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Killarney Credit Union advises on back to school planning

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Helen Courtney Power, Killarney Credit Union.

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“AVOID moneylenders, shop around and plan a budget.” That’s the key advice from Killarney Credit Union when it comes to addressing back-to-school costs.

Research undertaken in June 2016 by the Irish League of Credit Union indicated that back-to-school costs negatively impact 26% of household bill payments with 13% of parents saying they will have to sacrifice spending on food to cover these costs.

Helen Courtney Power, business development officer with Killarney Credit Union, said: “We are very aware of the increased costs that families are facing when returning children to school after the holidays, we recommend that you plan early by making out a budget, shopping for deals in local retailers and avoid door step credit at all costs.

“We offer personal micro credit loans for smaller amounts which can be repaid through the household budget scheme or you can also look at our standard education loans for members.”

According to the credit union research, school associated costs have increased year on year from 2012 with overall spend for primary children on average is €967 per year per child and secondary €1,474.

On average primary school parents are spending €145 on uniforms per child, secondary school parents spending €234 per child

Some 31% of parents find themselves in debt covering back to school costs, borrowing an average of €357.

In 2016, 60% of parents will shop online for back to school items, up significantly from 47% in 2015

Some 79% of parents expected to make voluntary contribution to the school, averaging €118 per child, up from €112 in 2015.

Thirty-seven per cent of parents feel under pressure to buy branded school supplies, down from 42% in 2015, pressure more evident in secondary school parents.

Only 14% % of parents eligible for back-to-school allowance believe the back to school allowance is sufficient to cover school costs.
 


 
Helen Courtney Power, Killarney Credit Union.

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LOCAL GOLD:

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LOCAL GOLD: Terrie O’Shea, founder and owner of Killarney-based business Sorella Berries, celebrating her Gold award win at the Blas na hÉireann Irish Food Awards held in Dingle last week. Her hand-crafted chocolate covered strawberries secured the top spot in national competition, earning recognition for the local food producer on the national stage.

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Grady demands Killarney traffic review

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Killarney councillor Martin Grady has called for an urgent review of traffic management across the town following severe delays along the Muckross Road during the morning rush hour.

Constituents living along Muckross Road, Woodlawn, and outer Muckross areas raised serious concerns with the local representative, reporting that motorists now face delays of over 30 minutes to travel from Flesk Bridge or Woodlawn Cross into Killarney town.


The situation is causing major disruption for parents doing school runs and commuters traveling to work every morning.


“This level of congestion is simply not acceptable,” said Cllr Grady. “I have been contacted by constituents who are experiencing significant delays every morning, with parents trying to get their children to school and people trying to commute into work being caught in traffic for prolonged periods.”


Cllr Grady urged Kerry County Council to look closely at the operation and light sequencing along the route.


“I am calling for a review of the traffic situation along the Muckross Road, including the operation and sequencing of the traffic lights and whether there are any other obstructions or traffic management issues contributing to the delays,” he said.


He stressed that the gridlock is not isolated to one approach road, but affects the entire urban area as population and traffic volumes continue to rise year on year.


“But this issue goes beyond the Muckross Road. Killarney as a whole is experiencing increasing levels of traffic congestion across the town. The people of Killarney have been suffering with traffic for far too long, and the situation is getting worse,” Cllr Grady said.


“Our population is growing and traffic volumes are increasing year on year. We need to look at the bigger picture and develop a proper traffic management plan for Killarney. We need to identify where the problems are, examine how traffic is being managed across the town and put measures in place to improve traffic flow. The current situation has gone beyond what is acceptable for residents, commuters and visitors to Killarney.”

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