News
Credit Union introduces new mortgage product for local buyers
Killarney Credit Union has officially entered the local mortgage market with the launch of a new standard mortgage product aimed at both first-time buyers and those looking to switch lenders.
The new offering features a competitive variable rate of 3.85% (3.92% APRC).
To provide borrowers with extra security, the interest rate for this product is capped at 4.4% for the first three years. This feature is designed to give homeowners certainty regarding their repayments while still allowing them to benefit from a variable rate structure.
Mark Murphy, CEO of Killarney Credit Union, stated that the product was developed in response to members seeking more choice in the mortgage market. He highlighted that, unlike larger commercial banks, all lending decisions for these mortgages will be made locally by the credit union team in Killarney. He also emphasized that the application process has been designed to be as straightforward as possible to reduce the stress typically associated with buying a home or switching providers.
The launch follows a decision by the Central Bank to increase lending limits for credit unions, a move welcomed by Minister of State Robert Troy. Speaking at a national launch event, the Minister noted that the introduction of such products supports increased competition in the market and recognizes the unique, community-based role that credit unions play in Irish life.
Wallace Arnold coach drivers return to Killarney
A group of 26 former coach drivers, wives, and friends from the Wallace Arnold tour company returned to Killarney over a recent weekend.
The group travelled from Holyhead to Dublin in a restored Wallace Arnold coach, staying at the Killarney Towers Hotel for three nights.
During the visit, the group drove the vintage coach to local landmarks, including Kate Kearney’s Cottage and Muckross House, before returning to town ahead of the Kerry versus Donegal match. The itinerary also included a trip around the Ring of Kerry.
The trip allowed the former drivers to reconnect and reminisce about their years touring Ireland. Organiser Bob Adams said that the vintage coach drew attention from local residents along the route.
The group noted the absence of several former colleagues who could not travel due to health reasons, including veteran driver Hilton Caldwell who is well known in Killarney.
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