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Used car values and your insurance policy

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By John Healy of Healy Insurances

According to some recent surveys used car values have increased substantially over the past two years.

A survey from Cartell.ie, an automotive data supplier, showed the average second hand car is worth 16% more now than last year. A second survey completed by DoneDeal confirmed used car prices are nearly 50% higher than they were before the pandemic in January 2020.

The analysis from DoneDeal, in conjunction with Trinity College and NUI Galway, found that in the three months to June, used car prices have increased by 10.6%. Not only that, but the research indicates that prices are still increasing and the rate appears to be speeding up.

What is driving this increase?

It is a combination of factors including Brexit and the trade issues that have been created as well as the continuing supply chain challenges brought about by the pandemic.

In addition, lead in times for delivery of new vehicles have been extended primarily due to a global shortage of microchips.

There has also been a huge decrease in imported vehicles from the UK since Brexit and this is certainly adding to the price inflation.

From an insurance perspective most insurers operate on a pre-accident value format in the event of a claim. The pre-accident value is calculated by the assessor based upon market trends and so should take into account the current spike in prices. However, some insurers use the vehicle value when rating the policy. It is advisable to review the vehicle value in advance of your renewal date and update it if necessary.

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Kilcummin parish celebrates milestone wedding anniversaries

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Couples across the parish of Kilcummin gathered at Our Lady of Lourdes Church for a special celebration Mass honouring milestone wedding anniversaries.

The special service, celebrated by Fr Pat O’Donnell, brought together local couples celebrating 25, 30, 35, 40, 45, 50, 55, and 60 years of marriage. Each couple received a commemorative certificate in recognition of their decades of commitment and companionship.

Following the ceremony, the parish committee hosted a reception in the parish hall, where attendees enjoyed tea, home baking, and an opportunity to catch up with neighbours and family members.

Organisers extended their gratitude to Fr O’Donnell, the church committee, photographer Anne Holland, and all who helped arrange the celebratory event.

ANNIVERSARY MASS: Pictured at the Kilcummin wedding anniversary mass are (front row, left to right) Michael and Mary Dorrigan, Michael and Mary Moynihan, Marion and Timmy O’Keeffe, and Clare and Sean Moynihan; (second row) Robert and Ann Marie Keane, Paudie and Kate Cahill, Hann and Denny Donnelly, Sheila and Charlie O’Neill, and Maureen and Francis O’Doherty; (third row) Maura and Cornelius Brosnan, Joan and Jeremiah Desmond, Breda and Timmy O’Leary, Noreen and Patie Nagle, and Barry and Breda Duggan; with (back row) Willie and Breda Fleming, Mary and Noel Cronin, and Fr Pat O’Donnell. Photo: Anne Holland.

PEARL ANNIVERSARY: Clare and Sean Moynihan celebrating their 30th wedding anniversary at Our Lady of Lourdes Church in Kilcummin. Photo: Anne Holland.

GOLDEN JUBILEE: Marion and Timmy O’Keeffe marking 50 years of marriage during the parish anniversary celebrations in Kilcummin. Photo: Anne Holland.

RUBY CELEBRATION: Timmy and Breda O’Leary celebrating 40 years of marriage in Kilcummin. Photo: Anne Holland.

SAPPHIRE MILESTONE: Joan and Jeremiah Desmond celebrating 45 years of marriage at the anniversary Mass in Kilcummin. Photo: Anne Holland.

CORAL ANNIVERSARY: Robert and Anne Marie Keane marking 35 years of marriage at Our Lady of Lourdes Church, Kilcummin. Photo: Anne Holland.

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Killarney Plaza wins top golf hotel award

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Killarney Plaza wins top golf hotel award

Killarney Plaza Hotel and Spa has been named IGTOA Large Golf Hotel of the Year at the 29th National Golf Tourism Conference and Gala Irish Golf Awards.

Organised by the Irish Golf Tour Operators Association, the annual conference brings together golf operators, hotels, clubs, and industry partners from across Ireland. The awards ceremony took place during a black-tie gala evening at Ballygarry Estate Hotel and Spa, hosted by broadcaster Des Cahill.

The category winner was selected through votes cast by IGTOA tour operator members. Established in 1996, the association promotes Ireland as an international golfing destination.

Hotel management expressed gratitude to the tour operators, regional partners, and guests who supported the venue throughout the year. The hotel operates as part of the local O’Donoghue Ring Collection.

GOLF AWARD: Representing the Killarney Plaza Hotel and Spa, part of the O’Donoghue Ring Collection, Seán Howley (Group Business Development Manager), Brian Lawlor (Group General Manager), and Tomás O’Gorman (Guest Relations Manager) at the National Golf Tourism Conference

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