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Local credit unions launch new agri loan product

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Six credit unions in the Kerry/Cork region have launched new agri loan product ‘Cultivate’.
The new credit union farm lending offering was officially launched on Wednesday, by IFA National Chairman - Farm Business, Martin Stapleton. It will be available at Killarney Credit Union, Listowel Credit Union and Cara Credit Union in Kerry, as well as Ballincollig Credit Union, Bantry Credit Union and Kanturk Credit Union in Cork.
The credit union farm lending project is modelled on a pilot initiative by four credit unions in Galway, who launched the Cultivate brand in 2017. Since then, 20 credit unions throughout Ireland have introduced the agri loan product to members.
Since its introduction, Cultivate has proved very popular with farmers with nearly €20m in loans issued to farmers. The Cultivate farm loans are for a wide variety of purposes, everything from working capital, cash flow, farm development, livestock purchase, farm machinery purchase, rural enterprise funding, and start up farm finance.
“We are delighted to officially launch the Cultivate agri loan products to credit union members in the Cork and Kerry areas,” Brendan Heneghan, former Regional Manager with Teagasc, and project manager of the Cultivate brand, said.
“We have been working hard on this project for the past number of months. Credit Union agri loan staff have completed a bespoke five-day course on Farm and Finance organised by Teagasc in association with Pallaskenry Agricultural College. Credit unions are now open and ready for business.”
The Cultivate farm loan package will offer loans up to €50,000 for a variety of purposes with a competitive loan rate. The term of the loan can be up to seven years. Loan protection insurance is also provided on the loan at no additional charge.
“We hope that farmers will look to their local credit unions as an alternative for farm finance,” Mark Murphy, CEO, Killarney Credit Union said.
“After all, credit unions are embedded in their local communities and are in a position to lend to those living or working locally. Our loans are unsecured, and we can offer a variety of repayment schedules to suit farmer’s needs.”
Appointments can be made to meet a Cultivate Farm Advisor on 064 6631344 ext. 2 or loans@killarneycu.ie. Further information on Cultivate farm loans is available from any of the credit union branches or on www.cultivate-cu.ie.

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Junior Brother to make Mike the Pies debut this May

Kilcummin musician Junior Brother is set to play Mike the Pies for the first time when he takes to the stage at the popular Listowel venue on May 21. The […]

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Kilcummin musician Junior Brother is set to play Mike the Pies for the first time when he takes to the stage at the popular Listowel venue on May 21.

The local artist has built a strong reputation on the Irish folk and alternative scene and released his third album, The End, last September. The record followed a steady rise in profile since the release of his debut album Pull The Right Rope, which was nominated for the Choice Music Prize for Irish Album of the Year.
Junior Brother also picked up two nominations at the 2019 RTÉ Radio 1 Folk Awards, where he was shortlisted for Best Folk Album and Best Emerging Folk Act. His distinctive songwriting and live performances have since seen him share stages with a range of well-known acts, including The Proclaimers and Glen Hansard.
Hansard later invited the Kilcummin man to join him on a tour of the east coast of the United States.
Tickets for the show are priced at €20 and are available through the Mike the Pies website.

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Carrig Cup gathering honours Mike Gaine

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A Christmas gathering in memory of Mike Gaine brought friends and rally competitors together at Kenmare Golf Club on January 3, where the first winners of the Carrig Cup were also recognised.

The new trophy was claimed by driver Tommy Randles and co-driver Darragh Lynch, making them the opening names on the cup.


The award will be competed for every six months on both the Killarney Historic Rally and the Rally of the Lakes.


Randles thanked the Gaine family for presenting the trophy and the club members who supported the night.


He said: “I would like to take this opportunity to thank all the people and KDMC club members that came to the Kenmare Golf club last night to the Christmas gathering of friends in memory of Mike Gaine and in recognition of the Carrig cup and myself and Darragh Lynch as the first winners it was a great night with rally stories of the past been told until early in the morning I would like to thank Mike Casey and his team of Kenmare golf course for the bar service and food on the night which was thoroughly enjoyed by everyone and I would like to wish you all a very happy new year and hope 2026 will be a great year for everyone.”


Co-driver Lynch added:
“The fact that the cup will be won every six months for both the Historic Rally and the Rally of the Lakes means it will have an amazing history to it in a few short years so for myself and Tommy to be the first names on it is special. I’d like to thank the Gaine family for putting forward the cup and the rally community of Kenmare for supporting it so strongly. The cup will keep Mike’s memory safe and strong forever more now and it was great to see such a crowd on the night.”

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