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Businesses devastated at Level 3 announcement

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DISAPPOINTED: John C O'Shea, pictured with his mother Joan and Seamus 'Sham' Courtney, is disappointed with the Level 3 restrictions. Photo: Michelle Crean

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By Michelle Crean

 

Multiple Killarney businesses say they are devastated this week to close their doors just weeks after reopening to the public.

Monday night's Government announcement that the country had to move into Level 3 restrictions to try to bring the COVID virus numbers down might just be the final straw for some businesses who are already struggling after a difficult lockdown.

Many local hotels, pubs and restaurants had no choice but to either close or switch to a take away service with some having the difficult choice of putting staff back on the Pandemic Unemployment Payment (PUP) as they navigate the next three weeks uncertain that they will be allowed to reopen if COVID cases aren't brought under control.

Jack C's on High Street only reopened its doors two weeks ago. After making many safety changes to ensure social distancing could be properly adhered to, owner John C had to offer his regular customers their drinks outdoors.

However, he is lucky to have access to a laneway where a limited amount of customers can enjoy a drink.

"We were open two weeks and two days," John C O'Shea from Jack C's said.

"We didn't know it was coming."

He said that it is disheartening to once again to be in such a situation.

"It's a bit sad around the streets and all the hotels are gone."

He said they waited all summer to reopen but couldn't because of the Government's regulations.

"We've been ready to reopen our doors all summer but because of the idiotic €9 substantial meal rules we couldn't. We have the laneway and the awnings have been up for two to three years. We have a wind breaker as well to cut the wind. 15 is all we can accommodate."

For Emer Corridan, General Manager in the Cahernane House Hotel, who shut their doors this week, she said it's another blow to businesses.

"We are just devastated. We closed the hotel Wednesday morning after breakfast so for Cahernane this means going from having enough level of business to keep 35 staff employed each week to only having a skeleton staff at the hotel for security. I hope there are measures in the budget to help both the business and also staff who have suffered another layoff."

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Insurance for building contractors

What kind of insurance does a building contractor need? Commercial vehicles and machinery First and foremost, if a building contractor has commercial vehicles then road risk cover is a requirement by law. As with all other motor insurance products, the cover options would be comprehensive, third party fire and theft, or third party only. Commercial […]

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What kind of insurance does a building contractor need?

Commercial vehicles and machinery

First and foremost, if a building contractor has commercial vehicles then road risk cover is a requirement by law. As with all other motor insurance products, the cover options would be comprehensive, third party fire and theft, or third party only. Commercial fleet polices can cover many vehicles under one policy.
The value of the vehicle is important to review each year, as are the drivers.
Commercial vehicle policies usually give “open driving 25 to 70-years-old” but sometimes naming the drivers who will use the vehicle is a better option and can save you money.
You may need road risk and associated covers for driving plant and machinery such as teleporters, tractors and the like.

Employers, Public and Products Liability Insurance

Employers Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries to an employee in the course of their employment. Employee numbers and annual wages will need to be disclosed accurately and annually.
Public Liability Insurance covers your legal liability in the event that you are negligent and required to pay compensation for bodily injuries or damage to third party property in the course of your business activities.
Your annual turnover will need to be disclosed and reviewed annually. Many main contractors and State bodies may require the tradesperson to have a minimum of €6.5 million limit of indemnity.
Products Liability Insurance covers your legal liability for injuries and property damage in connection with goods sold or supplied.

Other covers needed may include “Tools in Transit” cover which can be arranged in conjunction with your commercial vehicle policy and “Engineering Inspection Cover” may be required on plant and machinery. A “Contract Works Policy” protects the building works in progress against fire. Some insurers can include “Personal Accident” cover on a combined liability policy.

You should seek out the expert advice of a professional insurance broker to review your insurance needs. At Healy Insurances, we can review your business requirements, offer expert advice and save you money on your premiums.

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Yellow rainfall warning issued for Kerry

A status Yellow rainfall warning has been issued for the county from 12noon today (Monday) until the early hours of tomorrow morning. Thunderstorms and heavy showers will develop today over the western half of the country, moving eastwards this evening where they will continue tonight. Localised downpours will lead to spot flooding and hazardous driving […]

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A status Yellow rainfall warning has been issued for the county from 12noon today (Monday) until the early hours of tomorrow morning.

Thunderstorms and heavy showers will develop today over the western half of the country, moving eastwards this evening where they will continue tonight. Localised downpours will lead to spot flooding and hazardous driving conditions.

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