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A tale of Christmas home insurance claims

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By John Healy of Healy Insurances

Each year hundreds of home insurance claims are caused by unusual Christmas mishaps.

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Some of the most common claims are cracked television sets knocked over when putting up or taking down decorations, cooker fires and of course weather events such as storms, snow and ice. However, there are some more unusual and quirky instances also such as
candle fires; we all tend to light more candles at Christmas time. Claims such as centrepieces burning dining tables and wax spilling on new carpets occur more often over Christmas.

Overwatering Christmas trees; many claims occur after carpets and floors have been stained or damaged by water from real Christmas trees. The damage usually only becomes apparent in January.

Feet through ceilings; that trip to the attic can be a dangerous pursuit. Each year before and after Christmas, people venture up to the attic to get their decorations down. Several claims are lodged annually where people accidental step between the joists in their attics and put a foot through the floor, damaging the ceiling of the room below. Your home insurance policy should have “accidental damage” included to cover this event.

Destroyed cookers; Christmas has a higher instance of damaged cookers, pans, and pots catching fire.

Spilled wine glasses; a common incident at this time of year. Damage can be to carpets or furniture, most insurers will cover this if “accidental damage” cover is included.

Losing jewellery; many insurers report festive claims occur when items are accidentally thrown out with discarded wrapping paper. The items included earrings and hearing aids.

Stay safe and have a peaceful, relaxing and happy Christmas.

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Jessie Buckley to perform live on RTE this Friday 22nd September

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This Culture Night, Muireann Nic Amhlaoibh will present an hour-long live music and arts programme from Dún Lúiche in the heart of the Donegal Gaeltacht at 7pm on RTÉ One and RTÉ Player.  

Actress and singer Jessie Buckley has been added to the list of stellar musicians who will perform with the RTÉ Concert Orchestra on the night. Jessie will perform a special rendition of a Sinéad O’Connor song in tribute to the late artist. 

Jessie commented: “I am very honoured to return to Culture Night 2023 to remember Sinéad O Connor with the RTÉ Concert Orchestra. Sinéad was such a huge influence on so many women in Ireland and across the world, her courage, her mind, her politics and her intense beauty and soul. She was a warrior to humanity. I remember hearing her for the first time and feeling her uncompromising need to connect and affect. Recognising what couldn’t be said and speaking it out loud. I am so grateful for all her fire and all her love. It is such a privilege to return to Ireland for RTÉ Culture Night in Donegal to sing a song of gratitude for Sinéad and her family and friends.” 

Other artists performing with the RTÉ Concert Orchestra include The Murder Capital, R&B singer and 2FM Rising star Aby Coulibaly and Irish-based Ukrainian musician Olesya Zdorovetska.  

Friday 22nd September, 7pm on RTÉ One and RTÉ Player 

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N22 Killarney to Faranfore road further delayed

The revealing of the preferred route corridor for the construction of the new Killarney to Farranfore road has been delayed – again. Four potential routes for the N22 Farranfore-Killarney project […]

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The revealing of the preferred route corridor for the construction of the new Killarney to Farranfore road has been delayed – again.

Four potential routes for the N22 Farranfore-Killarney project were identified and were put out to public consultation in May 2021. These have now been whittled down to just one.

It was previously promised that the preferred route would be published late last year.

This dragged on in to the Spring and there is still no sigh of the preferred route being revealed.

A recent Kerry County Council meeting a council official explained that there are further funding requirements to allow the council complete various reports and investigations required before the road can move to its next phase.

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