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A tale of Christmas home insurance claims

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By John Healy of Healy Insurances

Each year hundreds of home insurance claims are caused by unusual Christmas mishaps.

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Some of the most common claims are cracked television sets knocked over when putting up or taking down decorations, cooker fires and of course weather events such as storms, snow and ice. However, there are some more unusual and quirky instances also such as
candle fires; we all tend to light more candles at Christmas time. Claims such as centrepieces burning dining tables and wax spilling on new carpets occur more often over Christmas.

Overwatering Christmas trees; many claims occur after carpets and floors have been stained or damaged by water from real Christmas trees. The damage usually only becomes apparent in January.

Feet through ceilings; that trip to the attic can be a dangerous pursuit. Each year before and after Christmas, people venture up to the attic to get their decorations down. Several claims are lodged annually where people accidental step between the joists in their attics and put a foot through the floor, damaging the ceiling of the room below. Your home insurance policy should have “accidental damage” included to cover this event.

Destroyed cookers; Christmas has a higher instance of damaged cookers, pans, and pots catching fire.

Spilled wine glasses; a common incident at this time of year. Damage can be to carpets or furniture, most insurers will cover this if “accidental damage” cover is included.

Losing jewellery; many insurers report festive claims occur when items are accidentally thrown out with discarded wrapping paper. The items included earrings and hearing aids.

Stay safe and have a peaceful, relaxing and happy Christmas.

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HeartBeat’s expert talk on the science of sleep

HeartBeat Kil larney will focus on the vital role of sleep in cardiac and mental health at its next community meeting on February 24. The event, held at the Parish […]

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HeartBeat Kil

larney will focus on the vital role of sleep in cardiac and mental health at its next community meeting on February 24.
The event, held at the Parish Centre on Park Road, features guest speaker Dr Anna O’Sullivan, a Senior Clinical Psychologist with the HSE.
Following her previous popular sessions with the group, Dr O’Sullivan will return to provide a deep dive into the neuroscience of sleep.
The talk will explore why rest is a cornerstone of physical and mental well-being and how sleep requirements shift throughout various life stages, from childhood and the teenage years to parenthood, perimenopause, and older adulthood.
Attendees can expect practical advice on managing common sleep difficulties and strategies for improving sleep quality. Dr O’Sullivan will also outline simple self-care actions that can maintain or enhance long-term sleeping habits, as well as the long-term impacts of insufficient rest.
The meeting begins at 8:00 pm at the Parish Centre and is open to all members of the community. A question-and-answer session will follow the presentation, and the evening will conclude with light refreshments and an opportunity for attendees to chat.

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Parking plan for Muckross Rowing Club boat launch

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Muckross Rowing Club will host a landmark event on Sunday to officially launch and bless three new additions to its racing fleet.

The ceremony is scheduled to take place at the club’s boathouse at 2pm and represents a significant moment in the club’s long-standing history.


The club has issued an open invitation to all past and present members, as well as supporters, friends, and family, to join in the celebrations.

Following the formal blessing and naming of the boats, light refreshments will be served at the boathouse for all attendees.


For those planning to attend the event, parking will be situated at the Muckross House car park.


The club has requested that anyone requiring parking access closer to the boathouse make contact with a committee member in advance so that appropriate assistance and arrangements can be made.


The core of the celebration is the naming of the boats in honour of three of the club’s most distinguished athletes: Paul Griffin, Sean Casey, and Cathal Moynihan.


These three oarsmen achieved the ultimate success in the sport by representing Ireland at the 2004 and 2008 Olympic Games.


Having started their journeys as Muckross juniors before rising through the international ranks, their legacy continues to be a major source of pride for the club as they are immortalised in the newest fleet.

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