Connect with us

News

Know your rights

Published

on

0234767_Unknown-3.jpeg

 

Help to Buy Scheme

What Is the Help to Buy Scheme?
The Help to Buy (HTB) Scheme assists first-time buyers to purchase a newly-built house or apartment. It is also available for once-off self-build homes.
It only applies to properties that cost €500,000 or less.
The HTB Scheme gives a refund of the income tax and Deposit Interest Retention Tax (DIRT) you have paid in Ireland over the previous 4 tax years.

How do I qualify?
To qualify, you must:
Be a first-time buyer. If you are buying (or self-building) the property with someone else, they must also be a first-time buyer.
Buy or self-build a new residential property between 19 July 2016 and 31 December 2022.
Take out a mortgage of at least 70% of the purchase price. Cash buyers do not qualify.
Live in the property for 5 years from the date that it is habitable. HTB is not available for investment properties.
Be fully tax-compliant for the 4 years immediately before your claim.
What do I get?
If you sign a contract for a new house, or draw down on a self-build mortgage, between 23 July 2020 and 31 December 2022, you can get an increased relief. This is known as the Enhanced Help to Buy Scheme. You can claim relief on the lesser of:
€30,000
10% of the purchase price of the property
10% of the completion value of a self-build
The amount of income tax and DIRT you paid for the previous 4 years
The maximum payment is €30,000.
How can I apply?
There are 3 stages to the online application process:
The application stage: If you are a PAYE employee only, you can apply for the HTB Scheme through Revenue’s MyAccount service. Or, if you are a self-assessed taxpayer, you can apply through Revenue’s Online Service (ROS).
The claim stage: Once your application is approved you can make your claim using ROS or MyAccount. You will need to provide documents about your mortgage and confirm details about the property at this stage.
The verification stage: The information you have provided is verified by an eligible verifier. This is the contractor if you are buying a new home, or your solicitor if you are building your home.
How do I get the refund?
If you buy a new build, the refund is paid directly to the builder. If you self-build the property, the refund is paid to a bank account you hold with your loan provider.

Read more about the Help to Buy Scheme on https://bit.ly/3O2jdxF .
If you need further information about any of the issues raised here or you have other questions, you can call a member of the local Citizens Information Service in Kerry on 0818 07 7860. They will be happy to assist you and if necessary arrange an appointment for you.
Kerry HELPLINE 0818 07 7860
Monday to Friday from 10am -4pm. Alternatively you can email on tralee@citinfo.ie or log on to www.citizensinformation.ie
The National Phone Service is available on 0818 07 4000 Monday to Friday 9am – 8pm.

Advertisement

News

Gleneagle Concert Band opens recruitment drive for new members

Published

on

By

The Gleneagle Concert Band is inviting new members of all ages to join the ensemble as it prepares for its new season starting this September.



Open to children, young people, and adults from Killarney and surrounding areas, the band offers specialist instrumental tuition starting from age nine. Beginners can take lessons in clarinet, flute, saxophone, trumpet, trombone, French horn, euphonium, tuba, percussion, and drums before progressing into the main band.

No previous experience is required for adults or children. The band also welcomes adults who already play an instrument or wish to return to music after a break.

“What makes Gleneagle special is that our musicians don’t just rehearse in a room and play the occasional concert,” said Music Development Officer Vincent Condon. “They perform at major events, festivals and community occasions, take part in film productions, travel internationally and, importantly, have fun together as a band. The band is open to everyone. We welcome young people who want to learn an instrument, as well as adults who have previous musical experience and would like to return to playing.”

For information on registration and lessons, contact 087 222 9513 or visit the band’s social media pages.

Busy summer of events


The Gleneagle Concert Band has concluded a busy 12 months featuring public performances, festival appearances, and charity work.

Highlights included the annual summer street concerts in Killarney town, along with performances at Puck Fair, the Rose of Tralee, and the Summer in Killarney Festival. Band members were also involved in the filming of Jimmy, an upcoming Hollywood biographical drama based on actor Jimmy Stewart.

Community fundraising remained a focus over the past year, with the band supporting local causes including the Kerry Stars Special Olympics Sports Club and Recovery Haven Kerry Cancer Support House alongside a sold-out Annual Concert.

Following a tour to Seville in 2025, the band has confirmed its next overseas trip to Bilbao and San Sebastián in northern Spain, scheduled for August 2027.

Continue Reading

News

New seating unveiled as Spa GAA celebrates

Published

on

By

It has been a busy period at Spa GAA as the club continues to develop its ground facilities while also marking a major milestone in its sporting history.

The club recently completed further ground improvements with the installation of new seating on the clubhouse side of the pitch.

Located over the terrace area directly on the halfway line, the new seating offers an upgraded viewing area for spectators.

Club volunteer John Hannon of JH Fitout Ltd, who also coaches the Under 10 boys team, assisted with the installation work.


Alongside the developments on the pitch, over 100 people gathered for the club’s annual mass, which was celebrated by Club President Fr Tim O’Sullivan and Club Vice President Fr Michael O’Donoghue.


Following the service, Spa GAA held a special presentation to honour the 60th anniversary of the 1966 O’Donoghue Cup winning team.

All surviving members of the historic side attended the gathering, alongside family representatives of deceased players and team mentors.

The evening provided a chance for the club community to come together, reflect on past successes, and share memories of one of the most famous teams in Spa GAA history.

Attachments

Continue Reading

Last News

Sport