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A tale of Christmas home insurance claims

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By John Healy of Healy Insurances

Each year hundreds of home insurance claims are caused by unusual Christmas mishaps.

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Some of the most common claims are cracked television sets knocked over when putting up or taking down decorations, cooker fires and of course weather events such as storms, snow and ice. However, there are some more unusual and quirky instances also such as
candle fires; we all tend to light more candles at Christmas time. Claims such as centrepieces burning dining tables and wax spilling on new carpets occur more often over Christmas.

Overwatering Christmas trees; many claims occur after carpets and floors have been stained or damaged by water from real Christmas trees. The damage usually only becomes apparent in January.

Feet through ceilings; that trip to the attic can be a dangerous pursuit. Each year before and after Christmas, people venture up to the attic to get their decorations down. Several claims are lodged annually where people accidental step between the joists in their attics and put a foot through the floor, damaging the ceiling of the room below. Your home insurance policy should have “accidental damage” included to cover this event.

Destroyed cookers; Christmas has a higher instance of damaged cookers, pans, and pots catching fire.

Spilled wine glasses; a common incident at this time of year. Damage can be to carpets or furniture, most insurers will cover this if “accidental damage” cover is included.

Losing jewellery; many insurers report festive claims occur when items are accidentally thrown out with discarded wrapping paper. The items included earrings and hearing aids.

Stay safe and have a peaceful, relaxing and happy Christmas.

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30 years of Innisfallen Island MassThe annual special concelebrated Mass on Innisfallen Island takes place next week.

Next Friday (June 21), members of the public are invited to attend the Mass taking place at 6.30pm. Now in its 30th year, the Mass was originally an idea by […]

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Next Friday (June 21), members of the public are invited to attend the Mass taking place at 6.30pm.

Now in its 30th year, the Mass was originally an idea by Geoffrey O’Donoghue who sadly died four years after it began.

“There was an Augustinian Monastery on Innisfallen Island and the people, including priests and monks and they say Brian Boro, went out there to study. The lake, Lough Lein is called ‘The Lake of Learning’,” said his wife Mary who carries on the tradition in his memory.

“My husband Geoffrey was a descendent of the O’Donoghues and he wanted to have Mass on the island. The O’Donoghues built Ross Castle and owned the lands and the lake surrounding it which was later donated by John McShane to the people of Killarney. He [Geoffrey] asked one of the friars and one day he got a call from the OPW that there would be a plaque unveiled to John McShane and they asked if the Mass could coincide with it. It was attended by Sr Pauline, John McShane’s daughter.”

She added that all the public are welcome to attend. Boats, which will have a nominal fee to cover their costs, will be carrying passengers out from 4pm onwards.

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Photo of “hidden gem” wins Camera Club’s latest competition

A photograph of one of Killarney’s hidden beauty spots was deemed the winner of Killarney Camera Club’s most recent competition. Th standard was high throughout all categories but in the […]

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A photograph of one of Killarney’s hidden beauty spots was deemed the winner of Killarney Camera Club’s most recent competition.

Th standard was high throughout all categories but in the Novice category, Iryna Halaieva’s photograph of O’Sullivan’s Cascade was deemed the winner.

“A waterfall is my favourite waterbody and long exposure is my favourite photographic technique,” she said. “I do my best to have as many waterfalls as possible in my photo collection. I heard a lot about O’Sullivan’s Cascade and wanted to visit that hidden gem of Kerry. So, shortly before our club competition I went with a friend to Tomies Wood to photograph it. It was a dream come true for me.”

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