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Women reminded it’s never too early to start planning for retirement

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It's never too early to start planning for your retirement.

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IT’S been said that many women have weekly pensions that would barely cover the cost of a haircut. With only 47% of women in Ireland having some form of pension outside of the State pension, Vincent Casey Life & Pensions, Killarney, has decided to raise awareness of the issue and has dedicated the week from October 17-24 to specifically address retirement planning for women.

You can never start early enough when it comes to planning for retirement, said Vincent who this year celebrates his 20th year in business. The problem is many people expect the State pension to provide for them in retirement, he notes. “The State contributory pension is currently €233 per week and it is vital that people look to supplement this,” said Vincent. “Currently it is estimated that the annual income needed in retirement is € 18,000 per annum; this is the equivalent of 50% of the average industrial wage.”

Of the 47% of women that have some form of private pension the average pension that they are providing for is just € 2,000 per annum, added Vincent. “Pensions are by far the most tax-efficient method of saving as not alone are you getting tax relief on what you are paying, but the fund as it grows is also exempt from tax until drawdown,” he added. “At retirement you are entitled to get 25% of the fund tax free.”

If you are interested in finding out more about setting up a pension, reviewing an existing pension or finding out about a pension that you paid into previously , call Vincent on 064-6636410 to book an appointment and he will arrange to meet with you during that week.

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National Park hosting educational weekend of talks and walks

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‘Samhain’ Autumn Gathering will take place from October 17 until October 19 in Killarney this year.

It is a series of free events being organised by the Conservation Rangers and NPWS.

Rutting season is now underway, and this is a popular time for photographers who travel from all around Ireland to capture the renowned Native Irish Deer that reside in Killarney National Park.


On Friday, there will be a talk on ‘The Chough’, an insight into the life of a rare bird, by Clare Heardmanm, NPWS Ecologist in the Conservation Measures Unit. It will take place at Killarney House auditorium at 7.30pm, and bookings are made through Eventbrite.


The very popular ‘Morning Deer Walks’ with Conservation Ranger Padruig O’Sullivan are planned for Saturday October 17 and Sunday October 18.

The meeting point for these is Deenagh Cottage just inside the front gate of the Demesne.

It starts at 7.00am. Padruig’s informative walks are always very engaging, no bookings are required.


The distinctive bellowing and fierce rutting behaviour has fascinated Killarney for a long time.

The rich colours of Autumn, the morning light and shadows of evening light make the park so spectacular at this time of year.


On Saturday evening, a talk ‘Toads in Trouble’ will focus on protecting Ireland’s endangered Natterjack Toads by Brid Calhoun, NPWS Conservation Ranger.


‘Nocturnal Ramble’ will take place on Sunday evening at 6pm and this event will include walking through woodlands in the dark. Booking will be online closer to the event.

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Killarney Coffee Cup project is still ongoing

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While several participants remain committed to the Killarney Coffee Cup Project, many businesses in the town have withdrawn from the initiative posing significant challenges for the project.

Once non-participating outlets enter the market, many customers revert to convenience and single-use cups.

As a result of this, small businesses also revert to single-use cups to compete with competition.

Organisers of the project say that without universal rules, convenience wins, and single-use cups will end up in general waste which undermines the national waste reduction goals.

Johnny Maguire, co-president of Killarney Chamber of Tourism and Commerce, said it is disappointing that the government are unwilling to move forward with the latte levy legislation.

He said: “The project showed that businesses and consumers were willing to adapt their behaviours with the right incentives. We proved that the latte levy, which had been promised by government, would work.”

Despite the withdrawals, the project continues with the support of Kerry County Council, Killarney Chamber of Tourism & Commerce, the NPWS, Failte Ireland, local hoteliers, local businesses and the wider Killarney community.

Since its launch, there has been positive outcomes.

There has been a reduction in litter and single-use waste, which saves an estimated 18 tonnes of waste annually.

There has been interest from 35 towns across Ireland who are eager to replicate the model in their own communities.

The Killarney Coffee Cup Project remains committed to reducing waste and inspiring change locally however they warn that lasting impact requires leadership and policy support.

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