for students studying outside of Ireland. Support is available to all types of students, from school leavers to mature students returning to education. The priority date for new applicants to SUSI is tomorrow (July 8) and while you can still apply for funding after these dates, students who submit their application by this date will receive priority processing in autumn. All details and guides to filling out the application can be found on www.susi.ie.

Back to Education Allowance

The BTEA is a scheme for unemployed people, lone parents and people with disabilities who are getting certain payments from the Department of Social Protection. The allowance can be paid to people who wish to pursue approved second or third level courses of education. BTEA is not an unemployment payment and is paid instead of the Social Welfare Payment. For details see www.gov.ie/en/service/418e3f-back-to-education-allowance/.

Scholarships and Bursaries

There are numerous scholarships and bursaries available to support students. The Higher Education Institutions (HEIs) will have details of those that are offered through the college themselves, some of which are based on academic performance but many others across areas such as sport, the arts, entrepreneurship, volunteerism etc. There are also bursaries offered by industry partners, companies and organisations that are specific to an area of study, for example engineering, pharmacy, and STEM. Deadlines for applications and eligibility criteria vary so consult the relevant college websites for details.
The 1916 Bursary Fund is provided to students coming from an economically disadvantaged background. Further information on the application process is available from the website or Access office of the institution in which you intend to study.

 

Fund for Students with Disabilities

The Fund for Students with Disabilities (FSD) is available through Access offices in the colleges to ensure students with disabilities have the necessary assistance and equipment to enable them to access, fully participate in and successfully complete their chosen course of study.

Student Assistance Fund

The Student Assistance Fund provides financial support to full or part-time students who are experiencing financial difficulties while attending college. Students can apply to help with either temporary or ongoing financial difficulties by contacting the Student Services Office in the college. A range of other bursaries and scholarships are also available from the Department of Education and Skills including the All-Ireland Scholarships and the Third Level Bursary Scheme as well as other organisations. All details can be found on www.hea.ie/funding-governance-performance/funding/student-finance/other-finance-bursaries-scholarships/.

Financial Institutions

Many credit unions offer education loans to members, either for the support of members themselves or for a son or daughter. Banks often provide personal loans or overdrafts to students at preferential rates. 

At Killarney Credit Union, education loan packages are available to members all year around to cater for the needs of members applying for further or higher education and postgraduate studies. Student bursaries to the value of €4,000 are offered to members annually. 

Niamh Dwyer is a Guidance Counsellor in Scoil Phobail Sliabh Luachra, Rathmore, Chairperson of the Kerry Branch of Guidance Counsellors and Careers Advisor at www.mycareerplan.ie She can be contacted on info@mycareerplan.ie or via Instagram, Twitter or Facebook on @mycareerplan1.

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Retailers join national campaign to cut PRSI and safeguard local jobs

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Retailers and shop staff across Killarney joined forces this week as part of the nationwide ‘#CutPRSIKeepJobs’ campaign, calling on the Government to reduce employers’ PRSI contributions in Budget 2027 to protect local employment.


Organised by Retail Excellence Ireland (REI), the campaign saw shop owners and employees stand together to highlight the severe financial pressures facing town centre businesses.
The industry body is urging the Government to introduce an employer PRSI band of 8% on the first €36,000 of every wage, zero employer PRSI for workers under 25, and a review of the methodology used to calculate the living wage.
The push comes amid growing concern over rising operational expenses, with new figures showing a loss of 10,800 retail jobs nationally over the past year and a 35% surge in retail insolvencies in the first half of 2026 alone.
Jean McCabe, Chief Executive Officer of Retail Excellence Ireland, warned that mounting wage costs are placing unprecedented strain on independent traders across Kerry.
“The retail industry has been under the most intense pressure from a range of cost pressures in recent times – and wage costs are the primary issue,” Ms McCabe said. “The industry is now seeing a rapid increase in insolvencies because of these pressures, so Government must now act unless it wants to see more businesses fail. Retailers standing together today shows just how widely this is being felt, in towns right across the country.”
Ms McCabe added that incoming PRSI rate increases scheduled for October 1 will deliver another major blow to small and medium enterprises unless urgent intervention is taken in the upcoming budget.
“We’re asking every TD, in every constituency, to back this ask,” Ms McCabe added. “And we’re asking Tánaiste Simon Harris, as Minister for Finance, to introduce it directly in Budget 2027. It’s costed, it’s modest, and it keeps jobs in local communities.”

Retailers join national campaign to cut PRSI and safeguard local jobs


Retailers and shop staff across Killarney joined forces this week as part of the nationwide ‘#CutPRSIKeepJobs’ campaign, calling on the Government to reduce employers’ PRSI contributions in Budget 2027 to protect local employment.


Organised by Retail Excellence Ireland (REI), the campaign saw shop owners and employees stand together to highlight the severe financial pressures facing town centre businesses.
The industry body is urging the Government to introduce an employer PRSI band of 8% on the first €36,000 of every wage, zero employer PRSI for workers under 25, and a review of the methodology used to calculate the living wage.
The push comes amid growing concern over rising operational expenses, with new figures showing a loss of 10,800 retail jobs nationally over the past year and a 35% surge in retail insolvencies in the first half of 2026 alone.
Jean McCabe, Chief Executive Officer of Retail Excellence Ireland, warned that mounting wage costs are placing unprecedented strain on independent traders across Kerry.
“The retail industry has been under the most intense pressure from a range of cost pressures in recent times – and wage costs are the primary issue,” Ms McCabe said. “The industry is now seeing a rapid increase in insolvencies because of these pressures, so Government must now act unless it wants to see more businesses fail. Retailers standing together today shows just how widely this is being felt, in towns right across the country.”
Ms McCabe added that incoming PRSI rate increases scheduled for October 1 will deliver another major blow to small and medium enterprises unless urgent intervention is taken in the upcoming budget.
“We’re asking every TD, in every constituency, to back this ask,” Ms McCabe added. “And we’re asking Tánaiste Simon Harris, as Minister for Finance, to introduce it directly in Budget 2027. It’s costed, it’s modest, and it keeps jobs in local communities.”


Retailers and shop staff across Killarney joined forces this week as part of the nationwide ‘#CutPRSIKeepJobs’ campaign, calling on the Government to reduce employers’ PRSI contributions in Budget 2027 to protect local employment.


Organised by Retail Excellence Ireland (REI), the campaign saw shop owners and employees stand together to highlight the severe financial pressures facing town centre businesses.
The industry body is urging the Government to introduce an employer PRSI band of 8% on the first €36,000 of every wage, zero employer PRSI for workers under 25, and a review of the methodology used to calculate the living wage.
The push comes amid growing concern over rising operational expenses, with new figures showing a loss of 10,800 retail jobs nationally over the past year and a 35% surge in retail insolvencies in the first half of 2026 alone.
Jean McCabe, Chief Executive Officer of Retail Excellence Ireland, warned that mounting wage costs are placing unprecedented strain on independent traders across Kerry.
“The retail industry has been under the most intense pressure from a range of cost pressures in recent times – and wage costs are the primary issue,” Ms McCabe said. “The industry is now seeing a rapid increase in insolvencies because of these pressures, so Government must now act unless it wants to see more businesses fail. Retailers standing together today shows just how widely this is being felt, in towns right across the country.”
Ms McCabe added that incoming PRSI rate increases scheduled for October 1 will deliver another major blow to small and medium enterprises unless urgent intervention is taken in the upcoming budget.
“We’re asking every TD, in every constituency, to back this ask,” Ms McCabe added. “And we’re asking Tánaiste Simon Harris, as Minister for Finance, to introduce it directly in Budget 2027. It’s costed, it’s modest, and it keeps jobs in local communities.”

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European mixology elite heading to Pig’s Lane

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Fresh off being named Ireland’s Bar of the Year 2026, Pig’s Lane is set to host world-renowned Athens cocktail destination The Bar in Front of The Bar for an exclusive pop-up event,

The one-off takeover takes place on Wednesday, September 23, from 7pm in the underground town centre venue.


Ranked No. 2 in Europe’s 50 Best Bars and No. 47 in The World’s 50 Best Bars, the Greek street-side team will collaborate with Pig’s Lane mixologists to showcase zero-waste techniques, advanced carbonation, and precision sub-zero serving methods.


Among the featured drinks on the night will be the signature C.R.E.A.M. cocktail, a blend of Greek herbs, mastic, and spirits served with a warm white chocolate and coconut float.


The event, sponsored by Hennessy, highlights a joint focus on sustainability between both venues, combining ingredients from Killarney Urban Farm’s hydroponic towers with the zero-waste, closed-loop approach developed in Athens.

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