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Local credit unions launch new agri loan product

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Six credit unions in the Kerry/Cork region have launched new agri loan product ‘Cultivate’.
The new credit union farm lending offering was officially launched on Wednesday, by IFA National Chairman - Farm Business, Martin Stapleton. It will be available at Killarney Credit Union, Listowel Credit Union and Cara Credit Union in Kerry, as well as Ballincollig Credit Union, Bantry Credit Union and Kanturk Credit Union in Cork.
The credit union farm lending project is modelled on a pilot initiative by four credit unions in Galway, who launched the Cultivate brand in 2017. Since then, 20 credit unions throughout Ireland have introduced the agri loan product to members.
Since its introduction, Cultivate has proved very popular with farmers with nearly €20m in loans issued to farmers. The Cultivate farm loans are for a wide variety of purposes, everything from working capital, cash flow, farm development, livestock purchase, farm machinery purchase, rural enterprise funding, and start up farm finance.
“We are delighted to officially launch the Cultivate agri loan products to credit union members in the Cork and Kerry areas,” Brendan Heneghan, former Regional Manager with Teagasc, and project manager of the Cultivate brand, said.
“We have been working hard on this project for the past number of months. Credit Union agri loan staff have completed a bespoke five-day course on Farm and Finance organised by Teagasc in association with Pallaskenry Agricultural College. Credit unions are now open and ready for business.”
The Cultivate farm loan package will offer loans up to €50,000 for a variety of purposes with a competitive loan rate. The term of the loan can be up to seven years. Loan protection insurance is also provided on the loan at no additional charge.
“We hope that farmers will look to their local credit unions as an alternative for farm finance,” Mark Murphy, CEO, Killarney Credit Union said.
“After all, credit unions are embedded in their local communities and are in a position to lend to those living or working locally. Our loans are unsecured, and we can offer a variety of repayment schedules to suit farmer’s needs.”
Appointments can be made to meet a Cultivate Farm Advisor on 064 6631344 ext. 2 or loans@killarneycu.ie. Further information on Cultivate farm loans is available from any of the credit union branches or on www.cultivate-cu.ie.

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Champion jockey Oisín Murphy set for home debut

Five-time British Champion Flat Jockey Oisín Murphy is scheduled to compete at his home track for the first time ever on Tuesday July 14. The Killarney native grew up near […]

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Five-time British Champion Flat Jockey Oisín Murphy is scheduled to compete at his home track for the first time ever on Tuesday July 14.

The Killarney native grew up near the venue but has never ridden a professional race here. Since moving to England at 17, his Irish appearances have been rare, yielding just eight winners.
“Riding a winner at Killarney has always been a lifelong dream of mine,” Murphy said. “I grew up watching racing here, and to finally ride here in front of my family, friends, and the home crowd is going to be an incredibly special moment. I hope I can give everyone plenty to cheer about.”
Killarney Racecourse Manager Karl McCay commented: “We are absolutely thrilled to welcome Oisín Murphy back to his hometown. Having a world-class, champion jockey born right here in Killarney ride at our track for the very first time is a massive honour. It is a very proud day for our community and local racing fans and will really add to our July Festival.”
The appearance takes place on day two of the July Festival, which runs from Monday July 13 to Friday July 17.

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KILLARNEY ADVERTISER OPINION: A manhunt needs a description

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KILARNEY ADVERTISER OPINION:

A manhunt needs a description

A manhunt needs a description

Gardaí are searching for a man in connection with the murder investigation into Jamey Carney.

The Gardai say they are looking for a “person of significant interest’ and that “that his whereabouts are unknown”, and but they cannot comment in detail on his age, name, or nationality for legal reasons. 

That is not enough for the public.

No one is asking Gardaí to convict a man in the media. No one is asking them to publish speculation or damage a future trial. But if a person of significant interest is missing, and ports and airports are on alert, ordinary people need practical information.

A manhunt only works when people know who to look for.

Gardaí do not have to name the man. They do not have to publish nationality. They do not have to say he is guilty. They could release a limited description: age range, height, build, hair, clothing, last known area, possible route, or vehicle details.

That would protect the investigation while giving people something useful.

There is also a numbers problem.

Ireland had 14,529 sworn Gardaí at the end of February 2026. Even counting Garda staff and reserves, the total Garda workforce stood at just over 18,000. The population of the State is about 5.46 million.

Fourteen thousand Gardaí cannot see what 5.46 million people might see.

Gardaí have powers, training, and access to information. The public has eyes. People work in taxis, hotels, airports, ports, petrol stations, shops, bus stations, train stations, guesthouses, restaurants, and border areas.

A careful description turns the public into useful witnesses. Without it, people are left watching for “a man,” which means watching for nobody in particular.

There is also a public-safety question.

If a person being sought in a murder investigation is unaccounted for, people will ask whether he may pose a risk to others. That does not mean he is guilty. It does not mean the public should panic.

But it is a reasonable concern.

If Gardaí believe there is no wider risk, they should say so. If they believe there may be a risk, even a limited one, the public should have enough information to protect themselves and assist the search.

Media reports have described the man Gardaí are seeking as an asylum seeker who had been living in Killarney. Photos said to show him with Jamey Carney have also circulated through media reports and social media.

That leaves the public in a strange position. People are already seeing fragments of information, but not one clear official description.

Gardaí may have legal reasons for staying silent. They must protect the presumption of innocence, avoid prejudicing a trial, and avoid identifying the wrong person.

Those concerns matter.

But the public has concerns too. Some people may feel basic information is being withheld because the man is reported to be an asylum seeker. That concern should not be dismissed.

A crime is committed by an individual, not by a nationality, religion, or category of people. No community should be blamed for the alleged actions of one person.

But silence does not reduce fear. It feeds rumour.

The phrase “person of significant interest” may be legally safer than “suspect”.

 But it is not useful to a taxi driver, hotel receptionist, shop worker, bus passenger, ferry worker, neighbour, or member of the public.

If Gardaí have a specific operational reason for withholding a description, they should say so plainly. If they do not, they should release a careful description now.

Public fear grows in a vacuum.

A community cannot help find someone it cannot identify. 

If this man is innocent and help with the investigation he should have nothing to fear and come forward. 

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